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TRIO IMMO

Active
Private limited companyfounded 20197 yrs activeRue des Jacques 5, 4360 Oreye, BelgiumKBO/BCE: BE 0732.737.901

TRIO IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-457k) and a net result of €-97k. Equity is shrinking by ~67.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
31 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+4
Solvency0▼-4
Growth39=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.2 against 1.28 in 2024; short-term debt: 83.4% and cash: 1.4% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €-457k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
26 d late
2024
60 d late
2023
31 d late
2022
31 d late
2021
61 d late
2020
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€38k▲ 26.1%
2020 · €30k
2020: €30k
2020 → 2024
EBIT margin
-27.9%▼ 74.1pp
2020 · 46.2%
2020: 46.2%
2020 → 2024
Net result
€-97k▲ 21.6%
2024 · €-124k
2020: €9k 2021: €105k 2022: €-104k 2023: €-143k 2024: €-124k
2020 → 2025
Working capital
€291k▼ 25.0%
2024 · €388k
2020: €276k 2021: €186k 2022: €655k 2023: €512k 2024: €388k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€38k
Equity€11k-€-93k€-236k▼ 154%€-360k▼ 52.4%€-457k▼ 27.0%
Operating result€152k-€-40k€-33k▲ 18.1%€-11k▲ 67.9%€-2k▲ 77.7%
Net result€105k-€-104k€-143k▼ 37.1%€-124k▲ 13.5%€-97k▲ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200kOperating result 2021: €152k€152kNet result 2021: €105k€105kOperating result 2022: €-40k€-40kNet result 2022: €-104k€-104kOperating result 2023: €-33k€-33kNet result 2023: €-143k€-143kOperating result 2024: €-11k€-11kNet result 2024: €-124k€-124kOperating result 2025: €-2k€-2kNet result 2025: €-97k€-97k20212022202320242025
The operating result stays negative: a loss of €2k in 2025 against €11k in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
-26.0%
2024 · -20.5%
Current ratio
1.20
2024 · 1.28
Quick ratio
0.02
2024 · 0.02
Debt / equity
-4.84
2024 · -5.87
ROA
-5.5%
2024 · -7.1%
Debt
€2.21M
2024 · €2.11M
Debt ≤ 1 year
€1.46M
2024 · €1.37M
Debt > 1 year
€748k=
2024 · €748k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.75M€1.76M
Formation expenses20€0-
Current assets29/58€1.75M€1.76M
Stocks and contracts in progress3€1.72M€1.72M
Stocks30/36€1.72M€1.72M
Amounts receivable within one year40/41€28k€12k
Trade receivables40€416€10k
Other amounts receivable41€28k€1k
Cash at bank and in hand54/58€4k€25k
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.76M
Equity10/15€-360k€-457k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-362k€-459k
Amounts payable17/49€2.11M€2.21M
Amounts payable after more than one year17€748k€748k=
Financial debts170/4€748k€748k=
Amounts payable within one year42/48€1.37M€1.46M
Current portion of amounts payable after more than one year42€0-
Trade debts44€37k€78k
Suppliers440/4€33k€75k
Bills of exchange payable441€4k€3k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€1.33M€1.39M
Income statement Code20242025
Turnover70€38k-
Goods, raw materials, services and sundry goods60/61€48k-
Gross operating margin9900€-11k€-2k
Operating profit (loss)9901€-11k€-2k
Financial charges65/66B€113k€95k
Recurring financial charges65€113k€95k
Profit (loss) for the period before taxes9903€-124k€-97k
Profit (loss) for the period9904€-124k€-97k
Profit (loss) for the period to be appropriated9905€-124k€-97k
Appropriation of the result
Profit (loss) to be appropriated9906€-362k€-459k
Profit (loss) brought forward from the previous period14P€-238k€-362k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Weakest financial yearnet €-143k
Net result drops to €-143k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Highest result since 2020net €105k ▲1031%
Operating result €152k, net result €105k, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oreye
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Jacques 54360 Oreye
Ground area
3,706 m²
Building footprint
93 m²
Parcel 64445A0386/00S000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64445A0386/00S000 Wallonia 3,706 m² 1 · 93 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 3,264 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-08-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.