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TRUYENS IMMO

Active
Private limited companyfounded 201213 yrs activeVijfstraten 59, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0500.537.123

TRUYENS IMMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €279k and a net result of €42k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 13866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
83 / 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-14
Solvency59▲+21
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.17 in 2024), but 71.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.3%
Return on assets
4.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
132 d early
2023
56 d early
2022
41 d early
2021
130 d early
2020
32 d early
2019
18 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€279k▲ 17.5%
2024 · €237k
2018: €51k 2019: €77k 2020: €99k 2021: €116k 2022: €152k 2023: €195k 2024: €237k
2018 → 2025
Total assets
€983k▼ 1.7%
2024 · €1,000k
2018: €1.15M 2019: €1.12M 2020: €1.09M 2021: €1.05M 2022: €1.03M 2023: €1.02M 2024: €1,000k
2018 → 2025
Net result
€42k▼ 1.6%
2024 · €42k
2018: €-15k 2019: €26k 2020: €22k 2021: €17k 2022: €36k 2023: €43k 2024: €42k
2018 → 2025
Working capital
€42k▲ 327%
2024 · €10k
2018: €-28k 2019: €936 2020: €25k 2021: €35k 2022: €48k 2023: €10k 2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€116k-€152k▲ 30.7%€195k▲ 28.2%€237k▲ 21.7%€279k▲ 17.5%
Operating result€42k-€65k▲ 53.6%€73k▲ 12.7%€71k▼ 2.6%€71k▼ 0.4%
Net result€17k-€36k▲ 109%€43k▲ 19.9%€42k▼ 1.3%€42k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €42k€42kNet result 2021: €17k€17kOperating result 2022: €65k€65kNet result 2022: €36k€36kOperating result 2023: €73k€73kNet result 2023: €43k€43kOperating result 2024: €71k€71kNet result 2024: €42k€42kOperating result 2025: €71k€71kNet result 2025: €42k€42k20212022202320242025
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €983k
Fixed assets €879k▼ 5.5%
Current assets €104k▲ 49.9%
Equity and liabilities €983k
Equity €279k▲ 17.5%
Debt €704k▼ 7.7%
The debt ratio falls from 76.3% to 71.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€132k
2024 · €133k
Cash flow
€103k
2024 · €104k
Solvency
28.3%
2024 · 23.7%
Current ratio
1.69
2024 · 1.17
Quick ratio
1.69
2024 · 1.17
Debt / equity
2.53
2024 · 3.22
ROE
14.9%
2024 · 17.8%
ROA
4.2%
2024 · 4.2%
Interest coverage
8.57
2024 · 7.97
Debt
€704k
2024 · €763k
Debt ≤ 1 year
€61k
2024 · €59k
Debt > 1 year
€643k
2024 · €704k
Income taxes
€14k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1,000k€983k
Fixed assets21/28€931k€879k
Tangible fixed assets22/27€931k€879k
Land and buildings22€931k€879k
Current assets29/58€69k€104k
Amounts receivable within one year40/41€2k€0
Other amounts receivable41€2k€0
Cash at bank and in hand54/58€68k€104k
Equity and liabilities
Total equity and liabilities10/49€1,000k€983k
Equity10/15€237k€279k
Contributions10/11€13k€13k=
Reserves13€224k€265k
Distributable reserves133€224k€265k
Amounts payable17/49€763k€704k
Amounts payable after more than one year17€704k€643k
Financial debts170/4€704k€643k
Amounts payable within one year42/48€59k€61k
Current portion of amounts payable after more than one year42€59k€61k
Taxes, remuneration and social security45-€902
Taxes450/3-€902
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€61k
Other operating charges640/8€4k€4k
Gross operating margin9900€137k€136k
Operating profit (loss)9901€71k€71k
Financial charges65/66B€17k€15k
Recurring financial charges65€17k€15k
Profit (loss) for the period before taxes9903€55k€55k
Income taxes67/77€12k€14k
Profit (loss) for the period9904€42k€42k
Profit (loss) for the period to be appropriated9905€42k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€42k€42k
Transfer to equity691/2€42k€42k
To other reserves6921€42k€42k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €237k ▲21.7%
6 profitable years in a row build equity to €237k.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €43k ▲19.9%
Operating result €73k, net result €43k, both a record.
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €150kEq €152k ▲30.7%
4 profitable years in a row build equity to €152k.
23-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €116k ▲17.2%
3 profitable years in a row build equity to €116k.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.02
Current ratio from 0.47 to 1.02.
20-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2012
approximate (street level) On OpenStreetMap
Ground area
2,483 m²
Building footprint
1,845 m²
Volume, LiDAR
18,781 m³
Parcel 46447B0552/00Z000, Flanders · tallest building 22.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRUYENS IMMO
Vijfstraten 59, 9100 Sint-NiklaasRenting and operating of own or leased residential real estate, excluding social housing
since 20122.214.625.608
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46447B0552/00Z000indicative Flanders 2,483 m² 1 · 1,845 m² 22.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,091 companies in sector 68201 we hold annual accounts for 6,723. 4,907 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-11-2012
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.