Trustbit
ActiveTrustbit has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €30k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-13
Solvency60▼-28
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.57 in 2024; short-term debt: 18.9% and cash: 4.5% of total assets), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
41 d late
2023
15 d early
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€384k▼ 10.2%
2024 · €428k
2021: €84k
2022: €174k
2023: €390k
2024: €428k
2021 → 2025
Total assets
€1.11M▲ 62.2%
2024 · €684k
2021: €403k
2022: €488k
2023: €680k
2024: €684k
2021 → 2025
Net result
€30k▼ 66.0%
2024 · €88k
2021: €82k
2022: €90k
2023: €216k
2024: €88k
2021 → 2025
Working capital
€197k▼ 37.4%
2024 · €315k
2021: €-25k
2022: €92k
2023: €270k
2024: €315k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€174k▲ 107%€390k▲ 124%€428k▲ 9.6%€384k▼ 10.2%
Operating result€97k-€128k▲ 32.1%€279k▲ 117%€111k▼ 60.1%€34k▼ 69.5%
Net result€82k-€90k▲ 10.1%€216k▲ 139%€88k▼ 59.4%€30k▼ 66.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€703k▲ 318%
Current assets
€407k▼ 21.2%
Equity and liabilities €1.11M
Equity
€384k▼ 10.2%
Debt
€726k▲ 183%
The debt ratio rises from 37.5% to 65.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€159k▼
2024 · €174k
Cash flow
€155k▲
2024 · €150k
Solvency
34.6%▼
2024 · 62.5%
Current ratio
1.94▼
2024 · 2.57
Quick ratio
1.94▼
2024 · 2.57
Debt / equity
1.89▲
2024 · 0.60
ROE
7.8%▼
2024 · 20.5%
ROA
2.7%▼
2024 · 12.8%
Interest coverage
98.95▲
2024 · 81.46
Debt
€726k▲
2024 · €257k
Debt ≤ 1 year
€209k▲
2024 · €201k
Debt > 1 year
€516k▲
2024 · €55k
Income taxes
€16k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€684k€1.11M▲
Fixed assets21/28€168k€703k▲
Intangible fixed assets21€4k-
Tangible fixed assets22/27€165k€703k▲
Land and buildings22-€575k
Plant, machinery and equipment23€247€206▼
Furniture and vehicles24€23k€18k▼
Leasing and similar rights25€20k€9k▼
Other tangible fixed assets26€121k€102k▼
Current assets29/58€516k€407k▼
Amounts receivable after more than one year29€205k€245k▲
Other amounts receivable291€205k€245k▲
Amounts receivable within one year40/41€120k€99k▼
Trade receivables40€115k€97k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€180k€50k▼
Deferred charges and accrued income490/1€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€684k€1.11M▲
Equity10/15€428k€384k▼
Contributions10/11€3k€3k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€359k€316k▼
Amounts payable17/49€257k€726k▲
Amounts payable after more than one year17€55k€516k▲
Financial debts170/4€55k€516k▲
Amounts payable within one year42/48€201k€209k▲
Current portion of amounts payable after more than one year42€39k€79k▲
Trade debts44€8k€29k▲
Suppliers440/4€8k€29k▲
Taxes, remuneration and social security45€103k€28k▼
Taxes450/3€103k€28k▼
Other amounts payable47/48€50k€73k▲
Accrued charges and deferred income492/3€358€358=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€125k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€177k€162k▼
Operating profit (loss)9901€111k€34k▼
Financial income75/76B€5k€14k▲
Recurring financial income75€5k€14k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€114k€46k▼
Income taxes67/77€26k€16k▼
Profit (loss) for the period9904€88k€30k▼
Profit (loss) for the period to be appropriated9905€88k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€409k€389k▼
Profit (loss) brought forward from the previous period14P€322k€359k▲
Profit to be distributed694/7€50k€73k▲
Return on contributions (dividend)694€50k€73k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €30k ▼66%
Net result drops to €30k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €216k ▲139%
Operating result €279k, net result €216k, both a record.
31-12
Financial
Equity above €200kEq €390k ▲124%
3 profitable years in a row build equity to €390k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.70
Current ratio from 0.78 to 1.70.
31-12
Financial
Equity above €150kEq €174k ▲107%
2 profitable years in a row build equity to €174k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markussenhof 69080 LochristiGround area
2,097 m²
Parcel 44034C0600/00L003, Flanders. Linked by address, not a title deed.
1 establishment unit
Trustbit
since 20202.300.081.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0600/00L003 | Flanders | 2,097 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 125 EUR awarded · 125 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 125 EUR | 125 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Clinitude
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D TO I
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Grobbendonk · Eq €385k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 12,985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.trustbit.be
E-mail:tim.bracke@trustbit.be