TSJAKOE
ActiveSummary
TSJAKOE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+6
Solvency40▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.36 in 2024; short-term debt: 17.6% and cash: 1.7% of total assets), and 84.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
5.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €28k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
113 d early
2022
94 d early
2021
58 d early
2020
92 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 59.2%
2024 · €18k
2018: €22k
2019: €11k
2020: €-6k
2021: €6k
2022: €13k
2023: €16k
2024: €18k
2018 → 2025
Total assets
€188k▼ 6.9%
2024 · €202k
2018: €321k
2019: €308k
2020: €282k
2021: €375k
2022: €281k
2023: €226k
2024: €202k
2018 → 2025
Net result
€11k▲ 635%
2024 · €1k
2018: €396
2019: €-11k
2020: €-17k
2021: €11k
2022: €8k
2023: €3k
2024: €1k
2018 → 2025
Working capital
€-15k▲ 35.0%
2024 · €-24k
2018: €4k
2019: €-16k
2020: €-37k
2021: €-35k
2022: €-11k
2023: €-20k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€13k▲ 133%€16k▲ 23.3%€18k▲ 8.8%€28k▲ 59.2%
Operating result€18k-€-4k€8k€6k▼ 27.5%€15k▲ 153%
Net result€11k-€8k▼ 33.5%€3k▼ 59.2%€1k▼ 53.6%€11k▲ 635%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 153% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€170k ▼ 9.5%
Current assets
€18k ▲ 30.8%
Equity and liabilities €188k
Equity
€28k ▲ 59.2%
Debt
€160k ▼ 13.2%
Debt's share of the balance-sheet total falls from 91.2% to 84.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €34k
Cash flow
€34k▲
2024 · €30k
Current ratio
0.53▲
2024 · 0.36
Debt to equity
5.63▼
2024 · 10.33
ROE
37.2%▲
2024 · 8.1%
ROA
5.6%▲
2024 · 0.7%
Interest coverage
10.18▲
2024 · 7.54
Debt ≤ 1 year
€33k▼
2024 · €37k
Debt > 1 year
€122k▼
2024 · €142k
Income taxes
€1k▲
2024 · €144
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€188k▼
Fixed assets21/28€188k€170k▼
Tangible fixed assets22/27€188k€170k▼
Land and buildings22€172k€153k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€16k€13k▼
Financial fixed assets28€500€500=
Current assets29/58€13k€18k▲
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€9k€14k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€911€889▼
Equity and liabilities
Total equity and liabilities10/49€202k€188k▼
Equity10/15€18k€28k▲
Contributions10/11€12k€12k=
Reserves13€1k€12k▲
Distributable reserves133€1k€12k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€184k€160k▼
Amounts payable after more than one year17€142k€122k▼
Financial debts170/4€142k€122k▼
Amounts payable within one year42/48€37k€33k▼
Current portion of amounts payable after more than one year42€26k€15k▼
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€344€1k▲
Taxes450/3€344€1k▲
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€24k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€38k€42k▲
Operating profit (loss)9901€6k€15k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€2k€12k▲
Income taxes67/77€144€1k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€15k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€1k€11k▲
To other reserves6921€1k€11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poverstraat 121700 DilbeekGround area
1,307 m²
Building footprint
244 m²
Volume, LiDAR
1,379 m³
Parcel 23074C0254/00B000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tsjakoe
since 20062.157.735.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074C0254/00B000 | Flanders | 1,307 m² | 1 · 244 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,771 EUR awarded · 3,772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 137 EUR | 275 EUR |
| 2024 | 1 | 736 EUR | 770 EUR |
| 2023 | 1 | 770 EUR | 599 EUR |
| 2022 | 1 | 2,128 EUR | 2,128 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 967 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2006
Fiscal year end30-09
Activities, NACEBEL 2025
85599Other education
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.