TRUSS-CONCEPT
ActiveTRUSS-CONCEPT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-320. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 36% of 1512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+29
Solvency42▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.08 in 2024; short-term debt: 82.8% and cash: 79.1% of total assets), and 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.7%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-320
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
4 d late
2023
31 d late
2022
35 d early
2021
30 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 0.8%
2024 · €39k
2018: €42k
2019: €54k
2020: €17k
2021: €16k
2022: €62k
2023: €48k
2024: €39k
2018 → 2025
Total assets
€229k▼ 5.2%
2024 · €241k
2018: €259k
2019: €198k
2020: €170k
2021: €192k
2022: €321k
2023: €247k
2024: €241k
2018 → 2025
Net result
€-320▲ 96.7%
2024 · €-10k
2018: €-11k
2019: €12k
2020: €-37k
2021: €-1k
2022: €46k
2023: €-14k
2024: €-10k
2018 → 2025
Working capital
€19k▲ 20.1%
2024 · €16k
2018: €-16k
2019: €-10k
2020: €-25k
2021: €-15k
2022: €36k
2023: €26k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€62k▲ 297%€48k▼ 22.0%€39k▼ 19.9%€38k▼ 0.8%
Operating result€2k-€50k▲ 2,572%€-10k€-6k▲ 42.5%€3k
Net result€-1k-€46k€-14k€-10k▲ 29.3%€-320▲ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€20k▼ 32.6%
Current assets
€209k▼ 1.3%
Equity and liabilities €229k
Equity
€38k▼ 0.8%
Debt
€190k▼ 6.0%
The debt ratio falls from 84.0% to 83.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €4k
Cash flow
€11k▲
2024 · €666
Solvency
16.7%▲
2024 · 16.0%
Current ratio
1.10▲
2024 · 1.08
Quick ratio
1.10▲
2024 · 1.08
Debt / equity
4.97▼
2024 · 5.25
ROE
-0.8%▲
2024 · -24.9%
ROA
-0.1%▲
2024 · -4.0%
Interest coverage
4.18▲
2024 · 1.17
Debt
€190k▼
2024 · €203k
Debt ≤ 1 year
€189k▼
2024 · €196k
Debt > 1 year
€1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€229k▼
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€27k€18k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€21k€14k▼
Financial fixed assets28€2k€2k=
Current assets29/58€212k€209k▼
Amounts receivable within one year40/41€34k€27k▼
Trade receivables40€14k€19k▲
Other amounts receivable41€19k€8k▼
Cash at bank and in hand54/58€178k€181k▲
Deferred charges and accrued income490/1€98€619▲
Equity and liabilities
Total equity and liabilities10/49€241k€229k▼
Equity10/15€39k€38k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€18k€18k▼
Amounts payable17/49€203k€190k▼
Amounts payable after more than one year17€7k€1k▼
Financial debts170/4€7k€1k▼
Amounts payable within one year42/48€196k€189k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€103k€93k▼
Suppliers440/4€103k€93k▼
Other amounts payable47/48€86k€90k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€756€840▲
Gross operating margin9900€5k€15k▲
Operating profit (loss)9901€-6k€3k▲
Financial income75/76B€2€2▲
Recurring financial income75€2€2▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-10k€-320▲
Profit (loss) for the period9904€-10k€-320▲
Profit (loss) for the period to be appropriated9905€-10k€-320▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€18k▼
Profit (loss) brought forward from the previous period14P€28k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-37k ▼414%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stenehei 302480 DesselGround area
1.6 ha
Building footprint
264 m²
Volume, LiDAR
2,530 m³
Parcel 13006F0065/00L003, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Truss Concept
since 20122.209.921.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006F0065/00L003 | Flanders | 1.6 ha | 1 · 264 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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POWER LIMITS
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Of 1,188 companies in sector 77399 we hold annual accounts for 710. 370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-2012
Fiscal year end31-12
Activities, NACEBEL
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.