TROPICOS
ActiveTROPICOS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €965k and a net result of €-18k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 94% of 19358 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▼-11
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.31 in 2023; short-term debt: 3.7% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.6%
Return on assets
-1.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
30 d late
2022
192 d late
2021
31 d late
2020
60 d late
2019
97 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€965k▼ 1.8%
2023 · €983k
2018: €1.11M
2020: €1.12M
2021: €981k
2022: €980k
2023: €983k
2018 → 2024
Total assets
€1.02M▼ 0.9%
2023 · €1.03M
2018: €1.12M
2020: €1.15M
2021: €1.05M
2022: €1.06M
2023: €1.03M
2018 → 2024
Net result
€-18k
2023 · €3k
2018: €8k
2020: €13k
2021: €-143k
2022: €-983
2023: €3k
2018 → 2024
Working capital
€-37k▼ 84.9%
2023 · €-20k
2018: €83k
2020: €118k
2021: €-48k
2022: €-46k
2023: €-20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.12M-€981k▼ 12.6%€980k▼ 0.1%€983k▲ 0.3%€965k▼ 1.8%
Operating result€19k-€-14k€202€37k▲ 18,030%€-17k
Net result€13k-€-143k€-983▲ 99.3%€3k€-18k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €17k after €37k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.02M
Equity
€965k▼ 1.8%
Provisions
€18k=
Debt
€37k▲ 28.4%
The debt ratio rises from 2.8% to 3.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2023 · €37k
Cash flow
€-17k▼
2023 · €3k
Solvency
94.6%▼
2023 · 95.5%
Current ratio
0.00▼
2023 · 0.31
Quick ratio
0.00▼
2023 · 0.31
Debt / equity
0.04▲
2023 · 0.03
ROE
-1.8%▼
2023 · 0.3%
ROA
-1.7%▼
2023 · 0.3%
Interest coverage
-15.03▼
2023 · 1.09
Debt
€37k▲
2023 · €29k
Debt ≤ 1 year
€37k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.03M€1.02M▼
Fixed assets21/28€1.02M€1.02M=
Intangible fixed assets21€0-
Tangible fixed assets22/27€1.02M€1.02M=
Land and buildings22€1.02M€1.02M=
Current assets29/58€9k€0▼
Amounts receivable within one year40/41€9k€0▼
Trade receivables40€5k€0▼
Other amounts receivable41€4k€0▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.02M▼
Equity10/15€983k€965k▼
Contributions10/11€1.02M€1.02M=
Profit (loss) carried forward14€-36k€-53k▼
Provisions and deferred taxes16€18k€18k=
Provisions for liabilities and charges160/5€18k€18k=
Major repairs and maintenance162€18k€18k=
Amounts payable17/49€29k€37k▲
Amounts payable within one year42/48€29k€37k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€656€3k▲
Suppliers440/4€656€3k▲
Other amounts payable47/48€24k€29k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€435€435=
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€23k€0▼
Gross operating margin9900€64k€-13k▼
Operating profit (loss)9901€37k€-17k▼
Financial charges65/66B€34k€1k▼
Recurring financial charges65€34k€1k▼
Profit (loss) for the period before taxes9903€3k€-18k▼
Profit (loss) for the period9904€3k€-18k▼
Profit (loss) for the period to be appropriated9905€3k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-53k▼
Profit (loss) brought forward from the previous period14P€-38k€-36k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 192 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-143k ▼1172%
Net result drops to €-143k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲59.2%
Net result €13k, the highest in the series.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 97 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Interleuvenlaan 103001 LeuvenGround area
1.7 ha
Building footprint
1,867 m²
Volume, LiDAR
17,282 m³
2 parcels, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TROPICOS
since 19872.033.015.080
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0054/00X000 | Flanders | 1.7 ha | 1 · 1,748 m² | 12.2 m · 3 fl. |
| 11803C0372/00M003 | Flanders | 119 m² | 1 · 119 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KYARA
BE 0476.831.808
Tessenderlo-Ham · Eq €964k
BONDAD
BE 0838.772.163
Kortrijk · Eq €966k
AELTERRE
BE 1017.032.132
Aalter · Eq €963k
HALIMMO
BE 0459.441.884
Halle · Eq €963k
SAF-LOGIS
BE 0880.921.435
Tournai · Eq €967k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-1987
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.