TTP-CONSULTING
ActiveSummary
TTP-CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232k and a net result of €47k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency87▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.77 in 2024; short-term debt: 25.6% and cash: 10% of total assets), and 38.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.8%
Return on assets
12.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
3 d early
2023
26 d late
2022
14 d early
2021
18 d late
2020
16 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€232k▲ 7.9%
2024 · €215k
2018: €132k
2019: €168k
2020: €149k
2021: €159k
2022: €153k
2023: €183k
2024: €215k
2018 → 2025
Total assets
€375k▼ 1.9%
2024 · €382k
2018: €339k
2019: €353k
2020: €325k
2021: €441k
2022: €429k
2023: €402k
2024: €382k
2018 → 2025
Net result
€47k▲ 44.2%
2024 · €32k
2018: €5k
2019: €36k
2020: €21k
2021: €34k
2022: €24k
2023: €30k
2024: €32k
2018 → 2025
Working capital
€-11k▲ 46.9%
2024 · €-21k
2018: €41k
2019: €72k
2020: €51k
2021: €13k
2022: €-62k
2023: €-41k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€153k▼ 3.8%€183k▲ 19.6%€215k▲ 17.7%€232k▲ 7.9%
Operating result€43k-€36k▼ 16.2%€48k▲ 36.0%€48k▼ 1.3%€71k▲ 47.8%
Net result€34k-€24k▼ 28.0%€30k▲ 24.1%€32k▲ 7.6%€47k▲ 44.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€290k ▼ 7.0%
Current assets
€85k ▲ 20.8%
Equity and liabilities €375k
Equity
€232k ▲ 7.9%
Debt
€143k ▼ 14.5%
Debt's share of the balance-sheet total falls from 43.8% to 38.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €75k
Cash flow
€72k▲
2024 · €60k
Current ratio
0.89▲
2024 · 0.77
Debt to equity
0.62▼
2024 · 0.78
ROE
20.1%▲
2024 · 15.0%
ROA
12.4%▲
2024 · 8.4%
Interest coverage
20.13▼
2024 · 43.56
Debt ≤ 1 year
€96k▲
2024 · €91k
Debt > 1 year
€44k▼
2024 · €77k
Income taxes
€19k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€382k€375k▼
Fixed assets21/28€312k€290k▼
Tangible fixed assets22/27€312k€290k▼
Land and buildings22€304k€283k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€7k€7k▼
Current assets29/58€70k€85k▲
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€22k€21k▼
Other amounts receivable41€144€242▲
Current investments50/53€10k€25k▲
Cash at bank and in hand54/58€37k€37k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€382k€375k▼
Equity10/15€215k€232k▲
Contributions10/11€6k€6k=
Reserves13€209k€226k▲
Distributable reserves133€209k€226k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€167k€143k▼
Amounts payable after more than one year17€77k€44k▼
Financial debts170/4€77k€44k▼
Amounts payable within one year42/48€91k€96k▲
Current portion of amounts payable after more than one year42€32k€33k▲
Financial debts43€3k€7k▲
Credit institutions430/8€3k€7k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€22k€19k▼
Taxes450/3€22k€19k▼
Other amounts payable47/48€31k€35k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€26k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€77k€98k▲
Operating profit (loss)9901€48k€71k▲
Financial income75/76B€18€112▲
Recurring financial income75€18€112▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€46k€66k▲
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€32k€47k▲
Profit (loss) for the period to be appropriated9905€32k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€47k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€32k€47k▲
To other reserves6921€32k€47k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €47k ▲44.2%
Operating result €71k, net result €47k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €215k ▲17.7%
7 profitable years in a row build equity to €215k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Equity above €150kEq €159k ▲6.1%
4 profitable years in a row build equity to €159k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €168k ▲27.2%
2 profitable years in a row build equity to €168k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2009
Ground area
4,543 m²
Building footprint
303 m²
Volume, LiDAR
1,722 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TTP-CONSULTING - DigNot - DigIAB
since 20092.181.706.380
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024A2191/00C000 | Flanders | 2,300 m² | 1 · 166 m² | 7.6 m · 2 fl. |
| 72024A2191/00D000 | Flanders | 2,243 m² | 1 · 137 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 235 EUR awarded · 235 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 235 EUR | 235 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.