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TT Interieur

Active
Private limited companyfounded 201313 yrs activeGaversesteenweg 238, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0502.604.213

TT Interieur has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €78k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+18
Solvency94▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 2.06 in 2024; short-term debt: 21.6% and cash: 27.3% of total assets), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.8%
Return on assets
16.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
19 d late
2023
27 d early
2022
33 d early
2021
16 d early
2020
11 d early
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€322k▲ 23.1%
2024 · €262k
2018: €103k 2019: €120k 2020: €138k 2021: €180k 2022: €215k 2023: €271k 2024: €262k
2018 → 2025
Total assets
€468k▲ 6.6%
2024 · €439k
2018: €489k 2019: €551k 2020: €454k 2021: €478k 2022: €458k 2023: €521k 2024: €439k
2018 → 2025
Net result
€78k▲ 1,063%
2024 · €7k
2018: €16k 2019: €17k 2020: €18k 2021: €41k 2022: €62k 2023: €76k 2024: €7k
2018 → 2025
Working capital
€174k▲ 61.2%
2024 · €108k
2018: €136k 2019: €28k 2020: €40k 2021: €43k 2022: €83k 2023: €105k 2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€180k-€215k▲ 19.7%€271k▲ 26.1%€262k▼ 3.5%€322k▲ 23.1%
Operating result€62k-€86k▲ 39.5%€109k▲ 26.8%€15k▼ 86.3%€109k▲ 626%
Net result€41k-€62k▲ 51.5%€76k▲ 22.4%€7k▼ 91.3%€78k▲ 1,063%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €62k€62kNet result 2021: €41k€41kOperating result 2022: €86k€86kNet result 2022: €62k€62kOperating result 2023: €109k€109kNet result 2023: €76k€76kOperating result 2024: €15k€15kNet result 2024: €7k€7kOperating result 2025: €109k€109kNet result 2025: €78k€78k20212022202320242025
The operating result recovers in 2025; 2025 is 626% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets €193k▼ 15.7%
Current assets €275k▲ 31.0%
Equity and liabilities €468k
Equity €322k▲ 23.1%
Debt €146k▼ 17.7%
The debt ratio falls from 40.4% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€165k
2024 · €68k
Cash flow
€134k
2024 · €60k
Solvency
68.8%
2024 · 59.6%
Current ratio
2.72
2024 · 2.06
Quick ratio
2.39
2024 · 1.89
Debt / equity
0.45
2024 · 0.68
ROE
24.1%
2024 · 2.5%
ROA
16.6%
2024 · 1.5%
Interest coverage
24.48
2024 · 7.53
Debt
€146k
2024 · €177k
Debt ≤ 1 year
€101k
2024 · €102k
Debt > 1 year
€44k
2024 · €74k
Income taxes
€32k
2024 · €5k
Staff costs
€96k
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€439k€468k
Fixed assets21/28€229k€193k
Tangible fixed assets22/27€229k€193k
Land and buildings22€71k€63k
Plant, machinery and equipment23€108k€95k
Furniture and vehicles24€8k€9k
Leasing and similar rights25€42k€26k
Current assets29/58€210k€275k
Stocks and contracts in progress3€18k€34k
Stocks30/36€18k€25k
Contracts in progress37-€8k
Amounts receivable within one year40/41€94k€110k
Trade receivables40€47k€104k
Other amounts receivable41€47k€6k
Cash at bank and in hand54/58€95k€128k
Deferred charges and accrued income490/1€4k€4k
Equity and liabilities
Total equity and liabilities10/49€439k€468k
Equity10/15€262k€322k
Contributions10/11€19k€19k=
Reserves13€243k€304k
Distributable reserves133€243k€304k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€177k€146k
Amounts payable after more than one year17€74k€44k
Financial debts170/4€74k€44k
Amounts payable within one year42/48€102k€101k
Current portion of amounts payable after more than one year42€29k€30k
Trade debts44€41k€40k
Suppliers440/4€41k€40k
Advances received on contracts in progress46€20k€12k
Taxes, remuneration and social security45€12k€19k
Taxes450/3€7k€13k
Remuneration and social security454/9€5k€6k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€1k€1k
Income statement Code20242025
Non-recurring operating income76A€4k€0
Remuneration, social security and pensions62€79k€96k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€56k
Other operating charges640/8€5k€4k
Gross operating margin9900€152k€265k
Operating profit (loss)9901€15k€109k
Financial income75/76B€6k€8k
Recurring financial income75€6k€8k
Financial charges65/66B€9k€7k
Recurring financial charges65€9k€7k
Profit (loss) for the period before taxes9903€12k€110k
Income taxes67/77€5k€32k
Profit (loss) for the period9904€7k€78k
Profit (loss) for the period to be appropriated9905€7k€78k
Appropriation of the result
Profit (loss) to be appropriated9906€7k€78k
Transfer from equity791/2€16k€17k
Transfer to equity691/2€7k€78k
To other reserves6921€7k€78k
Profit to be distributed694/7€16k€17k
Return on contributions (dividend)694€16k€17k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €78k ▲1063%
Net result €78k, the highest in the series.
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial Weakest financial yearnet €7k ▼91.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €215k ▲19.7%
5 profitable years in a row build equity to €215k.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €180k ▲29.7%
4 profitable years in a row build equity to €180k.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
21-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gaversesteenweg 2389820 Merelbeke-Melle
Ground area
535 m²
Building footprint
281 m²
Volume, LiDAR
1,639 m³
Parcel 44412B0196/00B002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gaversesteenweg 238, 9820 Merelbeke-Melle
Manufacture of furniture
since 20132.216.237.192
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44412B0196/00B002 Flanders 535 m² 1 · 281 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 10,058 EUR awarded · 10,058 EUR paid
Year Entries awardedpaid
2024 1 2,982 EUR2,982 EUR
2023 1 6,816 EUR6,816 EUR
2022 1 260 EUR260 EUR
Schemes
Vlaams opleidingsverlof (VOV)
2 entries · 9,798 EUR · 9,798 EUR paid · Departement Werk en Sociale Economie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 260 EUR · 260 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,499 companies in sector 31004 we hold annual accounts for 620. 468 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-01-2013
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
43350Other building finishing work
46150Agents in the wholesale of furniture, household goods and hardware
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.