TRIPOLY
ActiveTRIPOLY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €3k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 38% of 111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+10
Solvency63▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.44 in 2024; short-term debt: 61.7% and cash: 4.4% of total assets), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Sector 20
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
51 d early
2024
38 d early
2023
47 d early
2022
13 d early
2021
23 d early
2020
19 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€178k▲ 1.5%
2024 · €175k
2019: €168k
2020: €183k
2021: €196k
2022: €199k
2023: €182k
2024: €175k
2019 → 2025
Total assets
€469k▲ 13.2%
2024 · €414k
2019: €303k
2020: €233k
2021: €413k
2022: €326k
2023: €355k
2024: €414k
2019 → 2025
Net result
€3k
2024 · €-7k
2019: €48k
2020: €14k
2021: €13k
2022: €3k
2023: €-16k
2024: €-7k
2019 → 2025
Working capital
€120k▲ 14.9%
2024 · €104k
2019: €155k
2020: €149k
2021: €146k
2022: €152k
2023: €137k
2024: €104k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€199k▲ 1.4%€182k▼ 8.1%€175k▼ 4.0%€178k▲ 1.5%
Operating result€16k-€6k▼ 59.6%€-10k€6k€17k▲ 198%
Net result€13k-€3k▼ 79.4%€-16k€-7k▲ 54.6%€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 198% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€60k▼ 17.8%
Current assets
€409k▲ 19.8%
Equity and liabilities €469k
Equity
€178k▲ 1.5%
Debt
€291k▲ 21.7%
The debt ratio rises from 57.7% to 62.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €29k
Cash flow
€31k▲
2024 · €16k
Solvency
37.9%▼
2024 · 42.3%
Current ratio
1.41▼
2024 · 1.44
Quick ratio
0.33▲
2024 · 0.22
Debt / equity
1.64▲
2024 · 1.37
ROE
1.5%▲
2024 · -4.2%
ROA
0.6%▲
2024 · -1.8%
Interest coverage
3.06▲
2024 · 2.23
Debt
€291k▲
2024 · €239k
Debt ≤ 1 year
€289k▲
2024 · €237k
Staff costs
€616▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€414k€469k▲
Fixed assets21/28€73k€60k▼
Intangible fixed assets21€11k€12k▲
Tangible fixed assets22/27€62k€48k▼
Plant, machinery and equipment23€61k€48k▼
Furniture and vehicles24€861€385▼
Current assets29/58€341k€409k▲
Stocks and contracts in progress3€290k€313k▲
Stocks30/36€290k€313k▲
Amounts receivable within one year40/41€22k€71k▲
Trade receivables40€22k€71k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€22k€20k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€414k€469k▲
Equity10/15€175k€178k▲
Contributions10/11€120k€120k=
Reserves13€52k€54k▲
Distributable reserves133€52k€54k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€239k€291k▲
Amounts payable within one year42/48€237k€289k▲
Financial debts43€88k€90k▲
Credit institutions430/8€88k€90k▲
Trade debts44€53k€68k▲
Suppliers440/4€53k€68k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€3k€7k▲
Remuneration and social security454/9€5k€14▼
Other amounts payable47/48€88k€124k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€616▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€513€528▲
Gross operating margin9900€76k€47k▼
Operating profit (loss)9901€6k€17k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€-7k€3k▲
Profit (loss) for the period9904€-7k€3k▲
Profit (loss) for the period to be appropriated9905€-7k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€6k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€7k€0▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
Social balance
Average headcount (FTE)90871.00.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-16k ▼691%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsestraat 1408531 HarelbekeGround area
422 m²
Parcel 34017A0030/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
NEOPOL
since 20182.274.522.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34017A0030/00A002 | Flanders | 422 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BENVIC
BE 0552.944.144
Brussel · Eq €177k
AresCo Europe
BE 0761.906.789
Gent · Eq €185k
EDILTECO BENELUX
BE 0455.265.540
Fleurus · Eq €199k
GRAFLUX
BE 0425.371.229
Kontich · Eq €151k
FIBER DECOR
BE 0468.429.034
Erpe-Mere · Eq €138k
Of 139 companies in sector 20160 we hold annual accounts for 95. 37 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2018
Fiscal year end31-12
Activities, NACEBEL
20160Manufacture of chemicals and chemical products
20170Manufacture of chemicals and chemical products
46190Agents in non-specialised wholesale trade
46869Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.