Tuincentrum Braeckman
ActiveThe computed 12-month bankruptcy probability of Tuincentrum Braeckman is 1.6% (moderate). The 2025 annual accounts show equity of €59k and a net result of €19k. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 18120 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency42▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.77 in 2024; short-term debt: 43.3% and cash: 7.9% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
5.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
41 d early
2022
42 d early
2021
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 42.7%
2024 · €42k
2021: €14k
2022: €27k
2023: €30k
2024: €42k
2021 → 2025
Total assets
€350k▲ 2.9%
2024 · €340k
2021: €339k
2022: €359k
2023: €357k
2024: €340k
2021 → 2025
Net result
€19k▲ 62.4%
2024 · €11k
2021: €4k
2022: €13k
2023: €4k
2024: €11k
2021 → 2025
Working capital
€-29k▲ 13.3%
2024 · €-34k
2021: €-37k
2022: €-39k
2023: €-43k
2024: €-34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€27k▲ 95.5%€30k▲ 13.3%€42k▲ 38.0%€59k▲ 42.7%
Operating result€7k-€17k▲ 122%€9k▼ 46.0%€19k▲ 110%€30k▲ 56.7%
Net result€4k-€13k▲ 259%€4k▼ 72.9%€11k▲ 225%€19k▲ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€228k▲ 1.0%
Current assets
€122k▲ 7.5%
Equity and liabilities €350k
Equity
€59k▲ 42.7%
Debt
€291k▼ 2.7%
The debt ratio falls from 87.8% to 83.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €46k
Cash flow
€42k▲
2024 · €38k
Solvency
17.0%▲
2024 · 12.2%
Current ratio
0.81▲
2024 · 0.77
Quick ratio
0.48▲
2024 · 0.45
Debt / equity
4.89▼
2024 · 7.17
ROE
31.3%▲
2024 · 27.5%
ROA
5.3%▲
2024 · 3.4%
Interest coverage
7.59▼
2024 · 10.08
Debt
€291k▼
2024 · €299k
Debt ≤ 1 year
€152k▲
2024 · €148k
Debt > 1 year
€135k▼
2024 · €143k
Income taxes
€4k▲
2024 · €3k
Staff costs
€68k▼
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€350k▲
Formation expenses20€997€78▼
Fixed assets21/28€226k€228k▲
Intangible fixed assets21€2k€0▼
Tangible fixed assets22/27€223k€228k▲
Land and buildings22€166k€185k▲
Plant, machinery and equipment23€54k€41k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€114k€122k▲
Stocks and contracts in progress3€48k€49k▲
Stocks30/36€48k€49k▲
Amounts receivable within one year40/41€42k€44k▲
Trade receivables40€39k€43k▲
Other amounts receivable41€3k€632▼
Cash at bank and in hand54/58€23k€28k▲
Deferred charges and accrued income490/1€757€2k▲
Equity and liabilities
Total equity and liabilities10/49€340k€350k▲
Equity10/15€42k€59k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€32k€49k▲
Amounts payable17/49€299k€291k▼
Amounts payable after more than one year17€143k€135k▼
Financial debts170/4€143k€134k▼
Other amounts payable178/9-€1k
Amounts payable within one year42/48€148k€152k▲
Current portion of amounts payable after more than one year42€30k€36k▲
Trade debts44€27k€34k▲
Suppliers440/4€27k€34k▲
Advances received on contracts in progress46€5k€0▼
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€16k€9k▼
Other amounts payable47/48€64k€69k▲
Accrued charges and deferred income492/3€8k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€88k€68k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€23k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€137k€124k▼
Operating profit (loss)9901€19k€30k▲
Financial income75/76B€284€345▲
Recurring financial income75€284€345▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€15k€23k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€50k▲
Profit (loss) brought forward from the previous period14P€20k€32k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €19k ▲62.4%
Operating result €30k, net result €19k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼72.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ascopstraat 189270 LaarneGround area
691 m²
Building footprint
141 m²
Volume, LiDAR
664 m³
Parcel 42010B0494/00T000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuincentrum Braeckman
since 20202.306.364.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0494/00T000 | Flanders | 691 m² | 1 · 141 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 22,078 EUR awarded · 22,078 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,319 EUR | 1,319 EUR |
| 2023 | 1 | 8,441 EUR | 8,441 EUR |
| 2022 | 2 | 12,318 EUR | 12,318 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor zorgboerderijen
Recognitions · licences · registrations
Food safety, FASFC
1 siteLaarne2.306.364.941
Dual-learning approval
2 live approvalsAssistent florist (vwo)
Groendecoratie duaal (so)
Similar companies · same sector, comparable size
ASV
BE 0777.885.164
Ledegem · Eq €59k
Bloemenprieeltje
BE 0784.704.561
Ravels · Eq €60k
MS FLOWERS
BE 0777.644.644
Ukkel · Eq €60k
COGHENAFFAIR
BE 0776.986.925
Ukkel · Eq €60k
LILIT FLEURS
BE 0633.996.651
Ukkel · Eq €59k
Of 3,386 companies in sector 47761 we hold annual accounts for 1,156. 840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2020
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.