TRIO Architecture
ActiveSummary
TRIO Architecture has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €3k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+10
Solvency39▲+1
Growth70=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.41 in 2024; short-term debt: 39.1% and cash: 22.3% of total assets), but 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
11 d late
2023
on the day
2022
31 d late
2021
on the day
2020
1 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.11M▲ 43.9%
2018 · €773k
2018: €773k
2018 → 2024
EBIT margin
0.8%▲ 0.6pp
2018 · 0.1%
2018: 0.1%
2018 → 2024
Net result
€3k▼ 63.9%
2024 · €7k
2018: €1k
2019: €56
2020: €2k
2021: €3k
2022: €8k
2023: €7k
2024: €7k
2018 → 2025
Working capital
€218k▲ 51.9%
2024 · €144k
2018: €15k
2019: €-18k
2020: €-43k
2021: €-59k
2022: €-34k
2023: €-41k
2024: €144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.11M
Equity€72k-€80k▲ 11.8%€87k▲ 8.6%€94k▲ 8.0%€96k▲ 2.1%
Operating result€4k-€11k▲ 179%€10k▼ 1.7%€8k▼ 19.7%€11k▲ 25.0%
Net result€3k-€8k▲ 208%€7k▼ 18.1%€7k▲ 0.1%€3k▼ 63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€209k ▼ 1.1%
Current assets
€492k ▼ 1.2%
Equity and liabilities €701k
Equity
€96k ▲ 2.1%
Debt
€605k ▼ 1.6%
Debt's share of the balance-sheet total falls from 86.7% to 86.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €51k
Cash flow
€46k▼
2024 · €50k
Current ratio
1.80▲
2024 · 1.41
Debt to equity
6.30▼
2024 · 6.55
ROE
2.6%▼
2024 · 7.4%
ROA
0.4%▼
2024 · 1.0%
Interest coverage
11.87▼
2024 · 33.14
Debt ≤ 1 year
€274k▼
2024 · €354k
Debt > 1 year
€331k▲
2024 · €261k
Income taxes
€4k▲
2024 · €5
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€709k€701k▼
Formation expenses20€0€0=
Fixed assets21/28€211k€209k▼
Intangible fixed assets21€42k€26k▼
Tangible fixed assets22/27€139k€153k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€11k€19k▲
Other tangible fixed assets26€128k€134k▲
Financial fixed assets28€30k€30k▲
Current assets29/58€498k€492k▼
Amounts receivable within one year40/41€76k€335k▲
Trade receivables40€65k€335k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€415k€156k▼
Deferred charges and accrued income490/1€7k€0▼
Equity and liabilities
Total equity and liabilities10/49€709k€701k▼
Equity10/15€94k€96k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€86k€88k▲
Amounts payable17/49€615k€605k▼
Amounts payable after more than one year17€261k€331k▲
Financial debts170/4€90k€81k▼
Trade debts175€171k€250k▲
Amounts payable within one year42/48€354k€274k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€331k€264k▼
Suppliers440/4€331k€264k▼
Bills of exchange payable441€0-
Taxes, remuneration and social security45€14k€777▼
Taxes450/3€0€777▲
Remuneration and social security454/9€14k€0▼
Other amounts payable47/48€0-
Income statement
Code20242025
Turnover70€1.11M-
Goods, raw materials, services and sundry goods60/61€1.08M-
Remuneration, social security and pensions62€87-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€56k€58k▲
Operating profit (loss)9901€8k€11k▲
Financial income75/76B€60€300▲
Recurring financial income75€60€300▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€5€4k▲
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€88k▲
Profit (loss) brought forward from the previous period14P€79k€85k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €8k ▲208%
Operating result €11k, net result €8k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €56 ▼95.6%
Net result drops to €56, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 771040 EtterbeekGround area
317 m²
Building footprint
128 m²
Volume, LiDAR
2,035 m³
Parcel 21005A0579/00E004, Brussels · tallest building 23.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TRIO Architecture
since 19882.304.303.987
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0579/00E004 | Brussels | 317 m² | 1 · 127 m² | 23.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.C.O.T.
BE 0867.462.090
Sint-Niklaas · Eq €95,973
CARTON123 ARCHITECTEN
BE 0899.796.447
Jette · Eq €95,896
GOCHArchitecte
BE 0501.967.377
Namur · Eq €96,083
SANELBOUW
BE 0849.731.975
Geel · Eq €96,096
Studio SB
BE 0883.082.852
Heusden-Zolder · Eq €95,835
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-1988
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.