Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Of this, €83,608 falls due within a year.
Short-term debts fell from €135,277 to €83,608.
Merger with BOOQIT. Merger on 07-09-2026.
Lower net result than 95% of companies in computer programming and consultancy. Sector median €22,956 · 3,406 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 53% on liquidity, 5% on profitability and 0% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is ample, with a current ratio of 3.84 (1.75 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 15.8% of total assets. However, equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 38 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| TRIPTOMATIC Duffel | €1.7m | -€0.02m | -48.3% | 7 |
| Let's App Mechelen | €1.5m | -€1.4m | -186.3% | 8.3 |
| LOGILITY Wichelen | €1.6m | -€0.6m | -230.3% | 5.4 |
| MYMMO Antwerp | €1.4m | -€0.2m | 41.8% | 8 |
| IntelliProve Destelbergen | €1.4m | -€0.02m | -0.7% | 5.6 |
| SECURY360 Zonhoven | €1.5m | -€0.1m | 66.9% | 4.5 |
| AnyKrowd Anderlecht | €2.2m | -€0.7m | 38.9% | 5.2 |
These companies have the same main activity as TRIPTOMATIC: computer programming (NACE 62100). They are comparable in size and age: total assets between €1.4m and €2.2m, founded between 2019 and 2021.
TRIPTOMATIC files the abbreviated format. That format states no turnover. The gross margin fell from -€14,578 in 2020 to -€16,542 in 2025.
In January 2023, the Official Gazette published the appointment of ARAGO VENTURES as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Higher than 9% of 3,406 companies in 2025.
Higher than 75% of 3,267 companies in 2025.
Higher than 5% of 3,315 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: top quarter · Working capital: middle half · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, nobody joined and 3 people left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
1.7m | 1.7m | 2.0m | 261,884 | 181,968 | 100,501 | |
21/28 |
1.3m | 1.5m | 1.5m | 181,812 | 105,264 | 52,707 | |
21 |
67,447 | 175,348 | 230,001 | 181,812 | 105,264 | 52,707 | |
22/27 |
3,114 | 46,173 | 48,557 | - | - | - | |
24 |
3,114 | 46,173 | 48,557 | - | - | - | |
28 |
1.3m | 1.3m | 1.3m | - | - | - | |
29/58 |
320,732 | 236,199 | 425,888 | 80,072 | 76,704 | 47,794 | |
40/41 |
60,116 | 47,954 | 88,742 | 52,389 | 16,750 | - | |
40 |
49,422 | 27,369 | 52,464 | 52,141 | 16,750 | - | |
41 |
10,694 | 20,586 | 36,278 | 248 | - | - | |
54/58 |
260,616 | 183,952 | 333,320 | 26,799 | 59,954 | 47,794 | |
490/1 |
- | 4,292 | 3,826 | 883 | - | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
1.7m | 1.7m | 2.0m | 261,884 | 181,968 | 100,501 | |
10/15 |
-798,773 | 20,629 | 843,630 | 63,783 | 37,532 | -3,844 | |
10/11 |
1.3m | 1.3m | 1.3m | 20,000 | 20,000 | 20,000 | |
13 |
42,500 | 42,500 | 42,500 | 42,500 | 15,000 | - | |
133 |
42,500 | 42,500 | 42,500 | 42,500 | 15,000 | - | |
14 |
-2.1m | -1.3m | -480,870 | 1,283 | 2,532 | -23,844 | |
17/49 |
2.5m | 1.7m | 1.1m | 198,101 | 144,436 | 104,345 | |
17 |
2.1m | 1.4m | 832,488 | 60,000 | 60,000 | 60,000 | |
170/4 |
2.1m | 1.4m | 832,488 | 60,000 | - | - | |
178/9 |
- | - | - | - | 60,000 | 60,000 | |
42/48 |
83,608 | 135,277 | 187,387 | 43,617 | 14,194 | 3,128 | |
42 |
- | 11,341 | 10,765 | - | - | - | |
44 |
19,105 | 61,743 | 140,060 | 30,652 | 6,510 | 316 | |
440/4 |
19,105 | 61,743 | 140,060 | 30,652 | 6,510 | 316 | |
46 |
650 | - | - | - | - | - | |
45 |
63,853 | 62,193 | 36,563 | 12,965 | 7,684 | 2,812 | |
450/3 |
3,462 | - | - | 4,081 | 7,684 | 2,812 | |
454/9 |
60,392 | 62,193 | 36,563 | 8,884 | - | - | |
492/3 |
225,458 | 142,666 | 102,939 | 94,485 | 70,242 | 41,217 | |
| Income statement | |||||||
76A |
407 | - | - | - | - | - | |
9900 |
-16,542 | -32,270 | -169,988 | 153,434 | 76,882 | -14,578 | |
62 |
581,790 | 586,902 | 178,713 | 49,340 | - | - | |
630 |
110,796 | 147,989 | 118,916 | 71,856 | 34,045 | 8,287 | |
640/8 |
1,295 | 679 | 941 | 2,059 | 245 | 378 | |
66A |
12,524 | - | - | - | - | - | |
9901 |
-722,947 | -767,840 | -468,559 | 30,179 | 42,592 | -23,243 | |
75/76B |
0 | 1,270 | 1 | 59 | 157 | 49 | |
75 |
0 | 1,270 | 1 | 59 | 157 | 49 | |
65/66B |
95,935 | 58,982 | 21,579 | 3,858 | 1,373 | 650 | |
65 |
95,935 | 58,982 | 21,579 | 3,858 | 1,373 | 650 | |
9903 |
-818,882 | -825,552 | -490,137 | 26,380 | 41,376 | -23,844 | |
67/77 |
521 | -2,551 | -7,984 | 130 | - | - | |
9904 |
-819,402 | -823,001 | -482,152 | 26,250 | 41,376 | -23,844 | |
9905 |
-819,402 | -823,001 | -482,152 | 26,250 | 41,376 | -23,844 | |
| Appropriation of the result | |||||||
9906 |
-2.1m | -1.3m | -480,870 | 28,783 | 17,532 | -23,844 | |
14P |
-1.3m | -480,870 | 1,283 | 2,532 | -23,844 | - | |
691/2 |
- | - | - | 27,500 | 15,000 | - | |
6921 |
- | - | - | 27,500 | 15,000 | - | |
| Social balance sheet | |||||||
9087 |
7 | 7.6 | 2.7 | 1 | - | - | |
Hours worked1013 |
12,164 | 13,072 | 4,522 | 1,656 | - | - | |
| Document | |||||||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 09-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 09-04-2026 | 2026-00075865 | |
| 31-12-2024 | abbreviated format | 23-06-2025 | 2025-00167468 | |
| 31-12-2023 | abbreviated format | 28-06-2024 | 2024-00193312 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00296317 | |
| 31-12-2021 | micro format | 16-06-2022 | 2022-20070926 | |
| 31-12-2020 | micro format | 03-08-2021 | 2021-45700418 |
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 3 | €4,500 | €38,919 |
| 2024 | 1 | €0 | €132,000 |
| 2023 | 1 | €166,419 | €0 |
| 2022 | 1 | €4,500 | €4,500 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| -612,151 | -619,851 | -349,642 | 102,035 | 76,637 | -14,956 | ||
| -708,607 | -675,012 | -363,236 | 98,107 | 75,421 | -15,557 | ||
| -40,165 | 90,952 | 1.5m | 148,404 | 86,602 | 60,994 | ||
| 76,664 | -149,367 | 306,520 | -33,155 | 12,160 | - | ||
| 237,124 | 100,922 | 238,500 | 36,455 | 62,510 | 44,666 | ||
| -48.3% | 1.2% | 42.9% | 24.4% | 20.6% | -3.8% | ||
| 3.84 | 1.75 | 2.27 | 1.84 | 5.40 | 15.28 | ||
| - | 82.36 | 1.33 | 3.11 | 3.85 | - | ||
| - | - | -57.2% | 41.2% | 110.2% | - | ||
| -49.6% | -47.9% | -24.5% | 10.0% | 22.7% | -23.7% | ||
| -6.38 | -10.51 | -16.20 | 26.45 | 55.82 | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 6 | 9 | 5 | 1 |
| full-time | 6 | 9 | 5 | 1 |
| in full-time equivalents | 6 | 9 | 5 | 1 |
| 7 | 7.6 | 2.7 | 1 | |
| On a permanent contract | 6 | 9 | 5 | 1 |
| Joined | 0 | 4 | 4 | 1 |
| Left | 3 | 0 | 0 | 0 |
Source: social balance sheet in the 2022 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €10,334 | €53,422 | - | - |
| Intangible fixed assets | - | €80,618 | €162,240 | €148,404 | €86,602 |
| Financial fixed assets | - | - | €1.3m | - | - |
| €110,796 | €147,989 | €118,916 | €71,856 | €34,045 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €722,947, smaller than the loss of €767,840 in 2024.
Equity is negative. Debt (€2.5m) exceeds the balance-sheet total (€1.7m).
Source: lists of holdings in the owners' accounts
| Kestico
registered office since 02-06-2016 · founded in 2016 |
total assets €134,447 (2025) 0655.880.049 |
| HELPPER via CAREVOLUTION, no longer at HELPPER · Director · deed of 23-07-2019 founded in 2017 |
15 FTE (2025) |
See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.
This company merged into TRIPTOMATIC on 07-09-2026.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Ganzenkoor 8 registered office 2570 Duffel | 13-12-2019 | 2.297.010.775 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12009E0184/00M002 | 540 m² | 1 · 172 m² | 6.7 m · 1 |
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