TRUST DESIGN
ActiveTRUST DESIGN has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €605k and a net result of €35k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 2.84 in 2024; short-term debt: 20.5% and cash: 22.8% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
4.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
57 d late
2023
29 d late
2022
29 d late
2021
25 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▼ 24.6%
2024 · €46k
2018: €59k
2019: €60k
2020: €50k
2021: €89k
2022: €41k
2023: €40k
2024: €46k
2018 → 2025
Working capital
€602k▲ 5.5%
2024 · €570k
2018: €320k
2019: €382k
2020: €408k
2021: €480k
2022: €479k
2023: €524k
2024: €570k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€491k-€486k▼ 1.1%€525k▲ 8.1%€571k▲ 8.7%€605k▲ 6.0%
Operating result€130k-€63k▼ 51.2%€57k▼ 9.9%€66k▲ 15.5%€50k▼ 24.3%
Net result€89k-€41k▼ 54.0%€40k▼ 4.0%€46k▲ 15.9%€35k▼ 24.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €761k
Fixed assets
€4k▲ 602%
Current assets
€758k▼ 13.9%
Equity and liabilities €761k
Equity
€605k▲ 6.0%
Debt
€156k▼ 49.6%
The debt ratio falls from 35.1% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €66k
Cash flow
€35k▼
2024 · €46k
Solvency
79.5%▲
2024 · 64.9%
Current ratio
4.86▲
2024 · 2.84
Quick ratio
1.38▲
2024 · 1.14
Debt / equity
0.26▼
2024 · 0.54
ROE
5.7%▼
2024 · 8.0%
ROA
4.5%▼
2024 · 5.2%
Interest coverage
49.57▲
2024 · 39.48
Debt
€156k▼
2024 · €309k
Debt ≤ 1 year
€156k▼
2024 · €309k
Income taxes
€14k▼
2024 · €19k
Staff costs
€118k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€880k€761k▼
Fixed assets21/28€544€4k▲
Tangible fixed assets22/27€544€4k▲
Land and buildings22-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24€544€4k▲
Current assets29/58€879k€758k▼
Stocks and contracts in progress3€529k€542k▲
Stocks30/36€529k€542k▲
Amounts receivable within one year40/41€172k€41k▼
Trade receivables40€155k€14k▼
Other amounts receivable41€16k€27k▲
Cash at bank and in hand54/58€176k€174k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€880k€761k▼
Equity10/15€571k€605k▲
Contributions10/11€19k€19k=
Reserves13€396k€431k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€394k€429k▲
Profit (loss) carried forward14€156k€156k=
Amounts payable17/49€309k€156k▼
Amounts payable within one year42/48€309k€156k▼
Current portion of amounts payable after more than one year42€14k€6k▼
Trade debts44€150k€5k▼
Suppliers440/4€150k€5k▼
Taxes, remuneration and social security45€33k€33k▼
Taxes450/3€17k€15k▼
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€112k€112k=
Income statement
Code20242025
Remuneration, social security and pensions62€114k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€697€442▼
Other operating charges640/8€144€856▲
Gross operating margin9900€181k€169k▼
Operating profit (loss)9901€66k€50k▼
Financial income75/76B€285€220▼
Recurring financial income75€285€220▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€64k€49k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€46k€35k▼
Profit (loss) for the period to be appropriated9905€46k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€191k▼
Profit (loss) brought forward from the previous period14P€156k€156k=
Transfer to equity691/2€46k€35k▼
To other reserves6921€46k€35k▼
Social balance
Average headcount (FTE)9087-2.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €35k ▼24.6%
Net result drops to €35k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €500kEq €525k ▲8.1%
6 profitable years in a row build equity to €525k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €89k ▲78.8%
Operating result €130k, net result €89k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 754020 LiègeGround area
799 m²
Building footprint
132 m²
Volume, LiDAR
858 m³
Parcel 62059C1063/00P000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Liège 75, 4020 Liège
since 19972.080.905.366
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059C1063/00P000 | Wallonia | 799 m² | 1 · 132 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 169 companies in sector 46730 we hold annual accounts for 89. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1996
Fiscal year end31-12
Activities, NACEBEL
45401
45402
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
50400Inland freight water transport
74402
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.