TRIVENT
ActiveTRIVENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-13k) and a net result of €7k. Equity is shrinking by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 8013 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8013 sector peers (2025).
NBB · sector comparisonPosition among 8013 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
16 d early
2022
31 d late
2021
30 d late
2020
16 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▲ 34.1%
2024 · €-20k
2018: €106k
2019: €109k
2020: €96k
2021: €106k
2022: €55k
2023: €28k
2024: €-20k
2018 → 2025
Net result
€7k
2024 · €-49k
2018: €3k
2019: €3k
2020: €32k
2021: €37k
2022: €-43k
2023: €-23k
2024: €-49k
2018 → 2025
Total assets
€100k▲ 0.2%
2024 · €100k
2018: €137k
2019: €130k
2020: €164k
2021: €173k
2022: €144k
2023: €118k
2024: €100k
2018 → 2025
Solvency
-13.4%▲ 7.0pp
2024 · -20.3%
2018: 77.0%
2019: 83.4%
2020: 58.6%
2021: 61.4%
2022: 37.8%
2023: 24.1%
2024: -20.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€55k▼ 48.4%€28k▼ 48.1%€-20k€-13k▲ 34.1%
Operating result€54k-€-41k€-21k▲ 48.2%€-47k▼ 122%€8k
Net result€37k-€-43k€-23k▲ 45.3%€-49k▼ 108%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €47k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€40k▼ 30.6%
Current assets
€60k▲ 42.7%
Key figures and ratios
Solvency
-13.4%▲
2024 · -20.3%
ROA
6.9%▲
2024 · -48.8%
Debt
€113k▼
2024 · €120k
Debt ≤ 1 year
€109k▲
2024 · €105k
Debt > 1 year
€4k▼
2024 · €15k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€100k▲
Fixed assets21/28€58k€40k▼
Tangible fixed assets22/27€58k€40k▼
Land and buildings22€20k€16k▼
Furniture and vehicles24€38k€24k▼
Current assets29/58€42k€60k▲
Amounts receivable within one year40/41€32k€13k▼
Trade receivables40€24k€12k▼
Other amounts receivable41€8k€764▼
Cash at bank and in hand54/58€9k€46k▲
Deferred charges and accrued income490/1€980€856▼
Equity and liabilities
Total equity and liabilities10/49€100k€100k▲
Equity10/15€-20k€-13k▲
Contributions10/11€19k€19k=
Reserves13€57k€57k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-96k€-89k▲
Amounts payable17/49€120k€113k▼
Amounts payable after more than one year17€15k€4k▼
Financial debts170/4€15k€4k▼
Amounts payable within one year42/48€105k€109k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€70k€23k▼
Suppliers440/4€70k€23k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€22k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-24k€31k▲
Operating profit (loss)9901€-47k€8k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€708€511▼
Recurring financial charges65€708€511▼
Profit (loss) for the period before taxes9903€-47k€8k▲
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€-49k€7k▲
Profit (loss) for the period to be appropriated9905€-49k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-89k▲
Profit (loss) brought forward from the previous period14P€-47k€-96k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲15.2%
Operating result €54k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲10.2%
4 profitable years in a row build equity to €106k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hennenlei 192500 LierGround area
9,920 m²
Building footprint
265 m²
Volume, LiDAR
195 m³
Parcel 12019B0047/00C000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TRIVENT
since 20102.184.512.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019B0047/00C000 | Flanders | 9,920 m² | 1 · 265 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 8,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.