Tschuttershof
ActiveThe computed 12-month bankruptcy probability of Tschuttershof is 4.1% (elevated). The 2025 annual accounts show equity of €37k and a net result of €1k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 13270 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-11
Solvency35▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.34 against 0.37 in 2024; short-term debt: 32.8% and cash: 2.1% of total assets), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
24 d early
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 1.1%
2024 · €38k
2023: €22k
2024: €38k
2023 → 2025
Total assets
€375k▼ 7.3%
2024 · €404k
2023: €372k
2024: €404k
2023 → 2025
Net result
€1k▼ 92.9%
2024 · €17k
2023: €21k
2024: €17k
2023 → 2025
Working capital
€-81k▼ 30.2%
2024 · €-63k
2023: €-50k
2024: €-63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€38k▲ 71.1%€37k▼ 1.1%
Operating result€32k-€36k▲ 12.2%€18k▼ 51.7%
Net result€21k-€17k▼ 16.3%€1k▼ 92.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€333k▼ 9.2%
Current assets
€42k▲ 11.8%
Equity and liabilities €375k
Equity
€37k▼ 1.1%
Debt
€337k▼ 7.9%
The debt ratio falls from 90.6% to 90.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €84k
Cash flow
€56k▼
2024 · €65k
Solvency
10.0%▲
2024 · 9.4%
Current ratio
0.34▼
2024 · 0.37
Quick ratio
0.23▼
2024 · 0.23
Debt / equity
9.02▼
2024 · 9.68
ROE
3.3%▼
2024 · 46.0%
ROA
0.3%▼
2024 · 4.3%
Interest coverage
4.69▼
2024 · 5.44
Debt
€337k▼
2024 · €366k
Debt ≤ 1 year
€123k▲
2024 · €100k
Debt > 1 year
€212k▼
2024 · €265k
Income taxes
€1k▼
2024 · €3k
Staff costs
€201k▼
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€404k€375k▼
Fixed assets21/28€367k€333k▼
Intangible fixed assets21€52k€46k▼
Tangible fixed assets22/27€315k€287k▼
Plant, machinery and equipment23€71k€67k▼
Furniture and vehicles24€110k€88k▼
Other tangible fixed assets26€134k€132k▼
Current assets29/58€37k€42k▲
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€14k€13k▼
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40-€861
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€404k€375k▼
Equity10/15€38k€37k▼
Contributions10/11€3k€3k=
Reserves13€35k€34k▼
Distributable reserves133€35k€34k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€366k€337k▼
Amounts payable after more than one year17€265k€212k▼
Financial debts170/4€230k€177k▼
Other amounts payable178/9€35k€35k=
Amounts payable within one year42/48€100k€123k▲
Current portion of amounts payable after more than one year42€51k€56k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€18k€27k▲
Suppliers440/4€18k€27k▲
Advances received on contracts in progress46€3k€2k▼
Taxes, remuneration and social security45€25k€21k▼
Taxes450/3€8k€3k▼
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€4k€10k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€211k€201k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€55k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€297k€276k▼
Operating profit (loss)9901€36k€18k▼
Financial income75/76B€20€255▲
Recurring financial income75€20€255▲
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Profit (loss) for the period before taxes9903€21k€2k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€17k€1k▼
Profit (loss) for the period to be appropriated9905€17k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€1k▼
Transfer from equity791/2-€422
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €1k ▼92.9%
Net result drops to €1k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendesteenweg(FEER) 2708480 IchtegemGround area
1,996 m²
Building footprint
475 m²
Volume, LiDAR
1,869 m³
Parcel 35003B0668/00L000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tschuttershof
since 20232.348.751.466
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35003B0668/00L000 | Flanders | 1,996 m² | 1 · 475 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 822 EUR awarded · 822 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 470 EUR | 470 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyIchtegem2.348.751.466
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.