TUINEN LE ROY
ActiveThe computed 12-month bankruptcy probability of TUINEN LE ROY is 3.0% (moderate). The annual accounts of TUINEN LE ROY for fiscal year 2025 show a net loss of 81% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-54k. Equity is shrinking by ~32.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 17% of 4477 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-86
Solvency32▼-23
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.49 against 0.84 in 2024; short-term debt: 68.7% and cash: 0.7% of total assets), and 92.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
-31.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4477 sector peers (2025).
NBB · sector comparisonPosition among 4477 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
4 d early
2023
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 81.1%
2024 · €67k
2023: €36k
2024: €67k
2023 → 2025
Total assets
€172k▼ 23.8%
2024 · €226k
2023: €164k
2024: €226k
2023 → 2025
Net result
€-54k
2024 · €31k
2023: €28k
2024: €31k
2023 → 2025
Working capital
€-60k▼ 289%
2024 · €-15k
2023: €-25k
2024: €-15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€36k-€67k▲ 85.0%€13k▼ 81.1%
Operating result€43k-€46k▲ 7.3%€-50k
Net result€28k-€31k▲ 9.1%€-54k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €50k after €46k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€114k▼ 22.0%
Current assets
€58k▼ 27.1%
Equity and liabilities €172k
Equity
€13k▼ 81.1%
Debt
€159k▲ 0.4%
The debt ratio rises from 70.3% to 92.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €77k
Cash flow
€-13k▼
2024 · €61k
Solvency
7.4%▼
2024 · 29.7%
Current ratio
0.49▼
2024 · 0.84
Quick ratio
0.49▼
2024 · 0.84
Debt / equity
12.56▲
2024 · 2.37
ROE
-427.9%▼
2024 · 45.9%
ROA
-31.6%▼
2024 · 13.6%
Interest coverage
-1.81▼
2024 · 20.94
Debt
€159k▲
2024 · €159k
Debt ≤ 1 year
€118k▲
2024 · €95k
Debt > 1 year
€41k▼
2024 · €63k
Income taxes
€155▼
2024 · €12k
Staff costs
€66k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€172k▼
Fixed assets21/28€146k€114k▼
Tangible fixed assets22/27€145k€113k▼
Plant, machinery and equipment23€21k€17k▼
Furniture and vehicles24€121k€94k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€348€348=
Current assets29/58€80k€58k▼
Amounts receivable within one year40/41€72k€57k▼
Trade receivables40€42k€17k▼
Other amounts receivable41€30k€40k▲
Cash at bank and in hand54/58€8k€1k▼
Deferred charges and accrued income490/1€216€401▲
Equity and liabilities
Total equity and liabilities10/49€226k€172k▼
Equity10/15€67k€13k▼
Contributions10/11€8k€8k=
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14-€-54k
Amounts payable17/49€159k€159k▲
Amounts payable after more than one year17€63k€41k▼
Financial debts170/4€63k€41k▼
Amounts payable within one year42/48€95k€118k▲
Current portion of amounts payable after more than one year42€29k€36k▲
Financial debts43-€25k
Other loans439-€25k
Trade debts44€36k€40k▲
Suppliers440/4€36k€40k▲
Taxes, remuneration and social security45€31k€17k▼
Taxes450/3€25k€9k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€9€473▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€41k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€118k€59k▼
Operating profit (loss)9901€46k€-50k▼
Financial income75/76B€6€3▼
Recurring financial income75€6€3▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€43k€-54k▼
Income taxes67/77€12k€155▼
Profit (loss) for the period9904€31k€-54k▼
Profit (loss) for the period to be appropriated9905€31k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-54k▼
Transfer to equity691/2€31k€0▼
To other reserves6921€31k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-54k ▼276%
Net result drops to €-54k, the lowest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €31k ▲9.1%
Operating result €46k, net result €31k, both a record.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heulestraat 149750 KruisemGround area
1,405 m²
Building footprint
182 m²
Volume, LiDAR
1,000 m³
Parcel 45057A0123/00F000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oprichting Tuinen Le Roy
since 20222.339.404.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057A0123/00F000 | Flanders | 1,405 m² | 1 · 182 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 2,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43120Site preparation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.