Tuinen Viktor
ActiveThe computed 12-month bankruptcy probability of Tuinen Viktor is 2.0% (moderate). The 2025 annual accounts show equity of €72k and a net result of €12k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 4477 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+6
Solvency64▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.35 in 2024; short-term debt: 38% and cash: 20.9% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
14 d late
2023
30 d late
2022
33 d early
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 20.0%
2024 · €60k
2021: €21k
2022: €32k
2023: €58k
2024: €60k
2021 → 2025
Total assets
€185k▲ 57.4%
2024 · €118k
2021: €80k
2022: €109k
2023: €124k
2024: €118k
2021 → 2025
Net result
€12k▲ 551%
2024 · €2k
2021: €19k
2022: €10k
2023: €26k
2024: €2k
2021 → 2025
Working capital
€16k▼ 0.9%
2024 · €16k
2021: €-5k
2022: €-31k
2023: €-5k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€32k▲ 48.0%€58k▲ 83.9%€60k▲ 3.2%€72k▲ 20.0%
Operating result€24k-€10k▼ 57.3%€33k▲ 220%€4k▼ 88.4%€16k▲ 313%
Net result€19k-€10k▼ 47.0%€26k▲ 159%€2k▼ 93.1%€12k▲ 551%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 313% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€99k▲ 79.8%
Current assets
€86k▲ 37.8%
Equity and liabilities €185k
Equity
€72k▲ 20.0%
Debt
€113k▲ 96.3%
The debt ratio rises from 49.1% to 61.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €29k
Cash flow
€34k▲
2024 · €27k
Solvency
38.8%▼
2024 · 50.9%
Current ratio
1.23▼
2024 · 1.35
Quick ratio
1.23▼
2024 · 1.35
Debt / equity
1.58▲
2024 · 0.96
ROE
16.6%▲
2024 · 3.1%
ROA
6.5%▲
2024 · 1.6%
Interest coverage
36.38▲
2024 · 18.60
Debt
€113k▲
2024 · €58k
Debt ≤ 1 year
€70k▲
2024 · €46k
Debt > 1 year
€43k▲
2024 · €11k
Income taxes
€3k▲
2024 · €655
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€185k▲
Fixed assets21/28€55k€99k▲
Tangible fixed assets22/27€55k€99k▲
Plant, machinery and equipment23€23k€80k▲
Furniture and vehicles24€15k€10k▼
Leasing and similar rights25€17k€9k▼
Current assets29/58€63k€86k▲
Amounts receivable within one year40/41€19k€47k▲
Trade receivables40€19k€31k▲
Other amounts receivable41€489€16k▲
Cash at bank and in hand54/58€42k€39k▼
Deferred charges and accrued income490/1€965€842▼
Equity and liabilities
Total equity and liabilities10/49€118k€185k▲
Equity10/15€60k€72k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€58k€70k▲
Amounts payable17/49€58k€113k▲
Amounts payable after more than one year17€11k€43k▲
Financial debts170/4€11k€43k▲
Amounts payable within one year42/48€46k€70k▲
Current portion of amounts payable after more than one year42€6k€16k▲
Trade debts44€20k€33k▲
Suppliers440/4€20k€33k▲
Taxes, remuneration and social security45€7k€978▼
Taxes450/3€7k€978▼
Other amounts payable47/48€13k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€22k▼
Other operating charges640/8€487€2k▲
Gross operating margin9900€29k€40k▲
Operating profit (loss)9901€4k€16k▲
Financial income75/76B€166€260▲
Recurring financial income75€166€260▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€15k▲
Income taxes67/77€655€3k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€70k▲
Profit (loss) brought forward from the previous period14P€56k€58k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼93.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €26k ▲159%
Operating result €33k, net result €26k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tenzuivenestraat 111760 RoosdaalGround area
1,862 m²
Building footprint
405 m²
Parcel 23097D0239/00E003, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097D0239/00E003 | Flanders | 1,862 m² | 1 · 405 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Haneveir Tuinwerken
BE 0773.498.487
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JARDINS EN HERBE
BE 0550.745.016
Grez-Doiceau · Eq €72k
Frederik Tijdgat
BE 0749.446.645
Avelgem · Eq €72k
MICHIELS TUINWERKEN
BE 1007.265.024
Pelt · Eq €72k
TVE Tuinen BV
BE 0759.944.421
Deinze · Eq €72k
Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2021
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.