TSolution
ActiveTSolution has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-11k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 16745 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 3.15 in 2024), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
-8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
2 d early
2022
29 d late
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 11.1%
2024 · €97k
2018: €128k
2019: €108k
2020: €110k
2021: €109k
2022: €108k
2023: €112k
2024: €97k
2018 → 2025
Total assets
€134k▼ 6.2%
2024 · €143k
2018: €230k
2019: €182k
2020: €181k
2021: €180k
2022: €179k
2023: €181k
2024: €143k
2018 → 2025
Net result
€-11k▲ 25.2%
2024 · €-14k
2018: €64k
2019: €-20k
2020: €-7k
2021: €-2k
2022: €-1k
2023: €4k
2024: €-14k
2018 → 2025
Working capital
€86k▼ 10.9%
2024 · €97k
2018: €125k
2019: €105k
2020: €108k
2021: €107k
2022: €107k
2023: €111k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€108k▼ 1.0%€112k▲ 3.7%€97k▼ 12.9%€86k▼ 11.1%
Operating result€-2k-€-1k▲ 29.1%€4k€-14k€-11k▲ 25.3%
Net result€-2k-€-1k▲ 29.1%€4k€-14k€-11k▲ 25.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€85▼ 88.1%
Current assets
€134k▼ 5.8%
Equity and liabilities €134k
Equity
€86k▼ 11.1%
Debt
€47k▲ 4.2%
The debt ratio rises from 31.9% to 35.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-10k
Cash flow
€-11k
Solvency
64.6%▼
2024 · 68.1%
Current ratio
2.82▼
2024 · 3.15
Quick ratio
2.82▼
2024 · 3.15
Debt / equity
0.55▲
2024 · 0.47
ROE
-12.4%▲
2024 · -14.8%
ROA
-8.0%▲
2024 · -10.1%
Interest coverage
-117.90
Debt
€47k▲
2024 · €45k
Debt ≤ 1 year
€47k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€134k▼
Fixed assets21/28€716€85▼
Tangible fixed assets22/27€691€60▼
Land and buildings22€691€60▼
Financial fixed assets28€25€25=
Current assets29/58€142k€134k▼
Amounts receivable within one year40/41€99k€90k▼
Trade receivables40€97k€88k▼
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€43k€43k▲
Equity and liabilities
Total equity and liabilities10/49€143k€134k▼
Equity10/15€97k€86k▼
Contributions10/11€6k€6k=
Reserves13€111k€111k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€109k€109k=
Profit (loss) carried forward14€-20k€-31k▼
Amounts payable17/49€45k€47k▲
Amounts payable within one year42/48€45k€47k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€14k€15k▲
Remuneration and social security454/9€833-
Other amounts payable47/48€24k€25k▲
Accrued charges and deferred income492/3€413-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€218
Other operating charges640/8€2k€953▼
Gross operating margin9900€-12k€-9k▲
Operating profit (loss)9901€-14k€-11k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€106€89▼
Recurring financial charges65€106€89▼
Profit (loss) for the period before taxes9903€-14k€-11k▲
Profit (loss) for the period9904€-14k€-11k▲
Profit (loss) for the period to be appropriated9905€-14k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-31k▼
Profit (loss) brought forward from the previous period14P€-6k€-20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-20k ▼132%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2016
Ground area
1,362 m²
Building footprint
152 m²
Volume, LiDAR
1,051 m³
Parcel 13374F0547/00F000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TSolution
since 20162.250.844.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0547/00F000 | Flanders | 1,362 m² | 1 · 152 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,863 companies in sector 62200 we hold annual accounts for 18,244. 15,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-03-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.