TRUST AND CHAIN
ActiveTRUST AND CHAIN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 2680 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency58▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
37 d early
2023
14 d late
2022
39 d early
2021
2 d early
2020
3 d early
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2k▲ 349%
2024 · €504
2019: €6k
2020: €2k
2021: €781
2022: €-1k
2023: €53
2024: €504
2019 → 2025
Total assets
€7k▲ 247%
2024 · €2k
2019: €14k
2020: €4k
2021: €4k
2022: €724
2023: €4k
2024: €2k
2019 → 2025
Net result
€2k▲ 290%
2024 · €451
2019: €63
2020: €-5k
2021: €-852
2022: €-2k
2023: €1k
2024: €451
2019 → 2025
Working capital
€2k▲ 349%
2024 · €504
2019: €5k
2020: €912
2021: €347
2022: €-1k
2023: €53
2024: €504
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€781-€-1k€53€504▲ 849%€2k▲ 349%
Operating result€-796-€-2k▼ 121%€3k€2k▼ 9.2%€4k▲ 67.4%
Net result€-852-€-2k▼ 112%€1k€451▼ 58.3%€2k▲ 290%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€2k▲ 349%
Debt
€5k▲ 212%
The debt ratio falls from 74.3% to 66.7%. Equity and debt are higher.
Key figures and ratios
Solvency
33.3%
Current ratio
1.50
Quick ratio
1.50
Debt / equity
2.01
ROE
77.7%
ROA
25.9%
Debt
€5k▲
2024 · €1k
Debt ≤ 1 year
€5k▲
2024 · €1k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€7k▲
Current assets29/58€2k€7k▲
Amounts receivable within one year40/41€4-
Other amounts receivable41€4-
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€2k€7k▲
Equity10/15€504€2k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Profit (loss) carried forward14€-6k€-4k▲
Amounts payable17/49€1k€5k▲
Amounts payable within one year42/48€1k€5k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€577€528▼
Gross operating margin9900€3k€5k▲
Operating profit (loss)9901€2k€4k▲
Financial charges65/66B€54€55▲
Recurring financial charges65€54€55▲
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€451€2k▲
Profit (loss) for the period to be appropriated9905€451€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-4k▲
Profit (loss) brought forward from the previous period14P€-6k€-6k▲
Transfer from equity791/2€63-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €2k ▲290%
Operating result €4k, net result €2k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.01
Current ratio from 0.33 to 1.01.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-5k ▼7448%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valentijn Hennemanstraat 68020 OostkampGround area
831 m²
Building footprint
101 m²
Volume, LiDAR
563 m³
Parcel 31022B0160/00Z002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRUST AND CHAIN
since 20182.277.894.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022B0160/00Z002 | Flanders | 831 m² | 1 · 101 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2018
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.