TRYGGR
ActiveTRYGGR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €29k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+31
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.8 against 14.98 in 2024), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
15.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
71 d early
2023
51 d early
2022
68 d early
2021
51 d early
2020
72 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 23.1%
2024 · €127k
2018: €41k
2019: €39k
2020: €55k
2021: €92k
2022: €104k
2023: €123k
2024: €127k
2018 → 2025
Total assets
€191k▲ 21.6%
2024 · €157k
2018: €159k
2019: €167k
2020: €206k
2021: €245k
2022: €206k
2023: €182k
2024: €157k
2018 → 2025
Net result
€29k▲ 85.1%
2024 · €16k
2018: €12k
2019: €-2k
2020: €16k
2021: €37k
2022: €11k
2023: €19k
2024: €16k
2018 → 2025
Working capital
€170k▲ 16.0%
2024 · €147k
2018: €73k
2019: €51k
2020: €101k
2021: €134k
2022: €126k
2023: €141k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€104k▲ 12.3%€123k▲ 18.4%€127k▲ 3.2%€156k▲ 23.1%
Operating result€73k-€28k▼ 61.4%€39k▲ 39.7%€25k▼ 34.7%€43k▲ 69.5%
Net result€37k-€11k▼ 69.6%€19k▲ 67.9%€16k▼ 16.8%€29k▲ 85.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€2k▲ 3,974%
Current assets
€190k▲ 20.5%
Equity and liabilities €191k
Equity
€156k▲ 23.1%
Provisions
€16k▼ 21.5%
Debt
€19k▲ 84.2%
The debt ratio rises from 6.7% to 10.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€43k▲
2024 · €26k
Cash flow
€30k▲
2024 · €16k
Solvency
81.7%▲
2024 · 80.6%
Current ratio
9.80▼
2024 · 14.98
Quick ratio
9.80▼
2024 · 14.98
Debt / equity
0.12▲
2024 · 0.08
ROE
18.8%▲
2024 · 12.5%
ROA
15.4%▲
2024 · 10.1%
Interest coverage
62.35▲
2024 · 14.90
Debt
€19k▲
2024 · €11k
Debt ≤ 1 year
€19k▲
2024 · €11k
Income taxes
€14k▲
2024 · €9k
Staff costs
€0▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€191k▲
Fixed assets21/28€40€2k▲
Tangible fixed assets22/27€0€2k▲
Plant, machinery and equipment23€0€2k▲
Financial fixed assets28€40€40=
Current assets29/58€157k€190k▲
Amounts receivable within one year40/41€2k€8k▲
Trade receivables40-€6k
Other amounts receivable41€2k€2k▲
Current investments50/53-€49k
Cash at bank and in hand54/58€94k€86k▼
Deferred charges and accrued income490/1€62k€46k▼
Equity and liabilities
Total equity and liabilities10/49€157k€191k▲
Equity10/15€127k€156k▲
Contributions10/11€6k€6k=
Reserves13€101k€131k▲
Distributable reserves133€101k€131k▲
Profit (loss) carried forward14€19k€19k=
Provisions and deferred taxes16€20k€16k▼
Provisions for liabilities and charges160/5€20k€16k▼
Other liabilities and charges164/5€20k€16k▼
Amounts payable17/49€11k€19k▲
Amounts payable within one year42/48€11k€19k▲
Trade debts44€823€3k▲
Suppliers440/4€823€3k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€684€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€113k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€393€178▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€20k€-4k▼
Other operating charges640/8€1k€660▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€162k€40k▼
Operating profit (loss)9901€25k€43k▲
Financial income75/76B€901€725▼
Recurring financial income75€901€725▼
Financial charges65/66B€2k€696▼
Recurring financial charges65€2k€696▼
Profit (loss) for the period before taxes9903€25k€43k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€16k€29k▲
Profit (loss) for the period to be appropriated9905€16k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€49k▲
Profit (loss) brought forward from the previous period14P€19k€19k=
Transfer from equity791/2€12k€0▼
Transfer to equity691/2€16k€29k▲
To other reserves6921€16k€29k▲
Profit to be distributed694/7€12k€0▼
Return on contributions (dividend)694€12k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €156k ▲23.1%
6 profitable years in a row build equity to €156k.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 14.98
Current ratio from 4.56 to 14.98; short-term debt falls from €40k to €11k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲12.3%
3 profitable years in a row build equity to €104k.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €37k ▲138%
Operating result €73k, net result €37k, both a record.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waskuil 162381 RavelsGround area
3,081 m²
Building footprint
169 m²
Volume, LiDAR
997 m³
Parcel 13048D0647/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tryggr & Flemming ES
since 20112.197.434.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0647/00F000 | Flanders | 3,081 m² | 1 · 169 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRavels2.197.434.634
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.