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TRIPLE XL

Active
Private limited companyfounded 201016 yrs activeGallaitstraat 88, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0826.979.339

TRIPLE XL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €17k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 201 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-19
Solvency98▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 2.79 in 2024; short-term debt: 26.9% and cash: 65.6% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.1%
Return on assets
5.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
28 d late
2023
35 d early
2022
4 d early
2021
3 d early
2020
16 d early
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€217k▲ 8.0%
2024 · €200k
2019: €81k 2020: €61k 2021: €54k 2022: €88k 2023: €137k 2024: €200k
2019 → 2025
Total assets
€296k▼ 4.2%
2024 · €309k
2019: €240k 2020: €189k 2021: €153k 2022: €190k 2023: €208k 2024: €309k
2019 → 2025
Net result
€17k▼ 73.8%
2024 · €64k
2019: €33k 2020: €-20k 2021: €-6k 2022: €35k 2023: €50k 2024: €64k
2019 → 2025
Working capital
€214k▲ 10.0%
2024 · €195k
2019: €64k 2020: €64k 2021: €55k 2022: €88k 2023: €135k 2024: €195k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€54k-€88k▲ 62.5%€137k▲ 55.3%€200k▲ 46.5%€217k▲ 8.0%
Operating result€-3k-€44k€71k▲ 63.0%€102k▲ 43.3%€27k▼ 73.7%
Net result€-6k-€35k€50k▲ 42.9%€64k▲ 30.0%€17k▼ 73.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-3k€-3kNet result 2021: €-6k€-6kOperating result 2022: €44k€44kNet result 2022: €35k€35kOperating result 2023: €71k€71kNet result 2023: €50k€50kOperating result 2024: €102k€102kNet result 2024: €64k€64kOperating result 2025: €27k€27kNet result 2025: €17k€17k20212022202320242025
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets €2k▼ 57.9%
Current assets €294k▼ 3.2%
Equity and liabilities €296k
Equity €217k▲ 8.0%
Debt €80k▼ 26.7%
The debt ratio falls from 35.2% to 26.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €104k
Cash flow
€19k
2024 · €66k
Solvency
73.1%
2024 · 64.8%
Current ratio
3.69
2024 · 2.79
Quick ratio
3.69
2024 · 2.75
Debt / equity
0.37
2024 · 0.54
ROE
7.8%
2024 · 32.1%
ROA
5.7%
2024 · 20.8%
Interest coverage
8.57
2024 · 26.61
Debt
€80k
2024 · €109k
Debt ≤ 1 year
€80k
2024 · €109k
Income taxes
€7k
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€309k€296k
Fixed assets21/28€6k€2k
Tangible fixed assets22/27€6k€2k
Plant, machinery and equipment23€687-
Furniture and vehicles24€5k€2k
Current assets29/58€303k€294k
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€122k€99k
Trade receivables40€121k€99k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€177k€194k
Deferred charges and accrued income490/1€619€600
Equity and liabilities
Total equity and liabilities10/49€309k€296k
Equity10/15€200k€217k
Contributions10/11€19k€19k=
Reserves13€182k€198k
Distributable reserves133€182k€198k
Amounts payable17/49€109k€80k
Amounts payable within one year42/48€109k€80k
Trade debts44€17k€2k
Suppliers440/4€17k€2k
Taxes, remuneration and social security45€52k€42k
Taxes450/3€50k€40k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€40k€36k
Income statement Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-578€589
Other operating charges640/8€7k€1k
Gross operating margin9900€110k€31k
Operating profit (loss)9901€102k€27k
Financial income75/76B€265€119
Recurring financial income75€265€119
Financial charges65/66B€4k€3k
Recurring financial charges65€4k€3k
Profit (loss) for the period before taxes9903€98k€24k
Income taxes67/77€34k€7k
Profit (loss) for the period9904€64k€17k
Profit (loss) for the period to be appropriated9905€64k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€17k
Transfer from equity791/2€833€833=
Transfer to equity691/2€64k€17k
To other reserves6921€64k€17k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2019net €64k ▲30%
Operating result €102k, net result €64k, both a record.
31-12
Financial Equity above €200kEq €200k ▲46.5%
3 profitable years in a row build equity to €200k.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €137k ▲55.3%
2 profitable years in a row build equity to €137k.
27-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €35k
Net result €35k after 2 loss-making years.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
15-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €-20k ▼160%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
24-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
14-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gallaitstraat 881030 Schaarbeek
Ground area
577 m²
Building footprint
185 m²
Volume, LiDAR
1,855 m³
Parcel 21910E0056/00L004, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Gallaitstraat 88, 1030 Schaarbeek
Manufacture of textiles
since 20102.189.950.687
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0056/00L004 Brussels 577 m² 1 · 185 m² 16.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 598 companies in sector 13929 we hold annual accounts for 236. 182 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-06-2010
Fiscal year end31-12
Activities, NACEBEL
13929Manufacture of textiles
18120Other printing
18130Pre-press and pre-media services
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.