TUINEN VAN WIN

Active

Private limited companyfounded 20214 yrs activeBoektsestraat 2, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 0778.829.232

The computed 12-month bankruptcy probability of TUINEN VAN WIN is 2.0% (moderate). The 2025 annual accounts show equity of €193k and a net result of €35k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 4422 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

93 / 100

Excellent▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability90▼-10

Solvency96=

Growth52=

Stability94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days acceptable

Liquidity ample (current ratio 2.41 against 2.39 in 2024), and 48.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

51.9%

Return on assets

9.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

21 d early

2024

28 d early

2023

29 d early

2022

28 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€193k▲ 22.0%

2024 · €158k

2022: €116k 2023: €120k 2024: €158k

2022 → 2025

Total assets

€371k▲ 25.2%

2024 · €297k

2022: €178k 2023: €258k 2024: €297k

2022 → 2025

Net result

€35k▼ 9.5%

2024 · €38k

2022: €106k 2023: €3k 2024: €38k

2022 → 2025

Working capital

€105k▲ 21.2%

2024 · €87k

2022: €64k 2023: €66k 2024: €87k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€116k-€120k▲ 2.9%€158k▲ 32.2%€193k▲ 22.0%

Operating result€149k-€9k▼ 94.0%€59k▲ 570%€53k▼ 10.2%

Net result€106k-€3k▼ 96.8%€38k▲ 1,042%€35k▼ 9.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 10% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €371k

51.7%

48.3%

Fixed assets €192k▲ 30.0%

Current assets €179k▲ 20.5%

Equity and liabilities €371k

51.9%

48.1%

Equity €193k▲ 22.0%

Debt €179k▲ 28.9%

The debt ratio rises from 46.7% to 48.1%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€134k▲

2024 · €118k

Cash flow

€116k▲

2024 · €97k

Solvency

51.9%▼

2024 · 53.3%

Current ratio

2.41▲

2024 · 2.39

Quick ratio

2.41▲

2024 · 2.39

Debt / equity

0.93▲

2024 · 0.88

ROE

18.1%▼

2024 · 24.4%

ROA

9.4%▼

2024 · 13.0%

Interest coverage

15.71▼

2024 · 16.76

Debt

€179k▲

2024 · €139k

Debt ≤ 1 year

€74k▲

2024 · €62k

Debt > 1 year

€104k▲

2024 · €76k

Income taxes

€11k▼

2024 · €14k

Staff costs

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€297k€371k▲

Fixed assets21/28€148k€192k▲

Tangible fixed assets22/27€148k€192k▲

Land and buildings22€18k€18k=

Plant, machinery and equipment23€48k€131k▲

Furniture and vehicles24€81k€43k▼

Current assets29/58€149k€179k▲

Amounts receivable within one year40/41€53k€75k▲

Trade receivables40€51k€40k▼

Other amounts receivable41€2k€35k▲

Cash at bank and in hand54/58€96k€104k▲

Deferred charges and accrued income490/1€237€229▼

Equity and liabilities

Total equity and liabilities10/49€297k€371k▲

Equity10/15€158k€193k▲

Contributions10/11€10k€10k=

Reserves13€148k€183k▲

Distributable reserves133€148k€183k▲

Amounts payable17/49€139k€179k▲

Amounts payable after more than one year17€76k€104k▲

Financial debts170/4€76k€104k▲

Amounts payable within one year42/48€62k€74k▲

Current portion of amounts payable after more than one year42€26k€44k▲

Trade debts44€20k€7k▼

Suppliers440/4€20k€7k▼

Taxes, remuneration and social security45€12k€17k▲

Taxes450/3€9k€8k▼

Remuneration and social security454/9€3k€9k▲

Other amounts payable47/48€3k€6k▲

Accrued charges and deferred income492/3€387€400▲

Income statement Code20242025

Remuneration, social security and pensions62-€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€81k▲

Other operating charges640/8€2k€2k▼

Gross operating margin9900€120k€138k▲

Operating profit (loss)9901€59k€53k▼

Financial income75/76B€541€532▼

Recurring financial income75€541€532▼

Financial charges65/66B€7k€9k▲

Recurring financial charges65€7k€9k▲

Profit (loss) for the period before taxes9903€53k€45k▼

Income taxes67/77€14k€11k▼

Profit (loss) for the period9904€38k€35k▼

Profit (loss) for the period to be appropriated9905€38k€35k▼

Appropriation of the result

Profit (loss) to be appropriated9906€38k€35k▼

Transfer to equity691/2€38k€35k▼

To other reserves6921€38k€35k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

03-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Equity above €150kEq €158k ▲32.2%

3 profitable years in a row build equity to €158k.

02-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €3k ▼96.8%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Steenokkerzeel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boektsestraat 21820 Steenokkerzeel

Ground area

413 m²

Building footprint

134 m²

Volume, LiDAR

783 m³

Parcel 23065A0096/00C000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

TUINEN VAN WIN

Boektsestraat 2, 1820 SteenokkerzeelSite preparation

since 20212.325.312.308

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23065A0096/00C000	Flanders	412 m²	1 · 134 m²	7.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 830 EUR awarded · 830 EUR paid

Year	Entries	awarded	paid
2025	1	360 EUR	360 EUR
2024	1	470 EUR	470 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 830 EUR · 830 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

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Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 3,417 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-12-2021

Fiscal year end31-12

Activities, NACEBEL

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.