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Tuinen Annaert

Active
Private limited companyfounded 2025active for 1 yearWatermolenstraat 24, 1840 Londerzeel, BelgiumKBO/BCE: BE 1019.854.238
Summary

The computed 12-month bankruptcy probability of Tuinen Annaert is 2.4% (moderate). The 2025 annual accounts show equity of €7,427 and a net result of €5,760. Its solvency ranks better than 30% of 5,689 sector peers (NACE 81, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 11-02-2025 Normal situation
Activity
Landscape service activities NACE 81300
Establishment unit
2.370.851.828 1840 Londerzeel, since 11-02-2025
Financial year end
31 December
Peppol
Reachable since 17-06-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
€19,202
Turnover
≈ €150,000
estimated
Profit
€5,760
Equity
€7,427
Total assets
€33,551
  • 2025 accounts filed 60 days after the deadline
Score breakdownraises riskFounded in 2025Last filed accounts filed 60 days late; 1 of the last 3 accounts lateSize: total assets €33,551lowers riskLiquidity: current ratio 0.97, cash €7,717Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in building services and landscaping (NACE 81)
Financial strength
Average
Solvency 47
equity 22.1% of total assets
Liquidity 36
short-term debt 77.9% · cash 23.0%
Profitability 90
return on assets 17.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,709 companies, NACE 81, micro)
Last 24 months 03-2026: 2.0%lowest value 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.5%▲ +0.5 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 2.8%▲ +0.3 percentage points vs 07-2026 09-2026: 3.1%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.4%▼ -0.7 percentage points vs 09-2026 11-2026: 2.4%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 29% of them on solvency, 27% on liquidity and 75% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €33,551
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.97, cash €7,717
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
60 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 60 days after the deadline Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00542170.

Annual accounts 2025 filed on 29-09-2026 at the NBB

Turnover
≈ €150,000
Estimated: probably between €92,000 and €280,000
Total assets
€33,551
Net result
€5,760
Working capital
-€704

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €33,551
Fixed assets €8,132
Current assets €25,420
Equity and liabilities €33,551
Equity €7,427
Debt €26,124
Debt's share of the balance-sheet total is 77.9%.
Key figures and ratios
2025 value
EBITDA
€12,094
Cash flow
€8,178
Current ratio
0.97
Debt to equity
3.52
ROE
77.6%
ROA
17.2%
Interest coverage
6.00
Debt ≤ 1 year
€26,124
Income taxes
€1,899

Investments

fixed assets acquired
Item2025
Tangible fixed assets€10,549
Depreciation and write-downs of the year€2,417

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€33,551
Fixed assets21/28€8,132
Tangible fixed assets22/27€8,132
Plant, machinery and equipment23€3,458
Furniture and vehicles24€4,673
Current assets29/58€25,420
Amounts receivable within one year40/41€17,703
Trade receivables40€17,703
Cash at bank and in hand54/58€7,717
Equity and liabilities
Total equity and liabilities10/49€33,551
Equity10/15€7,427
Contributions10/11€2,500
Profit (loss) carried forward14€4,927
Amounts payable17/49€26,124
Amounts payable within one year42/48€26,124
Trade debts44€21,387
Suppliers440/4€21,387
Taxes, remuneration and social security45€4,676
Taxes450/3€4,676
Other amounts payable47/48€61
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,417
Other operating charges640/8€7,109
Gross operating margin9900€19,202
Operating profit (loss)9901€9,676
Financial charges65/66B€2,017
Recurring financial charges65€2,017
Profit (loss) for the period before taxes9903€7,659
Income taxes67/77€1,899
Profit (loss) for the period9904€5,760
Profit (loss) for the period to be appropriated9905€5,760
Appropriation of the result
Profit (loss) to be appropriated9906€5,760
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-09-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,417
Other operating charges640/8€7,109
Gross operating margin9900€19,202
Operating profit (loss)9901€9,676
Financial charges65/66B€2,017
Recurring financial charges65€2,017
Profit (loss) for the period before taxes9903€7,659
Income taxes67/77€1,899
Profit (loss) for the period9904€5,760
Profit (loss) for the period to be appropriated9905€5,760
Line2025
Assets
Total assets20/58€33,551
Fixed assets21/28€8,132
Tangible fixed assets22/27€8,132
Plant, machinery and equipment23€3,458
Furniture and vehicles24€4,673
Current assets29/58€25,420
Amounts receivable within one year40/41€17,703
Trade receivables40€17,703
Cash at bank and in hand54/58€7,717
Equity and liabilities
Total equity and liabilities10/49€33,551
Equity10/15€7,427
Contributions10/11€2,500
Profit (loss) carried forward14€4,927
Amounts payable17/49€26,124
Amounts payable within one year42/48€26,124
Trade debts44€21,387
Suppliers440/4€21,387
Taxes, remuneration and social security45€4,676
Taxes450/3€4,676
Other amounts payable47/48€61
Line2025
Profit (loss) for the period9904€5,760
+ Depreciation and write-downs630€2,417
Operating cash flow (approximation)€8,178

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 2,390 companies had the same profile as Tuinen Annaert has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
96.7% was still going
2.0% stopped otherwise
1.2% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Tuinen Annaert itself is higher: 2.4% within 12 months. It rests on far more data about Tuinen Annaert than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for Tuinen Annaert. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-09-2026 2026-00542170 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025
ANNAERT Maxim
Director (not named in the articles) · appointed in the act of 13-02-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-09-2026
Current

Owners and capital

Shareholders

At incorporation act of 13-02-2025 ↗

Capital transactions

Capital over time
  1. 13-02-2025 Incorporation · €2,500 · 250 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking, algemene vergadering bepaalt einddatum of vertrekvergoeding”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 13-02-2025 (in Dutch)

Network & group

Tuinen Annaert shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of Tuinen Annaert. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
29-09
NBB filing Annual accounts 2025 filedNBB
micro format · 60 days late
2025
13-02
Gazette deed Incorporation
Starting capital €2,500 · Appointment: ANNAERT Maxim (director) · Founder8 points ▸
  • Incorporation, “Tuinen Annaert” (deed in Dutch)
  • Founder, ANNAERT Maxim
  • Founding capital, €2,500
  • Pre-incorporation commitments, “takeover, verbintenissen,verplichtingen,activiteiten voor rekening en ten name van vennootschap in oprichting” (deed in Dutch)
  • Capital
  • Registered office clause, “1840 Londerzeel,Watermolenstraat 24” (deed in Dutch)
  • Board rule, 1
  • Director appointment, ANNAERT Maxim (director (not named in the articles))

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Tuinen Annaert in Dutch
Enterprise number 1019.854.238
Legal form Private limited company
Status Active, normale toestand
Founded 11-02-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-02-2025 (in Dutch)
Name clauseThe company operates under this name according to its articles.
Tuinen Annaert
deed of 13-02-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan”
deed of 13-02-2025 (in Dutch)

Registered office and establishments

Registered office Watermolenstraat 24, 1840 Londerzeel, Belgium
Establishment unit Tuinen Annaert, Watermolenstraat 24, 1840 Londerzeel since 11-02-2025 · unit number 2.370.851.828

Activities

NACEBEL 2025
81300 Landscape service activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het ontwerpen, aanleggen en onderhouden van tuinen, parken en al dan niet publieke groenzones; Het aanleggen van vijvers, het uitvoeren van…”
9 activities
  1. Het ontwerpen, aanleggen en onderhouden van tuinen, parken en al dan niet publieke groenzones;
  2. Het aanleggen van vijvers, het uitvoeren van grondwerken, ontwerpen, aanleggen en onderhoud van wegen, opritten, terrassen, tuinen en pleinen, klinker- en kasseiwerken;
  3. Het kweken en verkopen van planten;
  4. De verkoop van tuinmeubelen en allerhande tuinmachines en -materiaal.
  5. Verkoop van schorsen, meststoffen en compostmaterialen.
  6. Verkoop en plaatsing van tuinhout , verkoop van bloembakken, en sierpotten.
  7. Landschapsverzorging en ontwerp.
  8. Het vellen en onderhoud van bomen.
  9. Containerdienst
deed of 13-02-2025 (in Dutch)

Invoicing and payment

VAT number BE 1019.854.238
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1019854238
Other Peppol ID 9925:BE1019854238
Registered 17-06-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 20:00
deed of 13-02-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
2,543 m²
Building footprint
229 m²
Building volume
822 m³
Cadastral parcel Region Area Buildings Height / floors
23045G0215/00S000 Flanders 2,543 m² 1 · 229 m² 5.4 m · 1