TRIUMF
ActiveSummary
TRIUMF has been active since 1957 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,580 and a net result of €727. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+56
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
short-term debt: 0.1% and cash: 11.8% of total assets, and 0.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Other manufacturing (NACE 32)
about 28% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
58 d early
2022
53 d early
2021
61 d early
2020
44 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€56,580▲ 1.3%
2024 · €55,853
Total assets
€56,636▼ 7.5%
2024 · €61,209
Net result
€727
2024 · -€2,514
Working capital
€55,708▲ 3.5%
2024 · €53,839
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,433▼ 20.3%-€13,032-€22,650▼ 73.8%-€2,484▲ 89.0%€504
Net result€1,162within the sector's middle half▼ 13.3%-€13,330below the sector's middle half-€22,831below the sector's middle half▼ 71.3%-€2,514within the sector's middle half▲ 89.0%€727within the sector's middle half
Equity€94,527within the sector's middle half▲ 1.2%€81,198within the sector's middle half▼ 14.1%€58,367within the sector's middle half▼ 28.1%€55,853within the sector's middle half▼ 4.3%€56,580within the sector's middle half▲ 1.3%
Total assets€105,937within the sector's middle half▼ 3.4%€93,264within the sector's middle half▼ 12.0%€60,739below the sector's middle half▼ 34.9%€61,209below the sector's middle half▲ 0.8%€56,636below the sector's middle half▼ 7.5%
Debt€11,410▼ 29.9%€12,066▲ 5.7%€2,372▼ 80.3%€5,356▲ 126%€56▼ 98.9%
Working capital€105,881within the sector's middle half▲ 1.2%€91,734within the sector's middle half▼ 13.4%€57,750within the sector's middle half▼ 37.0%€53,839within the sector's middle half▼ 6.8%€55,708within the sector's middle half▲ 3.5%
Solvency89.2%above the sector's middle half▲ 4.1pp87.1%above the sector's middle half▼ 2.2pp96.1%above the sector's middle half▲ 9.0pp91.2%above the sector's middle half▼ 4.8pp99.9%above the sector's middle half▲ 8.7pp
Current ratio25.35above the sector's middle half11.05above the sector's middle half▼ 14.29
Return on assets (ROA)1.1%within the sector's middle half▼ 0.1pp-14.3%below the sector's middle half▼ 15.4pp-37.6%below the sector's middle half▼ 23.3pp-4.1%below the sector's middle half▲ 33.5pp1.3%within the sector's middle half▲ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €504 after a loss of €2,484 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56,636
Fixed assets
€872 ▼ 56.7%
Current assets
€55,764 ▼ 5.8%
Equity and liabilities €56,636
Equity
€56,580 ▲ 1.3%
Debt
€56 ▼ 98.9%
Debt's share of the balance-sheet total falls from 8.8% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1,645▲
2024 · -€1,361
Cash flow
€1,869▲
2024 · -€1,391
Debt to equity
0.00▼
2024 · 0.10
ROE
1.3%▲
2024 · -4.5%
Interest coverage
7.68▲
2024 · -7.02
Debt ≤ 1 year
€56▼
2024 · €5,356
Income taxes
-€70▼
2024 · €70
A ratio outside any meaningful range has been withheld (balance sheet total €56,636, equity €56,580).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €13 | €315 | €1,122 | €1,142 | ▲ 1.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €14,348 | - | - | - | - |
| Other operating charges640/8 | €421 | €405 | €805 | €451 | €465 | ▲ 3.2% |
| Gross operating margin9900 | €1,854 | €1,734 | -€21,529 | -€910 | €2,111 | ▲ 332% |
| Operating profit (loss)9901 | €1,433 | -€13,032 | -€22,650 | -€2,484 | €504 | ▲ 120% |
| Financial income75/76B | - | - | €11 | €234 | €367 | ▲ 57.0% |
| Recurring financial income75 | - | - | €11 | €234 | €367 | ▲ 57.0% |
| Financial charges65/66B | €271 | €298 | €193 | €194 | €214 | ▲ 10.5% |
| Recurring financial charges65 | €271 | €298 | €193 | €194 | €214 | ▲ 10.5% |
| Profit (loss) for the period before taxes9903 | €1,162 | -€13,330 | -€22,831 | -€2,444 | €657 | ▲ 127% |
| Income taxes67/77 | - | - | - | €70 | -€70 | ▼ 200% |
| Profit (loss) for the period9904 | €1,162 | -€13,330 | -€22,831 | -€2,514 | €727 | ▲ 129% |
| Profit (loss) for the period to be appropriated9905 | €1,162 | -€13,330 | -€22,831 | -€2,514 | €727 | ▲ 129% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105,937 | €93,264 | €60,739 | €61,209 | €56,636 | ▼ 7.5% |
| Fixed assets21/28 | - | €931 | €616 | €2,014 | €872 | ▼ 56.7% |
| Tangible fixed assets22/27 | - | €931 | €616 | €2,014 | €872 | ▼ 56.7% |
| Plant, machinery and equipment23 | - | €931 | €616 | €302 | - | - |
| Furniture and vehicles24 | - | - | - | €1,712 | €872 | ▼ 49.1% |
| Current assets29/58 | €105,937 | €92,333 | €60,123 | €59,196 | €55,764 | ▼ 5.8% |
| Stocks and contracts in progress3 | €65,220 | €50,872 | - | €5,300 | - | - |
| Stocks30/36 | €65,220 | €50,872 | - | €5,300 | - | - |
| Amounts receivable within one year40/41 | €1,114 | €8,059 | €282 | €243 | €8,170 | ▲ 3,262% |
| Trade receivables40 | €724 | €7,588 | €282 | - | €7,988 | - |
| Other amounts receivable41 | €389 | €471 | - | €243 | €182 | ▼ 25.0% |
| Current investments50/53 | - | - | - | €30,164 | €30,531 | ▲ 1.2% |
| Cash at bank and in hand54/58 | €29,206 | €23,004 | €49,443 | €13,091 | €6,665 | ▼ 49.1% |
| Deferred charges and accrued income490/1 | €10,398 | €10,398 | €10,398 | €10,398 | €10,398 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105,937 | €93,264 | €60,739 | €61,209 | €56,636 | ▼ 7.5% |
| Equity10/15 | €94,527 | €81,198 | €58,367 | €55,853 | €56,580 | ▲ 1.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €63,089 | €63,089 | €63,089 | €63,089 | €63,089 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €53,557 | €53,557 | €53,557 | €53,557 | €53,557 | = |
| Distributable reserves133 | €7,673 | €7,673 | €7,673 | €7,673 | €7,673 | = |
| Profit (loss) carried forward14 | €12,846 | -€484 | -€23,315 | -€25,828 | -€25,101 | ▲ 2.8% |
| Amounts payable17/49 | €11,410 | €12,066 | €2,372 | €5,356 | €56 | ▼ 98.9% |
| Amounts payable after more than one year17 | €11,354 | €11,467 | - | - | - | - |
| Financial debts170/4 | €11,354 | €11,467 | - | - | - | - |
| Amounts payable within one year42/48 | €56 | €599 | €2,372 | €5,356 | €56 | ▼ 98.9% |
| Trade debts44 | - | €542 | €163 | €5,300 | - | - |
| Suppliers440/4 | - | €542 | €163 | €5,300 | - | - |
| Taxes, remuneration and social security45 | - | - | €2,153 | - | - | - |
| Taxes450/3 | - | - | €2,153 | - | - | - |
| Other amounts payable47/48 | €56 | €56 | €56 | €56 | €56 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,162 | -€13,330 | -€22,831 | -€2,514 | €727 | ▲ 129% |
| + Depreciation and write-downs630 | - | €13 | €315 | €1,122 | €1,142 | ▲ 1.7% |
| Operating cash flow (approximation) | €1,162 | -€13,317 | -€22,516 | -€1,391 | €1,869 | ▲ 234% |
| Investment in fixed assets (approximation) | - | - | €0 | -€2,520 | €0 | ▲ 100% |
| Change in cash | - | -€6,202 | €26,440 | -€36,352 | -€6,426 | ▲ 82.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €727
Net result €727 after 3 loss-making years.
31-12
Financial
Liquidity times 90current ratio 991.19
Current ratio from 11.05 to 991.19; short-term debt falls from €5,356 to €56.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€22,831
Net result drops to -€22,831, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 87current ratio 1883.00
Current ratio from 21.76 to 1883.00; short-term debt falls from €5,038 to €56.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €1,340
Net result €1,340 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
Show earlier events
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1968
Ground area
122 m²
Building footprint
85 m²
Volume, LiDAR
1,153 m³
Parcel 21015A0164/00H008, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Fernand Séverinstraat 60, 1030 Schaarbeek
since 19682.102.104.618
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0164/00H008 | Brussels | 122 m² | 1 · 85 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 913 companies in sector 32990 we hold annual accounts for 163. 106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-1957
Fiscal year end31-12
Legal name FR
Industrie- en Handelsonderneming Triumf
Activities, NACEBEL 2025
32990Other manufacturing not elsewhere classified
47783Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0400705812
Also
9925:BE0400705812
Registered
29-04-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.