Equity
-€440
Debts exceed assets in financial year 2025.
TSOH
Lifetime
2 annual accounts with figures on one time axispeak €566 (2024)
-€3,452▼ €4,017
lowest -€3,507 (2025)
-€3,507▼ €1,574
peak €3,067 (2024)
-€440▼ €3,507
€2,279▲ 98.6%
Board1 name since 2023
1 directorDE ALMEIDA COCHARRO Hugo
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €566 to -€3,452Loss of €3,507Equity from €3,067 to -€440Debts from €1,148 to €2,279Cash from €3,710 to €1,671
Key points
from the 2025 annual accountsLosses
-€5,440 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Position in the sector
-23.9%
Lower solvency than 94% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
2025 accounts filed 27 days after the deadlineTurnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.5 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€440
Loss of €3,507, the second in a row (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €1,839
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 6% of them on solvency, 27% on liquidity, 5% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as TSOH has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TSOH itself is lower: 0.3% within 12 months. It rests on far more data about TSOH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for TSOH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€440
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804772673
Incorporation
Founding capital of €5,000, 100 shares · Founder: DE ALMEIDA COCHARRO Hugo · Appointment: DE ALMEIDA COCHARRO Hugo (director) · published on 16-08-2023 · Gazette deed
First establishment
Welvaartlaan 30, Temse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TSOH Temse | €1,839 | -€3,452 | -23.9% | - |
| 1F680 Sint-Gillis-Waas | €1,888 | -€3,284 | -247.3% | - |
| YK Projects Sint-Niklaas | €1,842 | -€1,867 | 20.5% | - |
| SBO CONSULT Anderlecht | €1,711 | -€9,315 | -1759.3% | - |
| SPIRIT TECH Genk | €1,702 | €346 | 89.1% | - |
| KAHA Consulting Brussels | €1,593 | -€9,151 | -667.9% | - |
| Cloudnloud Technologies Evere | €1,939 | €48 | -223.2% | - |
These companies have the same main activity as TSOH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1,590 and €1,940, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 11-08-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.348.179.6619140 Temse, since 11-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 15-03-2025
Insights on TSOH
TSOH has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€440) and a net result of -€3,507.
Its solvency ranks better than 6% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TSOH
- What is the company number of TSOH?
- The company number of TSOH is 0804.772.673. The VAT number is the same number with BE in front: BE 0804.772.673.
- Where is TSOH based?
- The registered office is at Welvaartlaan 30, 9140 Temse.Company details
- What does TSOH do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of TSOH?
- TSOH is a private limited company (BV).
- When was TSOH founded?
- TSOH was founded on 11-08-2023.
- Is TSOH still active?
- Yes, TSOH is an active enterprise in the KBO register.
- What is the turnover of TSOH?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is TSOH profitable?
- In financial year 2025, TSOH made a loss of €3,507.
- Where can I find the annual accounts of TSOH?
- TSOH filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TSOH due?
- TSOH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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