Skip to content

TRIO'S

Active
Private limited companyfounded 197748 years activeBreidelstraat 13, 8820 Torhout, BelgiumKBO/BCE: BE 0417.771.674
Summary

TRIO'S has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,534 and a net result of -€21,540. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 22,158 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Retail trade
NACE 47712Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
#5 oldest company in Torhout, Wholesale and retail trade sector1 site
Size
€493,683total assets 2025
Staff
1.2 FTE
Equity
€136,534
Loss
-€21,540
Turnover not published (abridged schema)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts filed 60 days late
Why 64- Latest accounts 60 days late; 3 of the last 3 late- Liquidity: current ratio 1.20, cash €20,874- Loss of €21,540 (FY 2025)- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 25% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 53-2
equity 27.7% of total assets
Liquidity 17+2
short-term debt 71.9% · cash 4.2%
Profitability 13-63
return on assets -4.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.9%▲ +0.6 percentage points vs 11-2024highest value 01-2025: 0.9%▼ -2.0 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.4%▲ +0.6 percentage points vs 09-2025 11-2025: 0.9%▼ -1.5 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026lowest value 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.6 percentage points vs 09-2026
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.26 in 2024; short-term debt: 71.9% and cash: 4.2% of total assets), and 72.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 43% on solvency, 15% on liquidity, 19% on profitability and 23% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
+raises risk○neutral
raises risk · Latest accounts 60 days late; 3 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.20, cash €20,874
NBB · annual accounts
raises risk · Loss of €21,540 (FY 2025)
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
64 days late
2023
121 days late
2022
67 days late
2021
89 days late
2020
88 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 82 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€21,540
  3. Appointments: TRIO Rik (statutory director) and…Legal-form conversion · Capital conversion…

Key points

  • Caution: From profit to loss in 2025after €30,449 in 2024 -€21,540 View
  • Caution: Among the weakest 10% on net resultsector median €5,032 · 22,136 companies -€21,540 View
  • New directorslatest change 18-11-2025 · 2 in office 2 joined View
  • Active since 1977founded 21-12-1977 48 years View

By topic

Financials

Fiscal year
2025
Total assets
€493,683
Loss
-€21,540
Solvency
27.7%
Total assets▼ 7.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 03-10-2025Annual accounts filed
  2. 31-12-2024Highest result since 2018
  3. 31-12-2024Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47712
Founded
21-12-1977
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.