TRICOUR
ActiveSummary
TRICOUR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€211,796) and a net result of -€1,702. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+5
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.04 in 2024; short-term debt: 196.7% and cash: 1.1% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-99.8%
Return on assets
-0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€211,796
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
11 d late
2023
6 d early
2022
21 d late
2021
29 d late
2020
31 d late
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€1.2m
EBIT margin
0.7%
Net result
-€1,702▲ 36.9%
2024 · -€2,699
Working capital
-€399,653▼ 0.6%
2024 · -€397,088
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€11,734▼ 33.2%-€5,238▲ 55.4%€3,346€733▼ 78.1%€690▼ 5.9%
Net result-€11,885below the sector's middle half▼ 33.9%-€7,000below the sector's middle half▲ 41.1%-€929within the sector's middle half▲ 86.7%-€2,699within the sector's middle half▼ 190%-€1,702below the sector's middle half▲ 36.9%
EBIT margin
Equity-€199,466below the sector's middle half▼ 6.3%-€206,466below the sector's middle half▼ 3.5%-€207,395below the sector's middle half▼ 0.5%-€210,094below the sector's middle half▼ 1.3%-€211,796below the sector's middle half▼ 0.8%
Total assets€407,713above the sector's middle half▼ 2.3%€274,267within the sector's middle half▼ 32.7%€245,933within the sector's middle half▼ 10.3%€229,846within the sector's middle half▼ 6.5%€212,192below the sector's middle half▼ 7.7%
Debt€607,179▲ 0.4%€480,733▼ 20.8%€453,328▼ 5.7%€439,940▼ 3.0%€423,988▼ 3.6%
Working capital-€372,122below the sector's middle half▼ 0.7%-€394,257below the sector's middle half▼ 5.9%-€394,189below the sector's middle half=-€397,088below the sector's middle half▼ 0.7%-€399,653below the sector's middle half▼ 0.6%
Solvency-48.9%below the sector's middle half▼ 4.0pp-75.3%below the sector's middle half▼ 26.4pp-84.3%below the sector's middle half▼ 9.1pp-91.4%below the sector's middle half▼ 7.1pp-99.8%below the sector's middle half▼ 8.4pp
Current ratio0.39below the sector's middle half=0.06below the sector's middle half▼ 0.330.04below the sector's middle half▼ 0.020.04below the sector's middle half=0.04below the sector's middle half=
Return on assets (ROA)-2.9%below the sector's middle half▼ 0.8pp-2.6%within the sector's middle half▲ 0.4pp-0.4%within the sector's middle half▲ 2.2pp-1.2%within the sector's middle half▼ 0.8pp-0.8%below the sector's middle half▲ 0.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212,192
Fixed assets
€194,370 ▼ 8.5%
Current assets
€17,823 ▲ 2.5%
Key figures and ratios
EBITDA
€18,772▼
2024 · €18,816
Cash flow
€16,381▲
2024 · €15,384
Debt to equity
-2.00▲
2024 · -2.09
Interest coverage
7.22▲
2024 · 5.48
Debt ≤ 1 year
€417,476▲
2024 · €414,482
Debt > 1 year
€6,512▼
2024 · €25,459
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
2.1%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 1.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €24,094 | €27,560 | €27,053 | €14,792 | €30,802 | ▲ 108% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,296 | €11,908 | €18,083 | €18,083 | €18,083 | = |
| Other operating charges640/8 | €2,867 | €6,798 | €2,928 | €3,365 | €6,346 | ▲ 88.6% |
| Gross operating margin9900 | €429 | €13,469 | €24,356 | €22,181 | €25,118 | ▲ 13.2% |
| Operating profit (loss)9901 | -€11,734 | -€5,238 | €3,346 | €733 | €690 | ▼ 5.9% |
| Financial income75/76B | €891 | €6 | - | - | €209 | - |
| Recurring financial income75 | €891 | €6 | - | - | €209 | - |
| Financial charges65/66B | €1,042 | €1,768 | €4,275 | €3,432 | €2,600 | ▼ 24.2% |
| Recurring financial charges65 | €1,042 | €1,768 | €4,275 | €3,432 | €2,600 | ▼ 24.2% |
| Profit (loss) for the period before taxes9903 | -€11,885 | -€7,000 | -€929 | -€2,699 | -€1,702 | ▲ 36.9% |
| Profit (loss) for the period9904 | -€11,885 | -€7,000 | -€929 | -€2,699 | -€1,702 | ▲ 36.9% |
| Profit (loss) for the period to be appropriated9905 | -€11,885 | -€7,000 | -€929 | -€2,699 | -€1,702 | ▲ 36.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €407,713 | €274,267 | €245,933 | €229,846 | €212,192 | ▼ 7.7% |
| Fixed assets21/28 | €172,656 | €248,618 | €230,535 | €212,453 | €194,370 | ▼ 8.5% |
| Tangible fixed assets22/27 | €172,607 | €248,569 | €230,486 | €212,403 | €194,320 | ▼ 8.5% |
| Land and buildings22 | €172,607 | €248,569 | €230,486 | €212,403 | €194,320 | ▼ 8.5% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €235,057 | €25,649 | €15,397 | €17,394 | €17,823 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €233,571 | - | €14,322 | €14,322 | €14,322 | = |
| Trade receivables40 | €1,783 | - | €14,322 | €14,322 | €14,322 | = |
| Other amounts receivable41 | €231,788 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1,486 | €25,649 | €1,075 | €455 | €2,300 | ▲ 406% |
| Deferred charges and accrued income490/1 | - | - | - | €2,617 | €1,200 | ▼ 54.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €407,713 | €274,267 | €245,933 | €229,846 | €212,192 | ▼ 7.7% |
| Equity10/15 | -€199,466 | -€206,466 | -€207,395 | -€210,094 | -€211,796 | ▼ 0.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,672 | €6,672 | €6,672 | €6,672 | €6,672 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | €472 | €472 | €472 | €472 | €472 | = |
| Profit (loss) carried forward14 | -€268,138 | -€275,138 | -€276,067 | -€278,766 | -€280,468 | ▼ 0.6% |
| Amounts payable17/49 | €607,179 | €480,733 | €453,328 | €439,940 | €423,988 | ▼ 3.6% |
| Amounts payable after more than one year17 | - | €60,827 | €43,551 | €25,459 | €6,512 | ▼ 74.4% |
| Financial debts170/4 | - | €60,827 | €43,551 | €25,459 | €6,512 | ▼ 74.4% |
| Amounts payable within one year42/48 | €607,179 | €419,906 | €409,586 | €414,482 | €417,476 | ▲ 0.7% |
| Current portion of amounts payable after more than one year42 | - | €16,497 | €17,276 | €18,092 | €18,946 | ▲ 4.7% |
| Trade debts44 | €1,072 | €28,201 | €2,774 | €6,550 | €8,314 | ▲ 26.9% |
| Suppliers440/4 | €1,072 | €28,201 | €2,774 | €6,550 | €8,314 | ▲ 26.9% |
| Taxes, remuneration and social security45 | €45 | €1,289 | €1,267 | €1,268 | €1,644 | ▲ 29.7% |
| Taxes450/3 | €45 | €1,289 | €1,267 | €1,268 | €1,644 | ▲ 29.7% |
| Other amounts payable47/48 | €606,062 | €373,919 | €388,269 | €388,572 | €388,572 | = |
| Accrued charges and deferred income492/3 | - | - | €191 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,885 | -€7,000 | -€929 | -€2,699 | -€1,702 | ▲ 36.9% |
| + Depreciation and write-downs630 | €9,296 | €11,908 | €18,083 | €18,083 | €18,083 | = |
| Operating cash flow (approximation) | -€2,589 | €4,908 | €17,153 | €15,384 | €16,381 | ▲ 6.5% |
| Investment in fixed assets (approximation) | - | -€87,870 | €0 | €0 | €0 | - |
| Change in cash | - | €24,163 | -€24,574 | -€620 | €1,846 | ▲ 397% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
24-06
State Gazette act
Appointments: Nadia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière) and Katia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière)3 facts ▸
State Gazette act
Appointments: Nadia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière) and Katia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière)
3 facts ▸
- Board meeting, 1ºr juin 2026
- Director appointment, Nadia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière)
- Director appointment, Katia Battocchia-Rossetto (administrateur, déléguée à la gestion journalière)
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
State Gazette actNBB filing
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 2 in day-to-day management, last change in 2026
Board 2
Katia Battocchia-Rossetto
CurrentAdministrateur, déléguée à la gestion journalière · since 24-06-2026
Nadia Battocchia-Rossetto
CurrentAdministrateur, déléguée à la gestion journalière · since 24-06-2026
Day-to-day management 2
Katia Battocchia-Rossetto
CurrentAdministrateur, déléguée à la gestion journalière · since 24-06-2026
Nadia Battocchia-Rossetto
CurrentAdministrateur, déléguée à la gestion journalière · since 24-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1994
Ground area
1,111 m²
Building footprint
266 m²
Volume, LiDAR
1,737 m³
2 parcels, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GB
since 19942.068.987.630
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322B0838/00F009 | Wallonia | 987 m² | 1 · 172 m² | 7.0 m · 1 fl. |
| 52026D0482/00G002indicative | Wallonia | 124 m² | 1 · 94 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| Katia Battocchia-Rossetto |
|
| Nadia Battocchia-Rossetto |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453568436
Also
9925:BE0453568436
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.