TUINEN VERDOENE
ActiveThe computed 12-month bankruptcy probability of TUINEN VERDOENE is 2.3% (moderate). The 2025 annual accounts show equity of €38k and a net result of €5k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 4477 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency76=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 2.05 in 2024; short-term debt: 46.5% and cash: 44.1% of total assets), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
36 d late
2023
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 13.8%
2024 · €34k
2023: €32k
2024: €34k
2023 → 2025
Total assets
€75k▲ 14.1%
2024 · €66k
2023: €80k
2024: €66k
2023 → 2025
Net result
€5k▲ 213%
2024 · €1k
2023: €27k
2024: €1k
2023 → 2025
Working capital
€27k▲ 8.8%
2024 · €25k
2023: €22k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€34k▲ 4.6%€38k▲ 13.8%
Operating result€37k-€1k▼ 96.1%€8k▲ 488%
Net result€27k-€1k▼ 94.6%€5k▲ 213%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 488% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€13k▼ 23.2%
Current assets
€62k▲ 27.1%
Equity and liabilities €75k
Equity
€38k▲ 13.8%
Debt
€37k▲ 14.5%
The debt ratio rises from 49.2% to 49.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €12k
Cash flow
€17k▲
2024 · €12k
Solvency
50.7%▼
2024 · 50.8%
Current ratio
1.78▼
2024 · 2.05
Quick ratio
1.74▼
2024 · 2.02
Debt / equity
0.97▲
2024 · 0.97
ROE
12.1%▲
2024 · 4.4%
ROA
6.1%▲
2024 · 2.2%
Interest coverage
24.38▼
2024 · 30.03
Debt
€37k▲
2024 · €32k
Debt ≤ 1 year
€35k▲
2024 · €24k
Debt > 1 year
€2k▼
2024 · €9k
Income taxes
€3k▲
2024 · €937
Staff costs
€110k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€75k▲
Formation expenses20€0€0=
Fixed assets21/28€17k€13k▼
Intangible fixed assets21€1€0▼
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€49k€62k▲
Stocks and contracts in progress3€707€2k▲
Stocks30/36€707€2k▲
Amounts receivable within one year40/41€31k€23k▼
Trade receivables40€29k€17k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€13k€33k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€66k€75k▲
Equity10/15€34k€38k▲
Contributions10/11€5k€5k=
Reserves13€25k€30k▲
Distributable reserves133€25k€30k▲
Profit (loss) carried forward14€4k€3k▼
Amounts payable17/49€32k€37k▲
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€24k€35k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€0€0=
Income statement
Code20242025
Remuneration, social security and pensions62€95k€110k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€110k€132k▲
Operating profit (loss)9901€1k€8k▲
Financial income75/76B€1k€220▼
Recurring financial income75€1k€220▼
Financial charges65/66B€412€828▲
Recurring financial charges65€412€828▲
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€937€3k▲
Profit (loss) for the period9904€1k€5k▲
Profit (loss) for the period to be appropriated9905€1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€8k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Weakest financial yearnet €1k ▼94.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldensporenstraat 148560 WevelgemGround area
634 m²
Building footprint
114 m²
Volume, LiDAR
552 m³
Parcel 34041C0677/00A006, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TUINEN VERDOENE
since 20232.341.485.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041C0677/00A006 | Flanders | 634 m² | 1 · 114 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 291 EUR awarded · 275 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 291 EUR | 275 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2023
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.