Financials
- Fiscal year
- 2025
- Total assets
- €700
- Profit
- €262
- Solvency
- 51.7%
Troy & Co
ActiveSummary
Troy & Co has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362 and a net result of €262. Its solvency ranks better than 56% of 2536 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€700total assets 2025
- Equity
- €362
- Profit
- €262
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 1 deed read
Why 96- Founded in 2025+ Sector Education (NACE 85)+ Liquidity: current ratio 2.07, cash €700+ Figures for FY 2025 (filed 24-07-2026)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 70% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
77
equity 51.7% of total assets
Liquidity
76
short-term debt 48.3% · cash 100.0%
Profitability
100
return on assets 37.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.4%
07-2026: 0.4%▲ +2.2% vs 06-2026highest value
08-2026: < 0.1%▼ -89.5% vs 07-2026lowest value
09-2026: < 0.1%▲ +2.6% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Sector Education (NACE 85) lowers the probability
- Liquidity: current ratio 2.07, cash €700 lowers the probability
- Founded in 2025 raises the probability for this profile
- Figures for FY 2025 (filed 24-07-2026) lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 55%, liquidity 66%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 15-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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