TRUST OFFICE
ActiveThe computed 12-month bankruptcy probability of TRUST OFFICE is 2.7% (moderate). The 2024 annual accounts show equity of €146k and a net result of €38k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 689 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
94
/ 100
Excellent▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency73▲+9
Growth78=
Stability92
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.82 in 2023), but 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-04-2026, 272 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
272 d late
2023
54 d late
2022
60 d late
2021
74 d late
2020
95 d late
2019
108 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38k▲ 8.8%
2023 · €35k
2018: €21k
2019: €4k
2020: €67k
2021: €2k
2022: €8k
2023: €35k
2018 → 2024
Working capital
€88k▲ 68.1%
2023 · €52k
2018: €-4k
2019: €6k
2020: €46k
2021: €7k
2022: €17k
2023: €52k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€65k▲ 3.8%€74k▲ 12.9%€109k▲ 47.3%€146k▲ 34.9%
Operating result€80k-€9k▼ 89.0%€20k▲ 125%€64k▲ 225%€66k▲ 2.6%
Net result€67k-€2k▼ 96.4%€8k▲ 250%€35k▲ 314%€38k▲ 8.8%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 3% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €432k
Fixed assets
€245k▼ 4.6%
Current assets
€187k▲ 61.2%
Equity and liabilities €432k
Equity
€146k▲ 34.9%
Debt
€285k▲ 7.9%
The debt ratio falls from 70.9% to 66.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€77k▼
2023 · €78k
Cash flow
€50k▲
2023 · €49k
Solvency
33.9%▲
2023 · 29.1%
Current ratio
1.89▲
2023 · 1.82
Quick ratio
1.89▲
2023 · 1.82
Debt / equity
1.95▼
2023 · 2.44
ROE
25.9%▼
2023 · 32.1%
ROA
8.8%▼
2023 · 9.3%
Interest coverage
9.35▼
2023 · 10.09
Debt
€285k▲
2023 · €264k
Debt ≤ 1 year
€99k▲
2023 · €63k
Debt > 1 year
€187k▼
2023 · €201k
Income taxes
€19k▲
2023 · €16k
Staff costs
€121k▲
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€373k€432k▲
Fixed assets21/28€257k€245k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€257k€245k▼
Land and buildings22€253k€245k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€4k-
Financial fixed assets28€302€302=
Current assets29/58€116k€187k▲
Amounts receivable within one year40/41€110k€179k▲
Trade receivables40€57k€104k▲
Other amounts receivable41€53k€75k▲
Cash at bank and in hand54/58€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€373k€432k▲
Equity10/15€109k€146k▲
Contributions10/11€12k€10k▼
Capital10-€10k
Issued capital100-€19k
Uncalled capital101-€8k
Reserves13-€2k
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Profit (loss) carried forward14€96k€134k▲
Amounts payable17/49€264k€285k▲
Amounts payable after more than one year17€201k€187k▼
Financial debts170/4€201k€187k▼
Amounts payable within one year42/48€63k€99k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€3k€649▼
Suppliers440/4€3k€649▼
Taxes, remuneration and social security45€31k€78k▲
Taxes450/3€21k€46k▲
Remuneration and social security454/9€10k€32k▲
Other amounts payable47/48€15k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€60k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€12k▼
Other operating charges640/8€6k€13k▲
Gross operating margin9900€145k€212k▲
Operating profit (loss)9901€64k€66k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€13k€8k▼
Recurring financial charges65€8k€8k▲
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€51k€57k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€35k€38k▲
Profit (loss) for the period to be appropriated9905€35k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€134k▲
Profit (loss) brought forward from the previous period14P€62k€96k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 272 days late
2025
15-12
KBO administration
Address struck
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Equity above €100kEq €109k ▲47.3%
6 profitable years in a row build equity to €109k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼96.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 95 days late
2020
31-12
Financial
Highest result since 2018net €67k ▲1807%
Operating result €80k, net result €67k, both a record.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 108 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 186 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belgicastraat 91930 ZaventemGround area
4,801 m²
Building footprint
1,270 m²
Volume, LiDAR
19,319 m³
Parcel 23094D0029/00R000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Belgicastraat 9, 1930 Zaventem
since 20122.211.309.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0029/00R000 | Flanders | 4,801 m² | 1 · 1,270 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JANSEN SERVICES
BE 0836.989.145
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M&Y FACILITY
BE 0724.729.758
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L&B Consultancy
BE 0694.952.540
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Adviesbureau Cleemput K
BE 0568.552.434
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H.B.S.
BE 0442.982.271
Raeren · Eq €148k
Of 1,272 companies in sector 81100 we hold annual accounts for 672. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2012
Fiscal year end31-12
Activities, NACEBEL
81100Combined facilities support activities
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.