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TTBF

Active
Private limited companyfounded 20242 yrs activeBrusselsesteenweg 292, 3090 Overijse, BelgiumKBO/BCE: BE 1008.054.979
Summary

TTBF has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28,648 and a net result of €18,648. Its solvency ranks better than 66% of 4345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency91
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.98; short-term debt: 33.8% and cash: 18.9% of total assets), and 33.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
66.2%
Return on assets
43.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TTBF was incorporated on 5 April 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€28,648
Total assets
€43,279
Net result
€18,648
Working capital
€14,302

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €43,052
Fixed assets €14,119
Current assets €28,934
Equity and liabilities €43,279
Equity €28,648
Debt €14,631
Debt finances 33.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€29,478
Cash flow
€22,028
Current ratio
1.98
Debt to equity
0.51
ROE
65.1%
ROA
43.1%
Interest coverage
198.03
Debt ≤ 1 year
€14,631
Income taxes
€7,301

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 36 lines
Balance sheet Code2024
Assets
Total assets20/58€43,279
Formation expenses20€227
Fixed assets21/28€14,119
Tangible fixed assets22/27€14,119
Plant, machinery and equipment23€10,404
Furniture and vehicles24€3,715
Current assets29/58€28,934
Amounts receivable within one year40/41€20,694
Trade receivables40€8,694
Other amounts receivable41€12,000
Cash at bank and in hand54/58€8,189
Deferred charges and accrued income490/1€51
Equity and liabilities
Total equity and liabilities10/49€43,279
Equity10/15€28,648
Contributions10/11€10,000
Profit (loss) carried forward14€18,648
Amounts payable17/49€14,631
Amounts payable within one year42/48€14,631
Trade debts44€1,503
Suppliers440/4€1,503
Taxes, remuneration and social security45€10,939
Taxes450/3€10,939
Other amounts payable47/48€2,189
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,381
Other operating charges640/8€175
Gross operating margin9900€29,653
Operating profit (loss)9901€26,097
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€149
Recurring financial charges65€149
Profit (loss) for the period before taxes9903€25,949
Income taxes67/77€7,301
Profit (loss) for the period9904€18,648
Profit (loss) for the period to be appropriated9905€18,648
Appropriation of the result
Profit (loss) to be appropriated9906€18,648

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,381
Other operating charges640/8€175
Gross operating margin9900€29,653
Operating profit (loss)9901€26,097
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€149
Recurring financial charges65€149
Profit (loss) for the period before taxes9903€25,949
Income taxes67/77€7,301
Profit (loss) for the period9904€18,648
Profit (loss) for the period to be appropriated9905€18,648
Line2024
Assets
Total assets20/58€43,279
Formation expenses20€227
Fixed assets21/28€14,119
Tangible fixed assets22/27€14,119
Plant, machinery and equipment23€10,404
Furniture and vehicles24€3,715
Current assets29/58€28,934
Amounts receivable within one year40/41€20,694
Trade receivables40€8,694
Other amounts receivable41€12,000
Cash at bank and in hand54/58€8,189
Deferred charges and accrued income490/1€51
Equity and liabilities
Total equity and liabilities10/49€43,279
Equity10/15€28,648
Contributions10/11€10,000
Profit (loss) carried forward14€18,648
Amounts payable17/49€14,631
Amounts payable within one year42/48€14,631
Trade debts44€1,503
Suppliers440/4€1,503
Taxes, remuneration and social security45€10,939
Taxes450/3€10,939
Other amounts payable47/48€2,189
Line2024
Profit (loss) for the period9904€18,648
+ Depreciation and write-downs630€3,381
Operating cash flow (approximation)€22,028

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,934 m²
Building footprint
198 m²
Volume, LiDAR
848 m³
Parcel 23062B0376/02D005, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
312 companies at this address See who is registered here
1 establishment unit
Brusselsesteenweg 292, 3090 Overijse
Construction of residential and non-residential buildings
since 20242.358.090.388
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062B0376/02D005 Flanders 1,934 m² 1 · 198 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 14,138 companies in sector 74201 we hold annual accounts for 2,616. 1,792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008054979
Also 9925:BE1008054979
Registered 22-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.