TRMA
ActiveSummary
TRMA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €609k and a net result of €325k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+1
Solvency71▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 1.92 in 2024; short-term debt: 16.9% and cash: 20.3% of total assets), but 53.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
24.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €609k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-01-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
1 d early
2023
30 d late
2022
17 d early
2021
16 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€609k▲ 115%
2024 · €284k
2018: €194k
2019: €215k▲ +11.0% vs 2018
2020: €293k▲ +36.2% vs 2019
2021: €42k▼ -85.8% vs 2020
2022: €41k▼ -1.0% vs 2021
2023: €22k▼ -45.4% vs 2022lowest in 8 years
2024: €284k▲ +1164% vs 2023
2025: €609k▲ +115% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.32M▲ 23.4%
2024 · €1.07M
2018: €1.09M
2019: €1.30M▲ +18.9% vs 2018
2020: €1.41M▲ +8.9% vs 2019
2021: €1.42M▲ +0.2% vs 2020
2022: €1.53M▲ +7.9% vs 2021
2023: €1.70M▲ +11.3% vs 2022highest in 8 years
2024: €1.07M▼ -37.2% vs 2023lowest in 8 years
2025: €1.32M▲ +23.4% vs 2024
2018 → 2025
Net result
€325k▲ 24.4%
2024 · €261k
2018: €55klowest in 8 years
2019: €77k▲ +39.2% vs 2018
2020: €87k▲ +13.1% vs 2019
2021: €138k▲ +59.4% vs 2020
2022: €215k▲ +54.9% vs 2021
2023: €281k▲ +31.2% vs 2022
2024: €261k▼ -7.1% vs 2023
2025: €325k▲ +24.4% vs 2024highest in 8 years
2018 → 2025
Working capital
€448k▲ 124%
2024 · €200k
2018: €179k
2019: €257k▲ +43.5% vs 2018
2020: €222k▼ -13.8% vs 2019
2021: €-19k▼ -109% vs 2020
2022: €-19k▼ -2.0% vs 2021
2023: €-55k▼ -183% vs 2022lowest in 8 years
2024: €200k▲ +466% vs 2023
2025: €448k▲ +124% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€41k▼ 1.0%€22k▼ 45.4%€284k▲ 1,164%€609k▲ 115%
2021: €42k
2022: €41k▼ -1.0% vs 2021
2023: €22k▼ -45.4% vs 2022lowest in 5 years
2024: €284k▲ +1164% vs 2023
2025: €609k▲ +115% vs 2024highest in 5 years
Operating result€215k-€304k▲ 41.4%€391k▲ 28.7%€350k▼ 10.5%€460k▲ 31.3%
2021: €215klowest in 5 years
2022: €304k▲ +41.4% vs 2021
2023: €391k▲ +28.7% vs 2022
2024: €350k▼ -10.5% vs 2023
2025: €460k▲ +31.3% vs 2024highest in 5 years
Net result€138k-€215k▲ 54.9%€281k▲ 31.2%€261k▼ 7.1%€325k▲ 24.4%
2021: €138klowest in 5 years
2022: €215k▲ +54.9% vs 2021
2023: €281k▲ +31.2% vs 2022
2024: €261k▼ -7.1% vs 2023
2025: €325k▲ +24.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€648k ▼ 0.6%
Current assets
€671k ▲ 60.9%
Equity and liabilities €1.32M
Equity
€609k ▲ 115%
Debt
€710k ▼ 9.5%
Debt's share of the balance-sheet total falls from 73.5% to 53.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€559k▲
2024 · €444k
Cash flow
€424k▲
2024 · €355k
Current ratio
3.01▲
2024 · 1.92
Debt to equity
1.17▼
2024 · 2.77
ROE
53.4%▼
2024 · 92.1%
ROA
24.6%▲
2024 · 24.4%
Interest coverage
30.42▼
2024 · 34.59
Debt ≤ 1 year
€223k▲
2024 · €218k
Debt > 1 year
€471k▼
2024 · €555k
Income taxes
€119k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.32M▲
Fixed assets21/28€652k€648k▼
Tangible fixed assets22/27€652k€648k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€649k€646k▼
Current assets29/58€417k€671k▲
Amounts receivable within one year40/41€101k€154k▲
Trade receivables40€100k€150k▲
Other amounts receivable41€892€4k▲
Current investments50/53€175k€250k▲
Cash at bank and in hand54/58€141k€268k▲
Deferred charges and accrued income490/1€924€0▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.32M▲
Equity10/15€284k€609k▲
Contributions10/11€19k€19k=
Reserves13€265k€590k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€265k€590k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€785k€710k▼
Amounts payable after more than one year17€555k€471k▼
Financial debts170/4€553k€468k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€218k€223k▲
Current portion of amounts payable after more than one year42€87k€85k▼
Financial debts43€25€0▼
Other loans439€25€0▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€5k€773▼
Taxes450/3€5k€773▼
Other amounts payable47/48€121k€133k▲
Accrued charges and deferred income492/3€13k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€99k▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€453k€567k▲
Operating profit (loss)9901€350k€460k▲
Financial income75/76B€18k€3k▼
Recurring financial income75€18k€3k▼
Financial charges65/66B€13k€18k▲
Recurring financial charges65€13k€18k▲
Profit (loss) for the period before taxes9903€356k€445k▲
Income taxes67/77€94k€119k▲
Profit (loss) for the period9904€261k€325k▲
Profit (loss) for the period to be appropriated9905€261k€325k▲
Appropriation of the result
Profit (loss) to be appropriated9906€263k€325k▲
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2€0-
Transfer to equity691/2€263k€325k▲
To other reserves6921€263k€325k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €13k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €93k | €92k | €93k | €94k | €99k | ▲ 5.4% |
| Other operating charges640/8 | €9k | €8k | €9k | €9k | €8k | ▼ 9.1% |
| Gross operating margin9900 | €317k | €404k | €493k | €453k | €567k | ▲ 25.1% |
| Operating profit (loss)9901 | €215k | €304k | €391k | €350k | €460k | ▲ 31.3% |
| Financial income75/76B | €37 | €1 | €1k | €18k | €3k | ▼ 84.1% |
| Recurring financial income75 | €37 | €1 | €1k | €18k | €3k | ▼ 84.1% |
| Financial charges65/66B | €20k | €16k | €15k | €13k | €18k | ▲ 43.1% |
| Recurring financial charges65 | €20k | €16k | €15k | €13k | €18k | ▲ 43.1% |
| Profit (loss) for the period before taxes9903 | €195k | €288k | €378k | €356k | €445k | ▲ 25.0% |
| Income taxes67/77 | €56k | €73k | €96k | €94k | €119k | ▲ 26.8% |
| Profit (loss) for the period9904 | €138k | €215k | €281k | €261k | €325k | ▲ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €138k | €215k | €281k | €261k | €325k | ▲ 24.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.42M | €1.53M | €1.70M | €1.07M | €1.32M | ▲ 23.4% |
| Fixed assets21/28 | €885k | €796k | €725k | €652k | €648k | ▼ 0.6% |
| Tangible fixed assets22/27 | €885k | €796k | €725k | €652k | €648k | ▼ 0.6% |
| Furniture and vehicles24 | €3k | €4k | €3k | €3k | €2k | ▼ 16.7% |
| Other tangible fixed assets26 | €883k | €792k | €722k | €649k | €646k | ▼ 0.5% |
| Current assets29/58 | €531k | €733k | €977k | €417k | €671k | ▲ 60.9% |
| Amounts receivable within one year40/41 | €205k | €212k | €160k | €101k | €154k | ▲ 53.1% |
| Trade receivables40 | €204k | €206k | €158k | €100k | €150k | ▲ 50.7% |
| Other amounts receivable41 | €1k | €6k | €2k | €892 | €4k | ▲ 319% |
| Current investments50/53 | - | - | €700k | €175k | €250k | ▲ 42.9% |
| Cash at bank and in hand54/58 | €326k | €521k | €116k | €141k | €268k | ▲ 89.9% |
| Deferred charges and accrued income490/1 | - | - | €1k | €924 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.42M | €1.53M | €1.70M | €1.07M | €1.32M | ▲ 23.4% |
| Equity10/15 | €42k | €41k | €22k | €284k | €609k | ▲ 115% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €22k | €22k | €2k | €265k | €590k | ▲ 123% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Distributable reserves133 | €20k | €20k | - | €265k | €590k | ▲ 123% |
| Profit (loss) carried forward14 | €948 | €511 | €2k | €0 | - | - |
| Amounts payable17/49 | €1.37M | €1.49M | €1.68M | €785k | €710k | ▼ 9.5% |
| Amounts payable after more than one year17 | €816k | €729k | €641k | €555k | €471k | ▼ 15.2% |
| Financial debts170/4 | €814k | €727k | €639k | €553k | €468k | ▼ 15.3% |
| Other amounts payable178/9 | €2k | €2k | €2k | €2k | €2k | = |
| Amounts payable within one year42/48 | €550k | €752k | €1.03M | €218k | €223k | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | €85k | €86k | €85k | €87k | €85k | ▼ 2.0% |
| Financial debts43 | €25 | €25 | €25 | €25 | €0 | ▼ 100% |
| Other loans439 | €25 | €25 | €25 | €25 | €0 | ▼ 100% |
| Trade debts44 | €6k | €5k | €6k | €6k | €5k | ▼ 11.2% |
| Suppliers440/4 | €6k | €5k | €6k | €6k | €5k | ▼ 11.2% |
| Taxes, remuneration and social security45 | €5k | €6k | €17k | €5k | €773 | ▼ 83.5% |
| Taxes450/3 | €5k | €6k | €17k | €5k | €773 | ▼ 83.5% |
| Other amounts payable47/48 | €453k | €655k | €923k | €121k | €133k | ▲ 9.9% |
| Accrued charges and deferred income492/3 | €9k | €6k | €7k | €13k | €17k | ▲ 31.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138k | €215k | €281k | €261k | €325k | ▲ 24.4% |
| + Depreciation and write-downs630 | €93k | €92k | €93k | €94k | €99k | ▲ 5.4% |
| Operating cash flow (approximation) | €231k | €306k | €374k | €355k | €424k | ▲ 19.4% |
| Investment in fixed assets (approximation) | - | €-2k | €-22k | €-21k | €-95k | ▼ 358% |
| Change in cash | - | €195k | €-405k | €25k | €127k | ▲ 405% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €325k ▲24.4%
Operating result €460k, net result €325k, both a record.
30-09
Financial
Equity above €500kEq €609k ▲115%
8 profitable years in a row build equity to €609k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 1.92
Current ratio from 0.95 to 1.92; short-term debt falls from €1.03M to €218k.
30-09
Financial
Equity above €200kEq €284k ▲1,164%
7 profitable years in a row build equity to €284k.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €200kEq €215k ▲11%
2 profitable years in a row build equity to €215k.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2013
Ground area
413 m²
Building footprint
163 m²
Volume, LiDAR
972 m³
Parcel 13453O0168/00M002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRMA
since 20132.226.286.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0168/00M002 | Flanders | 413 m² | 1 · 163 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Kortrijk · Eq €609k
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A.J.PHILIPPE
BE 0447.133.376
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JAMAER ARCHITECTEN
BE 0435.741.816
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ARCHITECTENBUREAU CLAESEN NICOLE
BE 0899.995.692
Genk · Eq €612k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2013
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
Contact
E-mail
t.reynders@triasarchitecten.be
Phone
0496/80.26.70
Scores and ratios are computed by Checked and are not a credit decision.