TROCARDIO
ActiveSummary
TROCARDIO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,964 and a net result of €29,464. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-8
Solvency44▼-51
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 3.85 in 2024; short-term debt: 76% and cash: 89.1% of total assets), and 81.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
17.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 16754 sector peers (2025).
NBB · sector comparisonPosition among 16754 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
14 d late
2023
11 d late
2022
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€30,964▼ 82.0%
2024 · €172,155
Total assets
€165,713▼ 32.8%
2024 · €246,681
Net result
€29,464▼ 51.3%
2024 · €60,562
Working capital
€25,970▼ 84.4%
2024 · €166,814
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€10,857-€129,435▲ 1,092%€77,663▼ 40.0%€38,195▼ 50.8%
Net result€8,652below the sector's middle half-€101,441within the sector's middle half▲ 1,073%€60,562within the sector's middle half▼ 40.3%€29,464within the sector's middle half▼ 51.3%
Equity€10,152below the sector's middle half-€111,592within the sector's middle half▲ 999%€172,155within the sector's middle half▲ 54.3%€30,964below the sector's middle half▼ 82.0%
Total assets€14,840below the sector's middle half-€177,211within the sector's middle half▲ 1,094%€246,681within the sector's middle half▲ 39.2%€165,713within the sector's middle half▼ 32.8%
Debt€4,689-€65,618▲ 1,299%€74,526▲ 13.6%€134,749▲ 80.8%
Working capital€10,152below the sector's middle half-€106,103within the sector's middle half▲ 945%€166,814within the sector's middle half▲ 57.2%€25,970within the sector's middle half▼ 84.4%
Solvency68.4%within the sector's middle half-63.0%within the sector's middle half▼ 5.4pp69.8%within the sector's middle half▲ 6.8pp18.7%below the sector's middle half▼ 51.1pp
Current ratio3.17within the sector's middle half-3.49within the sector's middle half▲ 0.323.85within the sector's middle half▲ 0.361.21within the sector's middle half▼ 2.65
Return on assets (ROA)58.3%above the sector's middle half-57.2%above the sector's middle half▼ 1.1pp24.6%within the sector's middle half▼ 32.7pp17.8%within the sector's middle half▼ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,713
Fixed assets
€13,797 ▼ 35.4%
Current assets
€151,916 ▼ 32.6%
Equity and liabilities €165,713
Equity
€30,964 ▼ 82.0%
Debt
€134,749 ▲ 80.8%
Debt's share of the balance-sheet total rises from 30.2% to 81.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45,767▼
2024 · €85,674
Cash flow
€37,036▼
2024 · €68,573
Debt to equity
4.35▲
2024 · 0.43
ROE
95.2%▲
2024 · 35.2%
Interest coverage
50.31▼
2024 · 70.76
Debt ≤ 1 year
€125,946▲
2024 · €58,499
Debt > 1 year
€8,802▼
2024 · €16,028
Income taxes
€11,515▼
2024 · €15,890
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €3,700 | €60,788 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,200 | €7,290 | €8,011 | €7,572 | ▼ 5.5% |
| Other operating charges640/8 | - | €306 | €221 | €345 | ▲ 56.2% |
| Gross operating margin9900 | €12,057 | €137,031 | €85,895 | €46,112 | ▼ 46.3% |
| Operating profit (loss)9901 | €10,857 | €129,435 | €77,663 | €38,195 | ▼ 50.8% |
| Financial income75/76B | - | - | - | €3,695 | - |
| Recurring financial income75 | - | - | - | €3,695 | - |
| Financial charges65/66B | - | €1,079 | €1,211 | €910 | ▼ 24.9% |
| Recurring financial charges65 | - | €1,079 | €1,211 | €910 | ▼ 24.9% |
| Profit (loss) for the period before taxes9903 | €10,857 | €128,356 | €76,453 | €40,979 | ▼ 46.4% |
| Income taxes67/77 | €2,206 | €26,915 | €15,890 | €11,515 | ▼ 27.5% |
| Profit (loss) for the period9904 | €8,652 | €101,441 | €60,562 | €29,464 | ▼ 51.3% |
| Profit (loss) for the period to be appropriated9905 | €8,652 | €101,441 | €60,562 | €29,464 | ▼ 51.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €14,840 | €177,211 | €246,681 | €165,713 | ▼ 32.8% |
| Formation expenses20 | €0 | €0 | - | - | - |
| Fixed assets21/28 | - | €28,459 | €21,369 | €13,797 | ▼ 35.4% |
| Tangible fixed assets22/27 | - | €28,459 | €21,369 | €13,797 | ▼ 35.4% |
| Plant, machinery and equipment23 | - | €28,459 | €21,369 | €13,797 | ▼ 35.4% |
| Current assets29/58 | €14,840 | €148,751 | €225,312 | €151,916 | ▼ 32.6% |
| Amounts receivable within one year40/41 | €3,009 | €2,120 | €300 | €1,610 | ▲ 437% |
| Other amounts receivable41 | €3,009 | €2,120 | €300 | €1,610 | ▲ 437% |
| Current investments50/53 | - | - | €100,000 | - | - |
| Cash at bank and in hand54/58 | €10,233 | €146,325 | €122,406 | €147,632 | ▲ 20.6% |
| Deferred charges and accrued income490/1 | €1,599 | €306 | €2,606 | €2,674 | ▲ 2.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €14,840 | €177,211 | €246,681 | €165,713 | ▼ 32.8% |
| Equity10/15 | €10,152 | €111,592 | €172,155 | €30,964 | ▼ 82.0% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | €8,652 | €110,092 | €170,655 | €29,464 | ▼ 82.7% |
| Amounts payable17/49 | €4,689 | €65,618 | €74,526 | €134,749 | ▲ 80.8% |
| Amounts payable after more than one year17 | - | €22,970 | €16,028 | €8,802 | ▼ 45.1% |
| Financial debts170/4 | - | €22,970 | €16,028 | €8,802 | ▼ 45.1% |
| Amounts payable within one year42/48 | €4,689 | €42,648 | €58,499 | €125,946 | ▲ 115% |
| Current portion of amounts payable after more than one year42 | - | €6,671 | €6,943 | €7,225 | ▲ 4.1% |
| Trade debts44 | €759 | €984 | €3,113 | €2,509 | ▼ 19.4% |
| Suppliers440/4 | €759 | €984 | €3,113 | €2,509 | ▼ 19.4% |
| Taxes, remuneration and social security45 | €2,206 | €33,581 | €44,805 | €21,297 | ▼ 52.5% |
| Taxes450/3 | €2,206 | €31,581 | €42,805 | €21,297 | ▼ 50.2% |
| Remuneration and social security454/9 | - | €2,000 | €2,000 | - | - |
| Other amounts payable47/48 | €1,724 | €1,412 | €3,638 | €94,915 | ▲ 2,509% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,652 | €101,441 | €60,562 | €29,464 | ▼ 51.3% |
| + Depreciation and write-downs630 | €1,200 | €7,290 | €8,011 | €7,572 | ▼ 5.5% |
| Operating cash flow (approximation) | €9,852 | €108,731 | €68,573 | €37,036 | ▼ 46.0% |
| Investment in fixed assets (approximation) | - | - | -€921 | €0 | ▲ 100% |
| Change in cash | - | €136,092 | -€23,920 | €25,226 | ▲ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Equity above €150,000Eq €172,155 ▲54.3%
3 profitable years in a row build equity to €172,155.
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
2023
31-12
Financial
Highest result since 2022net €101,441 ▲1,073%
Operating result €129,435, net result €101,441, both a record.
31-12
Financial
Equity above €100,000Eq €111,592 ▲999%
2 profitable years in a row build equity to €111,592.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2022
Ground area
584 m²
Building footprint
61 m²
Volume, LiDAR
377 m³
Parcel 62358H0110/00D102, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TROCARDIO
since 20222.336.768.701
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62358H0110/00D102 | Wallonia | 584 m² | 1 · 61 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,629 companies in sector 86220 we hold annual accounts for 7,986. 4,080 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0791556721
Also
9925:BE0791556721
Registered
21-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.