TRIBUTA RIVO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €621k and a net result of €64k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 8018 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
61 d late
2023
5 d early
2022
60 d late
2021
39 d early
2020
31 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€621k▲ 8.1%
2024 · €575k
2018: €338k
2019: €387k
2020: €413k
2021: €452k
2022: €495k
2023: €532k
2024: €575k
2018 → 2025
Net result
€64k▲ 34.3%
2024 · €48k
2018: €44k
2019: €49k
2020: €66k
2021: €79k
2022: €63k
2023: €67k
2024: €48k
2018 → 2025
Total assets
€1.62M▲ 3.9%
2024 · €1.56M
2018: €1.22M
2019: €1.23M
2020: €1.19M
2021: €1.22M
2022: €1.33M
2023: €1.47M
2024: €1.56M
2018 → 2025
Solvency
38.4%▲ 1.5pp
2024 · 36.9%
2018: 27.7%
2019: 31.5%
2020: 34.6%
2021: 36.9%
2022: 37.3%
2023: 36.1%
2024: 36.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€495k▲ 9.5%€532k▲ 7.5%€575k▲ 8.1%€621k▲ 8.1%
Operating result€48k-€40k▼ 17.2%€55k▲ 36.2%€49k▼ 10.3%€53k▲ 8.8%
Net result€79k-€63k▼ 20.2%€67k▲ 6.2%€48k▼ 28.5%€64k▲ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€1.41M▲ 0.1%
Current assets
€206k▲ 40.7%
Equity and liabilities €1.62M
Equity
€621k▲ 8.1%
Debt
€996k▲ 1.4%
The debt ratio falls from 63.1% to 61.6%. Equity and debt are higher.
Key figures and ratios
Solvency
38.4%▲
2024 · 36.9%
ROE
10.3%▲
2024 · 8.3%
ROA
4.0%▲
2024 · 3.1%
Debt
€996k▲
2024 · €982k
Debt ≤ 1 year
€674k▲
2024 · €630k
Debt > 1 year
€322k▼
2024 · €352k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.62M▲
Fixed assets21/28€1.41M€1.41M▲
Tangible fixed assets22/27€663k€663k▲
Land and buildings22€661k€662k▲
Furniture and vehicles24€1k€1k▼
Financial fixed assets28€748k€748k=
Current assets29/58€146k€206k▲
Amounts receivable within one year40/41€23k€47k▲
Other amounts receivable41€23k€47k▲
Current investments50/53€105k€132k▲
Cash at bank and in hand54/58€18k€27k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.62M▲
Equity10/15€575k€621k▲
Contributions10/11€20k€20k=
Reserves13€555k€601k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€553k€599k▲
Amounts payable17/49€982k€996k▲
Amounts payable after more than one year17€352k€322k▼
Financial debts170/4€352k€322k▼
Amounts payable within one year42/48€630k€674k▲
Current portion of amounts payable after more than one year42€39k€31k▼
Trade debts44€175€3▼
Suppliers440/4€175€3▼
Taxes, remuneration and social security45€16k€23k▲
Taxes450/3€14k€22k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€574k€620k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€82k€88k▲
Operating profit (loss)9901€49k€53k▲
Financial income75/76B€58k€64k▲
Recurring financial income75€58k€64k▲
Financial charges65/66B€54k€51k▼
Recurring financial charges65€54k€51k▼
Profit (loss) for the period before taxes9903€53k€66k▲
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€48k€64k▲
Profit (loss) for the period to be appropriated9905€48k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€64k▲
Transfer from equity791/2€5k€18k▲
Transfer to equity691/2€48k€64k▲
To other reserves6921€48k€64k▲
Profit to be distributed694/7€5k€18k▲
Return on contributions (dividend)694€5k€18k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €532k ▲7.5%
6 profitable years in a row build equity to €532k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €79k ▲20.7%
Net result €79k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winterkeer 751570 PajottegemGround area
9,806 m²
Building footprint
1,207 m²
Volume, LiDAR
2,802 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRIBUTA RIVO
since 20082.171.259.876
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087D0388/00G000 | Flanders | 7,251 m² | 1 · 186 m² | 8.2 m · 2 fl. |
| 23087C0921/00A000 | Flanders | 2,555 m² | 1 · 1,021 m² | 10.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTRIBUTA RIVOBE 0897.194.669
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.