TRIPTYQUE
ActiveTRIPTYQUE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €-9k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-35
Solvency89▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.62 in 2024; short-term debt: 35.9% and cash: 62% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
18 d late
2023
1 d early
2022
6 d early
2021
22 d late
2020
16 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▼ 4.5%
2024 · €191k
2018: €73k
2019: €61k
2020: €55k
2021: €65k
2022: €132k
2023: €118k
2024: €191k
2018 → 2025
Total assets
€285k▲ 3.3%
2024 · €276k
2018: €179k
2019: €147k
2020: €132k
2021: €139k
2022: €250k
2023: €220k
2024: €276k
2018 → 2025
Net result
€-9k
2024 · €73k
2018: €8k
2019: €-12k
2020: €-6k
2021: €10k
2022: €67k
2023: €-14k
2024: €73k
2018 → 2025
Working capital
€140k▲ 2.5%
2024 · €137k
2018: €37k
2019: €36k
2020: €46k
2021: €58k
2022: €49k
2023: €50k
2024: €137k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€132k▲ 102%€118k▼ 10.9%€191k▲ 62.1%€183k▼ 4.5%
Operating result€13k-€68k▲ 435%€-13k€79k€37k▼ 52.9%
Net result€10k-€67k▲ 546%€-14k€73k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€42k▼ 22.0%
Current assets
€243k▲ 9.6%
Equity and liabilities €285k
Equity
€183k▼ 4.5%
Debt
€102k▲ 21.1%
The debt ratio rises from 30.6% to 35.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €98k
Cash flow
€10k▼
2024 · €93k
Solvency
64.1%▼
2024 · 69.4%
Current ratio
2.37▼
2024 · 2.62
Quick ratio
2.37▼
2024 · 2.62
Debt / equity
0.56▲
2024 · 0.44
ROE
-4.7%▼
2024 · 38.3%
ROA
-3.0%▼
2024 · 26.6%
Interest coverage
69.48▼
2024 · 95.01
Debt
€102k▲
2024 · €85k
Debt ≤ 1 year
€102k▲
2024 · €85k
Income taxes
€45k▲
2024 · €5k
Staff costs
€78k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€285k▲
Fixed assets21/28€54k€42k▼
Tangible fixed assets22/27€54k€42k▼
Plant, machinery and equipment23€14k€15k▲
Furniture and vehicles24€41k€27k▼
Current assets29/58€221k€243k▲
Amounts receivable within one year40/41€45k€66k▲
Trade receivables40€38k€52k▲
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58€176k€177k▲
Equity and liabilities
Total equity and liabilities10/49€276k€285k▲
Equity10/15€191k€183k▼
Contributions10/11€22k€22k=
Reserves13€35k€35k=
Non-distributable reserves130/1€35k€35k=
Other1319€35k€35k=
Profit (loss) carried forward14€135k€126k▼
Amounts payable17/49€85k€102k▲
Amounts payable within one year42/48€85k€102k▲
Current portion of amounts payable after more than one year42€17k€7k▼
Trade debts44€16k€28k▲
Suppliers440/4€16k€28k▲
Taxes, remuneration and social security45€48k€67k▲
Taxes450/3€9k€15k▲
Remuneration and social security454/9€39k€52k▲
Other amounts payable47/48€3k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€69k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€169k€135k▼
Operating profit (loss)9901€79k€37k▼
Financial income75/76B€147-
Recurring financial income75€147-
Financial charges65/66B€1k€807▼
Recurring financial charges65€1k€807▼
Profit (loss) for the period before taxes9903€78k€36k▼
Income taxes67/77€5k€45k▲
Profit (loss) for the period9904€73k€-9k▼
Profit (loss) for the period to be appropriated9905€73k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€126k▼
Profit (loss) brought forward from the previous period14P€61k€135k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
31-12
Financial
Equity above €150kEq €191k ▲62.1%
Equity rises from €118k to €191k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-14k ▼122%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €132k ▲102%
2 profitable years in a row build equity to €132k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théophile Vander Elststraat 571170 Watermaal-BosvoordeGround area
92 m²
Building footprint
93 m²
Volume, LiDAR
826 m³
Parcel 21017D0374/00W014, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Théophile Vander Elststraat 57, 1170 Watermaal-Bosvoorde
since 20032.114.234.962
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0374/00W014 | Brussels | 92 m² | 1 · 93 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
META REAL ESTATE
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STUDIO#RE
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DELNAYE EXPERTISES & ARCHITECTURE
BE 0475.489.545
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PAUL KLUNDER
BE 0860.208.569
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ATELIER D’ARCHITECTURE MR
BE 0476.753.416
Manage · Eq €183k
Of 14,145 companies in sector 74201 we hold annual accounts for 2,614. 2,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2002
Fiscal year end31-12
Activities, NACEBEL
74109Other professional, scientific and technical activities
74140Other specialised design activities
74201Photography, excluding press photography
74401
18130Pre-press and pre-media services
22240
22250
73110Advertising agencies
74202Other professional, scientific and technical activities
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.