Turnover
≈ €230,000 estimated
The micro format states no turnover.
TSK
Overview
Lifetime
1 annual account with figurespeak €54,058 (2025)
€54,058
peak €5,199 (2025)
€5,199
peak €8,199 (2025)
€8,199
€81,061
Board1 name since 2023
1 directorKERKHOFS Jeroen
Documentsfilings and deeds
04-02-20264 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€81,061 91% of the balance sheet
Suppliers 20%Taxes and wages 5%Other 74%
Position in the sector
9.2%
Lower solvency than 86% of companies in specialised construction. Sector median 46.7% · 35,074 companies.
2025 accounts filed 4 days after the deadline
Checked score
49
Fair
Financially stronger than 23% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,695 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.9%lowest value
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 2.0%▲ +0.1 percentage points vs 02-2025
04-2025: 2.4%▲ +0.4 percentage points vs 03-2025
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.7%▲ +0.3 percentage points vs 05-2025
07-2025: 3.0%▲ +0.3 percentage points vs 06-2025
08-2025: 3.0%● unchanged vs 07-2025
09-2025: 2.9%▼ -0.1 percentage points vs 08-2025
10-2025: 3.0%▲ +0.1 percentage points vs 09-2025
11-2025: 3.2%▲ +0.2 percentage points vs 10-2025
12-2025: 3.3%▲ +0.1 percentage points vs 11-2025
01-2026: 3.3%● unchanged vs 12-2025highest value
02-2026: 3.3%● unchanged vs 01-2026highest value
03-2026: 3.2%▼ -0.1 percentage points vs 02-2026
04-2026: 3.2%● unchanged vs 03-2026
05-2026: 3.2%● unchanged vs 04-2026
06-2026: 3.2%● unchanged vs 05-2026
07-2026: 3.0%▼ -0.2 percentage points vs 06-2026
08-2026: 3.0%● unchanged vs 07-2026
09-2026: 2.8%▼ -0.2 percentage points vs 08-2026
10-2026: 2.9%▲ +0.1 percentage points vs 09-2026
11-2026: 2.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Size: total assets €89,260
Sector: Specialised construction activities (NACE 43)
Equity €8,199 (9.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 13% of them on solvency, 5% on liquidity and 51% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as TSK has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TSK itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for TSK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 35074 sector peers (2025).
NBB · sector comparisonPosition among 35074 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
4 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003129557
Incorporation
Founding capital of €3,000, 100 shares · Founder: KERKHOFS Jeroen (oprichter – aandeelhouder) · Appointment: KERKHOFS Jeroen (director) · published on 11-12-2023 · Gazette deed
First establishment
Eindestraat 15, Dilsen-Stokkem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TSK Dilsen-Stokkem | €89,260 | €54,058 | 9.2% | - |
| Tom Geuens Lommel | €101,972 | €52,410 | 36.2% | - |
| NRX Algemene Bouw- en renovatiewerken Bilzen-Hoeselt | €99,125 | €57,409 | 26.0% | - |
| SL AANNEMINGEN EN GRONDWERKEN Beerse | €96,680 | €51,397 | 15.8% | - |
| Vande Ginste Louis Grond- en Afbraakwerken Wingene | €93,485 | €47,354 | 42.7% | - |
| JB WORX Holsbeek | €99,325 | €50,313 | 58.8% | - |
| ELOM Puurs-Sint-Amands | €83,097 | €63,820 | 78.6% | - |
These companies have the same main activity as TSK: site preparation (NACE 43120). They are comparable in size and age: total assets between €83,100 and €102,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 07-12-2023Normal situation
- Activity
- Site preparationNACE 43120and 5 others
- Establishment unit
- 2.353.012.5383650 Dilsen-Stokkem, since 07-12-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 23-09-2025
Insights on TSK
The computed 12-month bankruptcy probability of TSK is 2.9% (moderate). The 2025 annual accounts show equity of €8,199 and a net result of €5,199.
Its solvency ranks better than 14% of 35,074 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 04-02-2026, 4 days late€54,058
€14,678
€5,199
-€56,118
9.2%
0.31
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €160,000 and €390,000.
Balance sheet
balance sheet total €89,260 on 30-06-2025What the company ownsHow it is paid for
Position in the sector
9.2%
Higher than 14% of 35,074 companies in 2025.
0.31
Lower than 95% of 34,450 companies in 2025.
5.8%
Higher than 46% of 34,650 companies in 2025.
TSK
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
89,260 | |
21/28 |
64,318 | |
22/27 |
64,318 | |
22 |
37,001 | |
23 |
20,356 | |
24 |
6,960 | |
29/58 |
24,943 | |
3 |
3,970 | |
30/36 |
3,970 | |
40/41 |
16,442 | |
40 |
13,778 | |
41 |
2,664 | |
54/58 |
4,531 | |
| Balance sheet: equity and liabilities | ||
10/49 |
89,260 | |
10/15 |
8,199 | |
10/11 |
3,000 | |
14 |
5,199 | |
17/49 |
81,061 | |
42/48 |
81,061 | |
44 |
16,453 | |
440/4 |
16,453 | |
45 |
4,400 | |
450/3 |
4,400 | |
47/48 |
60,209 | |
| Income statement | ||
9900 |
54,058 | |
630 |
34,575 | |
640/8 |
4,805 | |
9901 |
14,678 | |
75/76B |
98 | |
75 |
98 | |
65/66B |
5,177 | |
65 |
5,177 | |
9903 |
9,599 | |
67/77 |
4,400 | |
9904 |
5,199 | |
9905 |
5,199 | |
| Appropriation of the result | ||
9906 |
5,199 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 04-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 4 days after the deadline. Filed on 4 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00031770.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 04-02-2026 | 2026-00031770 |
Subsidies and aid
Flemish government 2025, 1 entry, €51 awarded, €51 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 49,253 | ||
| 39,774 | ||
| 98,893 | ||
| -56,118 | ||
| 9.2% | ||
| 0.31 | ||
| 0.26 | ||
| 9.89 | ||
| 63.4% | ||
| 5.8% | ||
| 9.51 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €98,893 |
| €34,575 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on TSK
Debt's share of the balance-sheet total is 90.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 07-12-2023
term for the life of the company
listed in the 2025 annual accounts, filed on 04-02-2026
Mandates through the years
1 name, the dashed line is todayKERKHOFS Jeroen
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- KERKHOFS Jeroen
- Director (not named in the articles), from 07-12-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €81.99 in 2025
- Source
- deed of 11-12-2023
Articles of association
deed of 11-12-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of December at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 11-12-2023 ↗
- KERKHOFS Jeroen 100 shares (100%) · €3,000
Network & group
No group
TSK has no parent and no holdings in its annual accounts. KERKHOFS Jeroen is the only director. TSK shares no director with another company.
Timeline
Timeline
4 events since 2023Filings
Establishments
2023202420252026
2026
Annual accounts 2025 filed PDFmicro format · 4 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003129557
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: KERKHOFS Jeroen (oprichter – aandeelhouder) · Appointment: KERKHOFS Jeroen (director) · published on 11-12-20233 points ▸
- Founding capital, €3,000, 100 shares
- Director appointment, KERKHOFS Jeroen (director (not named in the articles))
- Founder, KERKHOFS Jeroen (oprichter – aandeelhouder)
- The deed holds 2 more points.
First establishment Eindestraat 15, Dilsen-Stokkem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1003.129.557
- VAT number
- BE 1003.129.557
- Peppol ID
- 0208:1003129557
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-12-2023
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of December at 18:00deed of 11-12-2023 (in Dutch)
- Peppol
- Reachable since 23-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TSK in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-12-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Eindestraat 15, 3650 Dilsen-Stokkem”deed of 11-12-2023 (in Dutch)
Activities
NACEBEL 202543120
Site preparation main activity
43230
Insulation installation
Codes under NACEBEL 2008
43120
Site preparation main activity
43130
Specialised construction activities
43211
Specialised construction activities
43212
Specialised construction activities
43291
Specialised construction activities
43299
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De installatie en het onderhoud van elektrische en mechanische toestellen zoals onderneming voor de installatie van elektrische bedrading en…”deed of 11-12-2023 (in Dutch)
16 activities
- De installatie en het onderhoud van elektrische en mechanische toestellen zoals onderneming voor de installatie van elektrische bedrading en toebehoren; installatie van hulpvoedingssystemen (generatoraggregaten); de reparatie van elektrische huishoudapparaten en audio –en videoapparatuur, de installatie van telefooninstallaties, parlofonie, videofonie en computersystemen, de installatie van elektrische verwarmingsinstallaties, kabels, draad, schakelaars, verlichting industrieel en particulier, domotica, schakelborden en dergelijke.
- Alle activiteiten die te maken hebben met elektronische installateur.
- De Groot –en kleinhandel, de aan –en verkoop, in en uitvoer van elektrisch en elektronisch materiaal, inclusief installatiemateriaal, kabels, draad, schakelaars, en dergelijke.
- De Groot –en kleinhandel, de aan –en verkoop, in en uitvoer van elektrisch en elektronisch materiaal, inclusief installatiemateriaal, kabels, draad, schakelaars, en dergelijke.
- Aanleg van leidingen voor het vervoer en distributie van elektrische energie. Uitvoeren van boringen voor het leggen van kabels en kanalisaties. Elektrotechnische installatiewerken aan gebouwen en uitgezonderd aan gebouwen.
- Installatie van elektrische bedrading en toebehoren. Installatie van bewakingssystemen en alarminstallaties tegen diefstal.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm.
- De groot- en kleinhandel, de in- en uitvoer handel, de aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen, in ‘t kort tussenpersoon in de handel.
- Het uitvoeren en/of coördineren van algemene aannemingen, vervaardigen van meubilair, vervaardiging van fineer, zagen en schaven van hout, handel in uit hout vervaardigde handelsgoederen, het bouwen en verbouwen, het onderhoud, de uitrusting, de inrichting, de versiering, de omvorming, de hernieuwing, de expertises en het reinigen en/of herstellen van alle zogenaamde onroerende goederen, parken en beplantingen. De studie en uitvoering van thermische en akoestische isolatiewerken, omvat ook de aankoop, verkoop, verhuring en de handel in het algemeen van alle producten en materialen hiervoor noodzakelijk.
- Alle schattingen en alle arbitrage, van welke aard ook op tegenspraak of niet, evenals alle verrichtingen die ze kunnen voorbereiden of die er kunnen uit voortvloeien en alle werken behorende tot het beroep van landmeter, van architect, van expert in onroerende goederen. Ze zal namelijk industriële, onroerende, boekhoudkundige, fiscale of andere schattingen mogen doen, alle regelingen uitvoeren van onheilen inzake brand, diefstal, verlies van winsten, schade door oorlogsfeiten of andere, zowel voor haar rekening als voor rekening van derden, ze verwezenlijken of ze uitvoeren onder welke vorm ook, handelen als technisch raadgever of inzake onroerende goederen. Alsook wordt voorzien de coördinatie van alle onderaannemingen,…
- Loodgieterswerk, installatie in gebouwen van loodgieterswerk, verwarming, klimaatregeling en ventillatie, installatie van verwarmingsinstallaties, isolatiewerkzaamheden.
- Overige bouwinstallatie, installatie van lichtreclames en uithangborden, installatie van liften en roltrappen.
- Restaureren van bouwwerken.
- Verhuur en lease van machines en installaties voor de bouwnijverheid.
- Overige zakelijke dienstverlening.
- Handelsbemiddeling in landbouwproducten, levende dieren en textielgrondstoffen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Eindestraat 15 registered office 3650 Dilsen-Stokkem | 07-12-2023 | 2.353.012.538 |
Buildings and parcels at the address
- Ground area
- 860 m²
- Buildings
- 173 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72032B0929/00T000 | 860 m² | 1 · 173 m² | - |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1003.129.557