TUINEN JOOS
ActiveTUINEN JOOS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.31M and a net result of €161k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 1727 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+6
Solvency84▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.61 in 2024; short-term debt: 30.2% and cash: 14.1% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
7.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
11 d early
2023
2 d early
2022
1 d early
2021
on the day
2020
1 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.31M▲ 14.0%
2024 · €1.14M
2019: €825k
2020: €897k
2021: €881k
2022: €1.09M
2023: €1.09M
2024: €1.14M
2019 → 2025
Total assets
€2.20M▲ 14.8%
2024 · €1.92M
2019: €1.85M
2020: €1.68M
2021: €1.68M
2022: €1.68M
2023: €2.10M
2024: €1.92M
2019 → 2025
Net result
€161k▲ 198%
2024 · €54k
2019: €230k
2020: €73k
2021: €154k
2022: €208k
2023: €214k
2024: €54k
2019 → 2025
Working capital
€1.11M▲ 25.6%
2024 · €884k
2019: €600k
2020: €708k
2021: €503k
2022: €751k
2023: €786k
2024: €884k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€881k-€1.09M▲ 23.6%€1.09M▲ 0.1%€1.14M▲ 4.9%€1.31M▲ 14.0%
Operating result€231k-€334k▲ 44.4%€327k▼ 2.2%€90k▼ 72.5%€226k▲ 151%
Net result€154k-€208k▲ 35.4%€214k▲ 2.7%€54k▼ 74.8%€161k▲ 198%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 151% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.20M
Fixed assets
€425k▼ 12.5%
Current assets
€1.78M▲ 24.0%
Equity and liabilities €2.20M
Equity
€1.31M▲ 14.0%
Debt
€895k▲ 15.9%
The debt ratio rises from 40.3% to 40.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€344k▲
2024 · €215k
Cash flow
€279k▲
2024 · €180k
Solvency
59.3%▼
2024 · 59.7%
Current ratio
2.67▲
2024 · 2.61
Quick ratio
2.32▲
2024 · 2.31
Debt / equity
0.69▲
2024 · 0.67
ROE
12.3%▲
2024 · 4.7%
ROA
7.3%▲
2024 · 2.8%
Interest coverage
15.39▲
2024 · 13.52
Debt
€895k▲
2024 · €773k
Debt ≤ 1 year
€665k▲
2024 · €548k
Debt > 1 year
€230k▲
2024 · €225k
Income taxes
€66k▲
2024 · €24k
Staff costs
€809k▲
2024 · €743k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.92M€2.20M▲
Fixed assets21/28€485k€425k▼
Tangible fixed assets22/27€485k€424k▼
Land and buildings22€316k€275k▼
Plant, machinery and equipment23€59k€29k▼
Furniture and vehicles24€111k€121k▲
Financial fixed assets28€510€510=
Current assets29/58€1.43M€1.78M▲
Stocks and contracts in progress3€169k€234k▲
Stocks30/36€23k€44k▲
Contracts in progress37€146k€190k▲
Amounts receivable within one year40/41€194k€360k▲
Trade receivables40€124k€311k▲
Other amounts receivable41€70k€49k▼
Current investments50/53€834k€872k▲
Cash at bank and in hand54/58€235k€309k▲
Equity and liabilities
Total equity and liabilities10/49€1.92M€2.20M▲
Equity10/15€1.14M€1.31M▲
Contributions10/11€19k€19k=
Reserves13€935k€1.29M▲
Tax-exempt reserves132-€84k
Distributable reserves133€935k€1.20M▲
Profit (loss) carried forward14€192k€0▼
Amounts payable17/49€773k€895k▲
Amounts payable after more than one year17€225k€230k▲
Financial debts170/4€225k€230k▲
Amounts payable within one year42/48€548k€665k▲
Current portion of amounts payable after more than one year42€52k€70k▲
Trade debts44€230k€417k▲
Suppliers440/4€230k€417k▲
Taxes, remuneration and social security45€54k€44k▼
Taxes450/3€850€827▼
Remuneration and social security454/9€53k€43k▼
Other amounts payable47/48€212k€135k▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€743k€809k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126k€119k▼
Other operating charges640/8€11k€10k▼
Gross operating margin9900€969k€1.16M▲
Operating profit (loss)9901€90k€226k▲
Financial income75/76B€4k€23k▲
Recurring financial income75€4k€23k▲
Financial charges65/66B€16k€22k▲
Recurring financial charges65€16k€22k▲
Profit (loss) for the period before taxes9903€78k€226k▲
Income taxes67/77€24k€66k▲
Profit (loss) for the period9904€54k€161k▲
Transfer to tax-exempt reserves689-€84k
Profit (loss) for the period to be appropriated9905€54k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€246k€268k▲
Profit (loss) brought forward from the previous period14P€192k€192k=
Transfer to equity691/2€54k€268k▲
To other reserves6921€54k€268k▲
Social balance
Average headcount (FTE)908715.814.3▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €54k ▼74.8%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €1MEq €1.09M ▲23.6%
4 profitable years in a row build equity to €1.09M.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gestelhoflei 8a2820 BonheidenGround area
5,429 m²
Building footprint
826 m²
Volume, LiDAR
4,616 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TUINEN JOOS
since 20082.171.787.438
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0229/00B002 | Flanders | 3,020 m² | 1 · 588 m² | 7.4 m · 2 fl. |
| 12005A0239/00H005 | Flanders | 2,409 m² | 1 · 239 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 9,626 EUR awarded · 9,626 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 900 EUR | 900 EUR |
| 2024 | 2 | 5,820 EUR | 5,820 EUR |
| 2023 | 2 | 2,714 EUR | 2,714 EUR |
| 2022 | 1 | 192 EUR | 192 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
6 live approvalsGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Of 207 companies in sector 01309 we hold annual accounts for 82. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2008
Fiscal year end30-06
Activities, NACEBEL
01309Crop and animal production, hunting and related service activities
71113Urban planning and landscape architecture
43120Site preparation
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
46220Wholesale trade
46499Wholesale of other household goods
47551Retail sale of household furniture
47591Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.