TRIFECTO
ActiveTRIFECTO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 36% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-20
Solvency63▼-37
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.78 against 4.17 in 2024; short-term debt: 56.1% and cash: 26.6% of total assets), and 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
93 d early
2023
78 d early
2022
42 d early
2021
41 d early
2020
33 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 56.1%
2024 · €220k
2018: €209k
2019: €190k
2020: €229k
2021: €187k
2022: €193k
2023: €191k
2024: €220k
2018 → 2025
Total assets
€254k▼ 8.5%
2024 · €277k
2018: €272k
2019: €263k
2020: €273k
2021: €207k
2022: €215k
2023: €258k
2024: €277k
2018 → 2025
Net result
€8k▼ 84.7%
2024 · €54k
2018: €25k
2019: €12k
2020: €39k
2021: €41k
2022: €40k
2023: €34k
2024: €54k
2018 → 2025
Working capital
€-32k
2024 · €83k
2018: €178k
2019: €152k
2020: €162k
2021: €87k
2022: €78k
2023: €72k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€193k▲ 3.1%€191k▼ 1.1%€220k▲ 15.4%€97k▼ 56.1%
Operating result€49k-€52k▲ 5.5%€47k▼ 9.5%€76k▲ 62.0%€13k▼ 83.3%
Net result€41k-€40k▼ 2.8%€34k▼ 14.9%€54k▲ 60.2%€8k▼ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€143k▼ 15.0%
Current assets
€111k▲ 1.6%
Equity and liabilities €254k
Equity
€97k▼ 56.1%
Debt
€157k▲ 176%
The debt ratio rises from 20.5% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €111k
Cash flow
€46k▼
2024 · €89k
Solvency
38.1%▼
2024 · 79.5%
Current ratio
0.78▼
2024 · 4.17
Quick ratio
0.78▼
2024 · 4.17
Debt / equity
1.62▲
2024 · 0.26
ROE
8.6%▼
2024 · 24.7%
ROA
3.3%▼
2024 · 19.6%
Interest coverage
28.60▼
2024 · 46.25
Debt
€157k▲
2024 · €57k
Debt ≤ 1 year
€142k▲
2024 · €26k
Debt > 1 year
€15k▼
2024 · €30k
Income taxes
€3k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€254k▼
Fixed assets21/28€168k€143k▼
Tangible fixed assets22/27€168k€143k▼
Land and buildings22€69k€57k▼
Plant, machinery and equipment23€48k€21k▼
Furniture and vehicles24€52k€66k▲
Current assets29/58€109k€111k▲
Amounts receivable within one year40/41€22k€43k▲
Trade receivables40€13k€18k▲
Other amounts receivable41€9k€25k▲
Cash at bank and in hand54/58€85k€68k▼
Deferred charges and accrued income490/1€2k€381▼
Equity and liabilities
Total equity and liabilities10/49€277k€254k▼
Equity10/15€220k€97k▼
Contributions10/11€1€1=
Reserves13€220k€97k▼
Distributable reserves133€220k€97k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€57k€157k▲
Amounts payable after more than one year17€30k€15k▼
Financial debts170/4€30k€15k▼
Amounts payable within one year42/48€26k€142k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48-€120k
Accrued charges and deferred income492/3€857€31▼
Income statement
Code20242025
Non-recurring operating income76A€34k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€112k€52k▼
Operating profit (loss)9901€76k€13k▼
Financial income75/76B€466€845▲
Recurring financial income75€466€845▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€74k€12k▼
Income taxes67/77€20k€3k▼
Profit (loss) for the period9904€54k€8k▼
Profit (loss) for the period to be appropriated9905€54k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€8k▼
Transfer from equity791/2€25k€132k▲
Transfer to equity691/2€54k€8k▼
To other reserves6921€54k€8k▼
Profit to be distributed694/7€25k€132k▲
Return on contributions (dividend)694€25k€132k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €8k ▼84.7%
Net result drops to €8k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €54k ▲60.2%
Operating result €76k, net result €54k, both a record.
31-12
Financial
Equity above €200kEq €220k ▲15.4%
7 profitable years in a row build equity to €220k.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €229k ▲20.4%
3 profitable years in a row build equity to €229k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterstraat 88400 OostendeGround area
1,457 m²
Building footprint
309 m²
Volume, LiDAR
1,128 m³
Parcel 35020B0205/00S003, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TRIFECTO
since 20072.162.031.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0205/00S003 | Flanders | 1,457 m² | 1 · 309 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIFFINDO
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Daan De Vlieger
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ELS DIERCKX
BE 0743.817.279
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COUVENT & C° Wine and Spirits
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
72300
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.