TROCA-LUX
ActiveThe annual accounts of TROCA-LUX for fiscal year 2025 show a net loss of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-7k. Equity is shrinking by ~20.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 27676 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency26▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.4 against 1.14 in 2024; short-term debt: 48.4% and cash: 21.9% of total assets), and 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
13 d early
2023
134 d early
2022
56 d early
2021
137 d early
2020
87 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 83.5%
2024 · €8k
2018: €119k
2019: €143k
2020: €253k
2021: €255k
2022: €124k
2023: €57k
2024: €8k
2018 → 2025
Total assets
€128k▼ 3.6%
2024 · €133k
2018: €135k
2019: €171k
2020: €289k
2021: €351k
2022: €297k
2023: €111k
2024: €133k
2018 → 2025
Net result
€-7k▲ 85.6%
2024 · €-49k
2018: €-3k
2019: €24k
2020: €160k
2021: €222k
2022: €154k
2023: €33k
2024: €-49k
2018 → 2025
Working capital
€25k▲ 119%
2024 · €11k
2018: €40k
2019: €63k
2020: €108k
2021: €134k
2022: €27k
2023: €12k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€255k-€124k▼ 51.4%€57k▼ 53.7%€8k▼ 85.3%€1k▼ 83.5%
Operating result€299k-€210k▼ 29.7%€42k▼ 80.2%€-48k€-7k▲ 84.4%
Net result€222k-€154k▼ 30.5%€33k▼ 78.6%€-49k€-7k▲ 85.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €48k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€41k▼ 0.9%
Current assets
€86k▼ 4.8%
Equity and liabilities €128k
Equity
€1k▼ 83.5%
Debt
€126k▲ 1.8%
The debt ratio rises from 93.6% to 98.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▲
2024 · €-44k
Cash flow
€-5k▲
2024 · €-46k
Solvency
1.1%▼
2024 · 6.4%
Current ratio
1.40▲
2024 · 1.14
Quick ratio
1.14▲
2024 · 0.98
Debt / equity
91.20▲
2024 · 14.75
ROE
-507.4%▲
2024 · -582.1%
ROA
-5.5%▲
2024 · -37.0%
Interest coverage
-23.06▲
2024 · -33.02
Debt
€126k▲
2024 · €124k
Debt ≤ 1 year
€62k▼
2024 · €80k
Debt > 1 year
€65k▲
2024 · €45k
Income taxes
€31
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€128k▼
Fixed assets21/28€42k€41k▼
Tangible fixed assets22/27€42k€41k▼
Land and buildings22€40k€39k▼
Plant, machinery and equipment23€231-
Furniture and vehicles24€269€2k▲
Other tangible fixed assets26€1k€939▼
Current assets29/58€91k€86k▼
Stocks and contracts in progress3€13k€16k▲
Stocks30/36€13k€16k▲
Amounts receivable within one year40/41€76k€41k▼
Trade receivables40€63k€34k▼
Other amounts receivable41€13k€6k▼
Cash at bank and in hand54/58€1k€28k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€133k€128k▼
Equity10/15€8k€1k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-11k€-18k▼
Amounts payable17/49€124k€126k▲
Amounts payable after more than one year17€45k€65k▲
Financial debts170/4€45k€65k▲
Amounts payable within one year42/48€80k€62k▼
Trade debts44€66k€35k▼
Suppliers440/4€66k€35k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Other amounts payable47/48-€18k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€-41k€-2k▲
Operating profit (loss)9901€-48k€-7k▲
Financial income75/76B€53€683▲
Recurring financial income75€53€683▲
Financial charges65/66B€1k€227▼
Recurring financial charges65€1k€227▼
Profit (loss) for the period before taxes9903€-49k€-7k▲
Income taxes67/77-€31
Profit (loss) for the period9904€-49k€-7k▲
Profit (loss) for the period to be appropriated9905€-49k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-18k▲
Profit (loss) brought forward from the previous period14P-€-11k
Transfer from equity791/2€38k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-49k ▼248%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €222k ▲38.8%
Operating result €299k, net result €222k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €253k ▲76.9%
2 profitable years in a row build equity to €253k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hundelgemsesteenweg 6339820 Merelbeke-MelleGround area
1,259 m²
Building footprint
582 m²
Volume, LiDAR
2,409 m³
Parcel 44412C0507/00B003, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TROLA LUX
since 19832.023.074.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0507/00B003 | Flanders | 1,259 m² | 1 · 582 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 1,074 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-1983
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.