Tuinen Cédric
ActiveThe computed 12-month bankruptcy probability of Tuinen Cédric is 2.5% (moderate). The 2025 annual accounts show equity of €22k and a net result of €13k. Its solvency ranks better than 28% of 4422 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-8
Solvency44▼-3
Growth78
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.24 in 2024; short-term debt: 80.8% and cash: 48.8% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 118%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€114k▲ 149%
2024 · €46k
2024: €46k
2024 → 2025
Net result
€13k▲ 61.5%
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€17k▲ 115%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€22k▲ 118%
Operating result€11k-€21k▲ 85.6%
Net result€8k-€13k▲ 61.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€5k▼ 0.2%
Current assets
€109k▲ 167%
Equity and liabilities €114k
Equity
€22k▲ 118%
Debt
€92k▲ 158%
The debt ratio rises from 78.0% to 80.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €12k
Cash flow
€15k▲
2024 · €9k
Solvency
19.2%▼
2024 · 22.0%
Current ratio
1.18▼
2024 · 1.24
Quick ratio
1.18▼
2024 · 1.22
Debt / equity
4.21▲
2024 · 3.56
ROE
61.8%▼
2024 · 83.3%
ROA
11.9%▼
2024 · 18.3%
Interest coverage
12.09▼
2024 · 530.77
Debt
€92k▲
2024 · €36k
Debt ≤ 1 year
€92k▲
2024 · €33k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€114k▲
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€41k€109k▲
Stocks and contracts in progress3€750€0▼
Stocks30/36€750€0▼
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€2k€357▼
Cash at bank and in hand54/58€28k€55k▲
Deferred charges and accrued income490/1-€35k
Equity and liabilities
Total equity and liabilities10/49€46k€114k▲
Equity10/15€10k€22k▲
Contributions10/11€5k€5k=
Reserves13€5k€17k▲
Distributable reserves133€5k€17k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€36k€92k▲
Amounts payable within one year42/48€33k€92k▲
Trade debts44€13k€34k▲
Suppliers440/4€13k€34k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€4k€12k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€10k€45k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€319€1k▲
Other operating charges640/8€437€400▼
Gross operating margin9900€12k€23k▲
Operating profit (loss)9901€11k€21k▲
Financial income75/76B€19€144▲
Recurring financial income75€19€144▲
Financial charges65/66B€22€2k▲
Recurring financial charges65€22€2k▲
Profit (loss) for the period before taxes9903€11k€19k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€13k▲
Transfer to equity691/2€5k€12k▲
To other reserves6921€5k€12k▲
Profit to be distributed694/7€3k€2k▼
Return on contributions (dividend)694€3k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deinsesteenweg(KRU) 309770 KruisemGround area
463 m²
Building footprint
259 m²
Volume, LiDAR
1,533 m³
Parcel 45017B0016/00H002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuinen Cédric
since 20242.363.014.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0016/00H002 | Flanders | 463 m² | 1 · 259 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 3,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2024
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
41001General construction of residential buildings
42990Civil engineering
43120Site preparation
47761Retail sale of flowers, plants, seeds and fertilisers
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tuinen.cedric@gmail.com
Phone:+32494064763