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Trima-Tech

Active
Private limited companyfounded 2020active for 5 yearsHoekstraat 7, 3520 Zonhoven, BelgiumKBO/BCE: BE 0759.868.207
Summary

The computed 12-month bankruptcy probability of Trima-Tech is 2.5% (moderate). The 2025 annual accounts show equity of €14,998 and a net result of €5,285. Equity is growing by about 80% per year across the filed financial years. Its solvency ranks better than 47% of 9,327 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €230,000turnover 2025, estimated
Equity
€14,998
Profit
€5,285
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
2025 accounts 5 days early1 deed in the Belgian Official Gazette
Why 53raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Size: total assets €37,343lowers riskFigures for financial year 2025 (filed 29-04-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 55% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 65+17
equity 40.2% of total assets
Liquidity 27-5
short-term debt 59.8% · cash 6.8%
Profitability 86-5
return on assets 14.2%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)
Last 24 months 11-2024: 5.0% 12-2024: 5.0%● unchanged vs 11-2024 01-2025: 5.0%● unchanged vs 12-2024 02-2025: 5.1%▲ +0.1 percentage points vs 01-2025 03-2025: 5.1%● unchanged vs 02-2025 04-2025: 5.3%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 4.8%▼ -0.5 percentage points vs 04-2025 06-2025: 4.8%● unchanged vs 05-2025 07-2025: 4.8%● unchanged vs 06-2025 08-2025: 4.8%● unchanged vs 07-2025 09-2025: 4.7%▼ -0.1 percentage points vs 08-2025 10-2025: 4.7%● unchanged vs 09-2025 11-2025: 4.6%▼ -0.1 percentage points vs 10-2025 12-2025: 4.4%▼ -0.2 percentage points vs 11-2025 01-2026: 4.5%▲ +0.1 percentage points vs 12-2025 02-2026: 4.6%▲ +0.1 percentage points vs 01-2026 03-2026: 4.4%▼ -0.2 percentage points vs 02-2026 04-2026: 4.3%▼ -0.1 percentage points vs 03-2026 05-2026: 2.6%▼ -1.7 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▼ -0.2 percentage points vs 07-2026 09-2026: 2.5%● unchanged vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 0.95 in 2024, below the usual 1.5; short-term debt: 59.8% and cash: 6.8% of total assets), and 59.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 48% on solvency, 23% on liquidity, 70% on profitability and 81% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €37,343
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-04-2026, 5 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
5 days early
2024
13 days early
2023
19 days early
2022
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2022 to 2025net €7,523 ▲6,126%

Financials · financial year 2025, micro format

Turnover
≈ €230,000
Estimated: probably between €120,000 and €410,000
Total assets
€37,343▼ 10.5%
2024 · €41,702
Net result
€5,285▼ 29.7%
2024 · €7,523
Working capital
€5,504
2024 · -€1,322
Trend over the years

2022 to 2025, 4 financial years

The operating result falls in 2025; 2025 is 22% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€10,180 2025 Net result€5,285 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€2,383-€2,598▲ 9.0%€13,029▲ 402%€10,180▼ 21.9%
Net result€1,105within the sector's middle half-€121within the sector's middle half▼ 89.1%€7,523within the sector's middle half▲ 62×€5,285within the sector's middle half▼ 29.7%
Equity€2,105below the sector's middle half-€2,226below the sector's middle half▲ 5.7%€9,712below the sector's middle half▲ 336%€14,998within the sector's middle half▲ 54.4%
Total assets€40,810below the sector's middle half-€34,754below the sector's middle half▼ 14.8%€41,702below the sector's middle half▲ 20.0%€37,343below the sector's middle half▼ 10.5%
Debt€38,705-€32,527▼ 16.0%€31,990▼ 1.7%€22,345▼ 30.1%
Working capital-€5,057below the sector's middle half--€7,713below the sector's middle half▼ 52.5%-€1,322below the sector's middle half▲ 82.9%€5,504within the sector's middle half
Solvency5.2%below the sector's middle half-6.4%below the sector's middle half▲ 1.2pp23.3%within the sector's middle half▲ 16.9pp40.2%within the sector's middle half▲ 16.9pp
Current ratio0.71below the sector's middle half-0.62below the sector's middle half▼ 0.090.95below the sector's middle half▲ 0.331.25within the sector's middle half▲ 0.30
Return on assets (ROA)2.7%within the sector's middle half-0.3%within the sector's middle half▼ 2.4pp18.0%within the sector's middle half▲ 17.7pp14.2%within the sector's middle half▼ 3.9pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,343
Fixed assets €9,494 ▼ 41.6%
Current assets €27,849 ▲ 9.4%
Equity and liabilities €37,343
Equity €14,998 ▲ 54.4%
Debt €22,345 ▼ 30.1%
Debt's share of the balance-sheet total falls from 76.7% to 59.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,029▼
2024 · €20,530
Cash flow
€13,134▼
2024 · €15,024
Quick ratio
1.16▲
2024 · 0.84
Debt to equity
1.49▼
2024 · 3.29
ROE
35.2%▼
2024 · 77.5%
Interest coverage
8.84▲
2024 · 7.77
Debt ≤ 1 year
€22,345▼
2024 · €26,770
Income taxes
€2,858▼
2024 · €2,870
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€41,702€37,343▼
Fixed assets21/28€16,254€9,494▼
Tangible fixed assets22/27€15,704€8,929▼
Land and buildings22€1,457€926▼
Plant, machinery and equipment23€784€554▼
Furniture and vehicles24€2,938€2,598▼
Leasing and similar rights25€10,525€4,851▼
Financial fixed assets28€550€565▲
Current assets29/58€25,448€27,849▲
Stocks and contracts in progress3€2,850€2,000▼
Stocks30/36€2,850€2,000▼
Amounts receivable within one year40/41€20,088€23,305▲
Trade receivables40€14,108€12,924▼
Other amounts receivable41€5,980€10,380▲
Cash at bank and in hand54/58-€2,544
Deferred charges and accrued income490/1€2,510-
Equity and liabilities
Total equity and liabilities10/49€41,702€37,343▼
Equity10/15€9,712€14,998▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€8,712€13,998▲
Amounts payable17/49€31,990€22,345▼
Amounts payable after more than one year17€5,220-
Financial debts170/4€5,220-
Amounts payable within one year42/48€26,770€22,345▼
Current portion of amounts payable after more than one year42€7,059€5,220▼
Financial debts43€1,521€2,338▲
Credit institutions430/8€1,521€2,338▲
Trade debts44€4,219€1,954▼
Suppliers440/4€4,219€1,954▼
Taxes, remuneration and social security45€13,971€12,833▼
Taxes450/3€6,471€7,833▲
Remuneration and social security454/9€7,500€5,000▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,500€7,848▲
Other operating charges640/8€1,133€947▼
Gross operating margin9900€21,663€18,975▼
Operating profit (loss)9901€13,029€10,180▼
Financial income75/76B€5€2▼
Recurring financial income75€5€2▼
Financial charges65/66B€2,642€2,039▼
Recurring financial charges65€2,642€2,039▼
Profit (loss) for the period before taxes9903€10,393€8,144▼
Income taxes67/77€2,870€2,858▼
Profit (loss) for the period9904€7,523€5,285▼
Profit (loss) for the period to be appropriated9905€7,523€5,285▼
Appropriation of the result
Profit (loss) to be appropriated9906€8,712€13,998▲
Profit (loss) brought forward from the previous period14P€1,189€8,712▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,483€7,565€7,500€7,848▲ 4.6%
Other operating charges640/8€414€620€1,133€947▼ 16.5%
Gross operating margin9900€11,279€10,783€21,663€18,975▼ 12.4%
Operating profit (loss)9901€2,383€2,598€13,029€10,180▼ 21.9%
Financial income75/76B€137€0€5€2▼ 61.6%
Recurring financial income75€137€0€5€2▼ 61.6%
Financial charges65/66B€1,415€1,524€2,642€2,039▼ 22.8%
Recurring financial charges65€1,415€1,524€2,642€2,039▼ 22.8%
Profit (loss) for the period before taxes9903€1,105€1,074€10,393€8,144▼ 21.6%
Income taxes67/77-€953€2,870€2,858▼ 0.4%
Profit (loss) for the period9904€1,105€121€7,523€5,285▼ 29.7%
Profit (loss) for the period to be appropriated9905€1,105€121€7,523€5,285▼ 29.7%
Line2022202320242025Change
Assets
Total assets20/58€40,810€34,754€41,702€37,343▼ 10.5%
Fixed assets21/28€28,539€22,122€16,254€9,494▼ 41.6%
Tangible fixed assets22/27€27,989€21,572€15,704€8,929▼ 43.1%
Land and buildings22€2,518€1,987€1,457€926▼ 36.4%
Plant, machinery and equipment23€429€1,103€784€554▼ 29.3%
Furniture and vehicles24€3,168€2,282€2,938€2,598▼ 11.6%
Leasing and similar rights25€21,874€16,200€10,525€4,851▼ 53.9%
Financial fixed assets28€550€550€550€565▲ 2.7%
Current assets29/58€12,272€12,632€25,448€27,849▲ 9.4%
Stocks and contracts in progress3€6,000€5,500€2,850€2,000▼ 29.8%
Stocks30/36€6,000€5,500€2,850€2,000▼ 29.8%
Amounts receivable within one year40/41€5,392€262€20,088€23,305▲ 16.0%
Trade receivables40€1,137€262€14,108€12,924▼ 8.4%
Other amounts receivable41€4,256-€5,980€10,380▲ 73.6%
Cash at bank and in hand54/58---€2,544-
Deferred charges and accrued income490/1€879€6,870€2,510--
Equity and liabilities
Total equity and liabilities10/49€40,810€34,754€41,702€37,343▼ 10.5%
Equity10/15€2,105€2,226€9,712€14,998▲ 54.4%
Contributions10/11€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€1,105€1,226€8,712€13,998▲ 60.7%
Amounts payable17/49€38,705€32,527€31,990€22,345▼ 30.1%
Amounts payable after more than one year17€19,204€12,182€5,220--
Financial debts170/4€19,204€12,182€5,220--
Amounts payable within one year42/48€17,329€20,345€26,770€22,345▼ 16.5%
Current portion of amounts payable after more than one year42€6,797€7,626€7,059€5,220▼ 26.1%
Financial debts43€4,247€2,531€1,521€2,338▲ 53.8%
Credit institutions430/8€4,247€2,531€1,521€2,338▲ 53.8%
Trade debts44€784€260€4,219€1,954▼ 53.7%
Suppliers440/4€784€260€4,219€1,954▼ 53.7%
Taxes, remuneration and social security45€5,500€8,487€13,971€12,833▼ 8.1%
Taxes450/3€3,000€5,987€6,471€7,833▲ 21.0%
Remuneration and social security454/9€2,500€2,500€7,500€5,000▼ 33.3%
Other amounts payable47/48-€1,440---
Accrued charges and deferred income492/3€2,172----
Line2022202320242025Change
Profit (loss) for the period9904€1,105€121€7,523€5,285▼ 29.7%
+ Depreciation and write-downs630€8,483€7,565€7,500€7,848▲ 4.6%
Operating cash flow (approximation)€9,588€7,686€15,024€13,134▼ 12.6%
Investment in fixed assets (approximation)--€1,148-€1,632-€1,089▲ 33.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
30-09-2025 micro format 25-04-2026 2026-00093748
30-09-2024 micro format 17-04-2025 2025-00071402
30-09-2023 micro format 11-04-2024 2024-00063538
30-09-2022 micro format 26-04-2023 2023-00080247

Similar companies · same sector, comparable size

Of the 29,217 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,357. 11,022 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 16 December 2020, Trima-Tech was incorporated as a private limited company.1 Total assets went from €40,810 in 2022 to €37,343 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 30-04-2027
2026
25-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
17-04
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-09
Financial Highest result from 2022 to 2025net €7,523 ▲6,126%
Operating result €13,029, net result €7,523, both a record.
11-04
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
30-09
Financial Weakest financial yearnet €121 ▼89.1%
Net result drops to €121, the lowest in the series; recovery starts the following year.
26-04
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded16-12-2020
Financial year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
41003General construction of other non-residential buildings
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0759868207
Also 9925:BE0759868207
Registered 09-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0759.868.207

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
985 m²
Building footprint
152 m²
Building volume
931 m³
Parcel 71442D0132/00B125, Flanders · tallest building 9.8 m. Linked by address, not a title deed.
1 establishment unit
Trima-Tech
Hoekstraat 7, 3520 ZonhovenGeneral construction of residential buildings
since 2020unit no. 2.310.857.328
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71442D0132/00B125 Flanders 985 m² 1 · 152 m² 9.8 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.