Tuinen Ral
ActiveThe computed 12-month bankruptcy probability of Tuinen Ral is 2.4% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-327. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 4444 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-1
Solvency30=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.0 against 0.03 in 2024; short-term debt: 65.7% and cash: 0.1% of total assets), and 95.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4444 sector peers (2025).
NBB · sector comparisonPosition among 4444 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
29 d late
2022
29 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 3.5%
2024 · €9k
2021: €4k
2022: €5k
2023: €9k
2024: €9k
2021 → 2025
Total assets
€184k▼ 2.0%
2024 · €188k
2021: €185k
2022: €185k
2023: €191k
2024: €188k
2021 → 2025
Net result
€-327
2024 · €107
2021: €-565
2022: €911
2023: €4k
2024: €107
2021 → 2025
Working capital
€-121k▼ 12.9%
2024 · €-107k
2021: €-73k
2022: €-85k
2023: €-94k
2024: €-107k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€5k▲ 20.5%€9k▲ 72.2%€9k▲ 1.2%€9k▼ 3.5%
Operating result€2k-€2k▼ 8.4%€6k▲ 199%€977▼ 83.4%€-171
Net result€-565-€911€4k▲ 324%€107▼ 97.2%€-327
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €171 after €977 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€184k=
Current assets
€182▼ 95.3%
Equity and liabilities €184k
Equity
€9k▼ 3.5%
Debt
€175k▼ 1.9%
The debt ratio rises from 95.0% to 95.1%. Equity and debt are lower.
Key figures and ratios
Solvency
4.9%▼
2024 · 5.0%
Current ratio
0.00▼
2024 · 0.03
Quick ratio
0.00▼
2024 · 0.03
Debt / equity
19.50▲
2024 · 19.17
ROE
-3.6%▼
2024 · 1.1%
ROA
-0.2%▼
2024 · 0.1%
Debt
€175k▼
2024 · €179k
Debt ≤ 1 year
€121k▲
2024 · €111k
Debt > 1 year
€54k▼
2024 · €68k
Income taxes
€-207▼
2024 · €329
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€184k▼
Fixed assets21/28€184k€184k=
Financial fixed assets28€184k€184k=
Current assets29/58€4k€182▼
Amounts receivable within one year40/41€4k-
Trade receivables40€4k-
Cash at bank and in hand54/58€380€182▼
Equity and liabilities
Total equity and liabilities10/49€188k€184k▼
Equity10/15€9k€9k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€4k€4k▼
Amounts payable17/49€179k€175k▼
Amounts payable after more than one year17€68k€54k▼
Financial debts170/4€68k€54k▼
Amounts payable within one year42/48€111k€121k▲
Current portion of amounts payable after more than one year42€13k€13k=
Trade debts44€3k€572▼
Suppliers440/4€3k€572▼
Taxes, remuneration and social security45€751-
Taxes450/3€751-
Other amounts payable47/48€94k€107k▲
Income statement
Code20242025
Other operating charges640/8€387-
Gross operating margin9900€1k€-171▼
Operating profit (loss)9901€977€-171▼
Financial charges65/66B€541€363▼
Recurring financial charges65€541€363▼
Profit (loss) for the period before taxes9903€436€-534▼
Income taxes67/77€329€-207▼
Profit (loss) for the period9904€107€-327▼
Profit (loss) for the period to be appropriated9905€107€-327▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▼
Profit (loss) brought forward from the previous period14P€4k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2021net €4k ▲324%
Operating result €6k, net result €4k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €911
Net result €911 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frijselstraat 401910 KampenhoutGround area
5,621 m²
Building footprint
554 m²
Volume, LiDAR
2,132 m³
2 parcels, Flanders · tallest building 25.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuinen Ral
since 20202.301.278.280
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038D0041/00B000 | Flanders | 5,249 m² | 1 · 455 m² | 25.8 m · 1 fl. |
| 24033E0080/00L000 | Flanders | 372 m² | 1 · 99 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CYCLO GARDENS
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ABELIA GARDEN
BE 0476.499.731
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GROENBEDRIJF HOOYBERGHS J
BE 0478.682.627
Mol · Eq €9k
TERRAVENIR
BE 0788.372.448
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Delfosse B
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 2,291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2020
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.