Tuinen Dayer
ActiveThe computed 12-month bankruptcy probability of Tuinen Dayer is 2.1% (moderate). The 2025 annual accounts show equity of €38k and a net result of €11k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 4477 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+9
Solvency75▲+32
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.97 in 2024; short-term debt: 41.1% and cash: 16.4% of total assets), and 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
14.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
1 d early
2023
42 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€292k
EBIT margin
4.7%
Net result
€11k▲ 3.8%
2024 · €11k
2022: €10k
2023: €5k
2024: €11k
2022 → 2025
Working capital
€9k
2024 · €-3k
2022: €-16k
2023: €-5k
2024: €-3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€292k-
Equity€11k-€17k▲ 48.7%€27k▲ 64.4%€38k▲ 40.6%
Operating result€14k-€9k▼ 31.9%€17k▲ 79.5%€17k▲ 2.9%
Net result€10k-€5k▼ 45.4%€11k▲ 96.6%€11k▲ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€36k▼ 51.0%
Current assets
€41k▼ 47.4%
Equity and liabilities €77k
Equity
€38k▲ 40.6%
Debt
€39k▼ 68.9%
The debt ratio falls from 82.0% to 50.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €34k
Cash flow
€24k▼
2024 · €28k
Solvency
49.8%▲
2024 · 18.0%
Current ratio
1.29▲
2024 · 0.97
Quick ratio
1.00▲
2024 · 0.85
Debt / equity
1.01▼
2024 · 4.56
ROE
28.9%▼
2024 · 39.2%
ROA
14.4%▲
2024 · 7.0%
Interest coverage
8.20▼
2024 · 9.35
Debt
€39k▼
2024 · €124k
Debt ≤ 1 year
€32k▼
2024 · €80k
Debt > 1 year
€7k▼
2024 · €44k
Income taxes
€3k▲
2024 · €3k
Staff costs
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€77k▼
Fixed assets21/28€74k€36k▼
Tangible fixed assets22/27€74k€36k▼
Plant, machinery and equipment23€10k€2k▼
Furniture and vehicles24€29k€34k▲
Leasing and similar rights25€35k-
Current assets29/58€78k€41k▼
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€53k€19k▼
Trade receivables40€49k€3k▼
Other amounts receivable41€4k€16k▲
Cash at bank and in hand54/58€15k€13k▼
Deferred charges and accrued income490/1€717€260▼
Equity and liabilities
Total equity and liabilities10/49€151k€77k▼
Equity10/15€27k€38k▲
Contributions10/11€2k€2k=
Reserves13€25k€36k▲
Distributable reserves133€25k€36k▲
Amounts payable17/49€124k€39k▼
Amounts payable after more than one year17€44k€7k▼
Financial debts170/4€44k€7k▼
Amounts payable within one year42/48€80k€32k▼
Current portion of amounts payable after more than one year42€22k€11k▼
Trade debts44€50k€12k▼
Suppliers440/4€50k€12k▼
Taxes, remuneration and social security45€9k€9k=
Taxes450/3€9k€8k▼
Remuneration and social security454/9-€989
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Non-recurring operating income76A€15k€40k▲
Remuneration, social security and pensions62-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€36k€48k▲
Operating profit (loss)9901€17k€17k▲
Financial income75/76B€174€229▲
Recurring financial income75€174€229▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€11k€11k▲
Profit (loss) for the period to be appropriated9905€11k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€11k▲
Transfer to equity691/2€11k€11k▲
To other reserves6921€11k€11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2022net €11k ▲3.8%
Operating result €17k, net result €11k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼45.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenstraat 38730 BeernemGround area
736 m²
Building footprint
165 m²
Volume, LiDAR
713 m³
Parcel 31003G0089/00Y000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tuinen Dayer
since 20212.321.530.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003G0089/00Y000 | Flanders | 736 m² | 1 · 165 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0668.494.997
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Assesse · Eq €38k
TUINEN MANUEL VANLUCHENE
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2021
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.