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TRIC

Active
Public limited companyfounded 1986active for 40 yearsVijverhoek 41-43, 8520 Kuurne, BelgiumKBO/BCE: BE 0428.955.378
Summary

TRIC has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.7m and a net result of €328,252. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 80% of 292 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Wholesale of household textiles and bedding
NACE 46412Wholesale trade NACE 46421
8th largest employer in Kuurne, Wholesale and retail trade sector2 sites
Size
€2.3mtotal assets 2026
Staff
13.7 FTE
Equity
€1.7m
Profit
€328,252
Net result +216%: other schema
Financial health
98 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
SARAMAGO · 99.98%
Accounts 137 days early0 of 8 deeds read
Why 98lowers riskFounded in 1986Liquidity: current ratio 3.70, cash €391,098Equity €1.7m (75.0% of total assets)Profit of €328,252 (financial year 2026)Show the evidence

Checked score

Score 2026
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 46, small)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 75.0% of total assets
Liquidity 62+8
short-term debt 25.0% · cash 17.1%
Profitability 87+11
return on assets 14.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,381 companies, NACE 46, small)
Last 24 months 11-2024: 0.1%highest value 12-2024: < 0.1%▼ -0.1 percentage points vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.7, compared with 4.82 in 2025, above the usual 1.5; short-term debt: 25% and cash: 17.1% of total assets), and 25% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 92% on solvency, 81% on liquidity, 90% on profitability and 66% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.70, cash €391,098
NBB · annual accounts
lowers risk · Equity €1.7m (75.0% of total assets)
NBB · annual accounts
lowers risk · Profit of €328,252 (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2026 was due by 30-11-2026 and was filed on 16-07-2026, 137 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
137 days early
2025
90 days early
2024
1 day early
2023
on the day
2022
on the day
2021
on the day
2020
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-04-2027 and is due by 30-11-2027. Nothing is late today. The company usually files around 29 November (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today30-04-2027 year end30-11-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet €103,925 ▼69.4%

Key points

  • Positive: Result rose in 2026different schema filed ▲ 216% View
  • Positive: 8th largest employer in Kuurne, Wholesale and retail trade sectorin the Checked rankings No. 8 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €328,252 8 years View
  • Controlled by SARAMAGO 99.98% View
  • Flemish supportawarded from 2022 to 2025 €59,869 View

By topic

Financials

Financial year
2026
Total assets
€2.3m
Profit
€328,252
Solvency
75.0%
Total assets▲ 18.8%
Net result
20192026
Go to Financials

Timeline

Events
43
Since
1987
Next accounts
by 30-11-2027
  1. 29-11-2024Annual accounts filed
  2. 30-11-2023Annual accounts filed
  3. 30-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Wholesale of household textiles and beddingNACE 46412
Founded
15-05-1986
Year ends
30-04
Peppol
Reachable for e-invoices
Go to Company details

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