TTB Demoitié & Piot
ActiveTTB Demoitié & Piot has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €347. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency90▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.0 in 2024; short-term debt: 35.4% and cash: 21.4% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
on the day
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€347▲ 172%
2024 · €128
2018: €14k
2019: €13k
2020: €7k
2021: €-889
2022: €18k
2023: €626
2024: €128
2018 → 2025
Working capital
€94k▲ 12.5%
2024 · €84k
2018: €52k
2019: €60k
2020: €66k
2021: €70k
2022: €85k
2023: €78k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€109k▲ 19.2%€109k▲ 0.6%€109k▲ 0.1%€110k▲ 0.3%
Operating result€5k-€26k▲ 378%€3k▼ 88.4%€1k▼ 54.7%€1k▼ 17.9%
Net result€-889-€18k€626▼ 96.4%€128▼ 79.6%€347▲ 172%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€15k▼ 39.7%
Current assets
€154k▼ 8.2%
Equity and liabilities €170k
Equity
€110k▲ 0.3%
Debt
€60k▼ 28.7%
The debt ratio falls from 43.5% to 35.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €12k
Cash flow
€12k▲
2024 · €11k
Solvency
64.6%▲
2024 · 56.5%
Current ratio
2.57▲
2024 · 2.00
Quick ratio
2.46▲
2024 · 1.77
Debt / equity
0.55▼
2024 · 0.77
ROE
0.3%▲
2024 · 0.1%
ROA
0.2%▲
2024 · 0.1%
Interest coverage
22.09▲
2024 · 11.79
Debt
€60k▼
2024 · €84k
Debt ≤ 1 year
€60k▼
2024 · €84k
Income taxes
€342▲
2024 · €327
Staff costs
€127k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€170k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Plant, machinery and equipment23€20k€11k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€168k€154k▼
Stocks and contracts in progress3€19k€7k▼
Stocks30/36€223€311▲
Contracts in progress37€19k€7k▼
Amounts receivable within one year40/41€134k€99k▼
Trade receivables40€127k€88k▼
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€3k€36k▲
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€194k€170k▼
Equity10/15€109k€110k▲
Contributions10/11€23k€23k=
Reserves13€9k€9k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€78k€79k▲
Amounts payable17/49€84k€60k▼
Amounts payable within one year42/48€84k€60k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€685€0▼
Credit institutions430/8€685€0▼
Trade debts44€58k€34k▼
Suppliers440/4€58k€34k▼
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€666€345▼
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48€10k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€128k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€430
Gross operating margin9900€142k€142k▼
Operating profit (loss)9901€1k€1k▼
Financial income75/76B€138€149▲
Recurring financial income75€138€149▲
Financial charges65/66B€1k€576▼
Recurring financial charges65€1k€576▼
Profit (loss) for the period before taxes9903€455€689▲
Income taxes67/77€327€342▲
Profit (loss) for the period9904€128€347▲
Profit (loss) for the period to be appropriated9905€128€347▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€79k▲
Profit (loss) brought forward from the previous period14P€78k€78k▲
Social balance
Average headcount (FTE)90872.72.5▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €100kEq €109k ▲19.2%
Equity rises from €91k to €109k.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-889 ▼112%
Net result drops to €-889, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Berleur 2 A4550 NandrinGround area
1,959 m²
Building footprint
233 m²
Volume, LiDAR
1,633 m³
Parcel 61043D0270/00K000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Berleur 2A, 4550 Nandrin
since 20012.101.360.290
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61043D0270/00K000 | Wallonia | 1,959 m² | 1 · 233 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TOITURE DROUET
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S.C.O.R. Toitures et Constructions - Entreprise Générale
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2001
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45220
45250
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.