Troost & Smile
ActiveSummary
Troost & Smile has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €16k. Its solvency ranks better than 28% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+9
Solvency32▲+5
Growth78
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.58 in 2024; short-term debt: 24.3% and cash: 5% of total assets), and 92.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
21 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▲ 232%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€320k▼ 5.1%
2024 · €337k
2024: €337k
2024 → 2025
Net result
€16k▲ 171%
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€-34k▼ 36.8%
2024 · €-25k
2024: €-25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€23k▲ 232%
Operating result€18k-€33k▲ 87.7%
Net result€6k-€16k▲ 171%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€276k ▼ 8.8%
Current assets
€44k ▲ 27.9%
Equity and liabilities €320k
Equity
€23k ▲ 232%
Debt
€297k ▼ 10.0%
Debt's share of the balance-sheet total falls from 98.0% to 92.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €46k
Cash flow
€42k▲
2024 · €34k
Current ratio
0.56▼
2024 · 0.58
Debt to equity
13.07▼
2024 · 48.16
ROE
69.8%▼
2024 · 85.4%
ROA
5.0%▲
2024 · 1.7%
Interest coverage
5.64▲
2024 · 5.05
Debt ≤ 1 year
€78k▲
2024 · €59k
Debt > 1 year
€219k▼
2024 · €271k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€337k€320k▼
Fixed assets21/28€303k€276k▼
Tangible fixed assets22/27€303k€276k▼
Land and buildings22€303k€276k▼
Current assets29/58€34k€44k▲
Amounts receivable within one year40/41€20k€27k▲
Trade receivables40€20k€27k▲
Cash at bank and in hand54/58€11k€16k▲
Deferred charges and accrued income490/1€3k€505▼
Equity and liabilities
Total equity and liabilities10/49€337k€320k▼
Equity10/15€7k€23k▲
Contributions10/11€50€50=
Reserves13€7k€23k▲
Distributable reserves133€7k€23k▲
Amounts payable17/49€330k€297k▼
Amounts payable after more than one year17€271k€219k▼
Financial debts170/4€242k€219k▼
Other amounts payable178/9€29k€0▼
Amounts payable within one year42/48€59k€78k▲
Current portion of amounts payable after more than one year42€29k€23k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€6k€11k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€16k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€27k▼
Other operating charges640/8€7k€13k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€54k€75k▲
Operating profit (loss)9901€18k€33k▲
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€9k€23k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€6k€16k▲
Profit (loss) for the period to be appropriated9905€6k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€16k▲
Transfer to equity691/2€6k€16k▲
To other reserves6921€6k€16k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan(MEL) 2349120 Beveren-Kruibeke-ZwijndrechtGround area
325 m²
Building footprint
54 m²
Volume, LiDAR
545 m³
Parcel 46016D0102/00V000, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Troost & Smile
since 20242.367.059.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0102/00V000 | Flanders | 325 m² | 1 · 54 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHOENIX FUNERAL
BE 0787.391.956
Le Roeulx · Eq €22,710
A'DIEU
BE 0745.557.242
Antwerpen · Eq €22,075
Funeralis
BE 0685.951.138
Schoten · Eq €21,965
MOSSAY ET FILS
BE 0461.599.442
Liège · Eq €23,667
VAN LABEKE
BE 0461.724.552
Lochristi · Eq €24,055
Of 903 companies in sector 96301 we hold annual accounts for 612. 248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.