Equity
€229,240 ▲ 7.5%
TRIBES has made a profit without a break since 2022.
TRIBES
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 1999peak €83,835 (2011)
€31,160▼ 44.3%
lowest -€34,377 (2007)
€15,955▼ 54.3%
peak €229,240 (2025)
€229,240▲ 7.5%
€157,758▲ 451%
Board1 name since 2022
1 directorDEMAIN Fanny Monique Marie Michelle
Documentsfilings and deeds
24-10-20257 days before the deadline
2025micro format
Gross margin from €55,960 to €31,160Result from €34,937 to €15,955Debts from €28,616 to €157,758Investments €205,200
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Investments
€205,200 30.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
4.99 was 7.65 in 2024
Short-term debts rose from €28,616 to €33,240.
Filings
26 annual accounts 9 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
€229,240
More equity than 87% of companies in retail trade. Sector median €40,998 · 22,960 companies.
Checked score
93
Excellent
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.1%▲ +0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.2%▲ +0.1 percentage points vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 26-10-2025)
lowers risk
Liquidity: current ratio 4.99, cash €132,412
Founded in 1998
Equity €229,240 (59.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 93% on liquidity, 59% on profitability and 56% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as TRIBES has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TRIBES itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for TRIBES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.99 (7.65 in 2024), above the usual 1.5. Short-term debt is 8.6% and cash 34.2% of total assets. 40.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
7 days early
2024
9 days late
2023
1 day early
2022
2 days late
2021
2 days late
2020
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 3 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464642668
Change of role: DEMAIN Fanny Monique Marie Michelle, from manager to director
“Toute intervention,conseils,prestation de missions,réalisation et prestation de formations coaching,team…” (deed in French) · Director discharge: DEMAIN Fanny Monique Marie Michelle · General meeting of 14-12-2023 · Gazette deed
First establishment
Chemin du Servoir 103, Braine-le-Comte
Incorporation
published on 03-12-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRIBES Braine-le-Comte | €386,997 | €31,160 | 59.2% | - |
| MOONS NADINE Bornem | €351,563 | €39,387 | 91.0% | - |
| FILIES Deinze | €481,734 | €36,457 | 94.5% | - |
| JURITEX Haaltert | €432,432 | €46,860 | 28.4% | - |
| VICTORIA HOUSE Jodoigne | €311,616 | €25,125 | 80.5% | - |
| EDELWEISS Tournai | €611,355 | €35,012 | -63.5% | - |
| BOKE Herk-de-Stad | €251,475 | €21,656 | 40.6% | - |
These companies have the same main activity as TRIBES: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €251,000 and €611,000, founded between 1994 and 2001.
Official details
Source: KBO- Status
- Active since 23-11-1998Normal situation
- Activity
- Retail sale of household textiles and beddingNACE 47512and 5 others
- Establishment unit
- 2.089.668.0307090 Braine-le-Comte, since 11-12-1998
- Financial year end
- 31 March
- Peppol
- Reachable since 30-12-2025
Insights on TRIBES
TRIBES files the micro format. That format states no turnover. The gross margin rose from -€24,775 in 2007 to €31,160 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRIBES
- What is the company number of TRIBES?
- The company number of TRIBES is 0464.642.668. The VAT number is the same number with BE in front: BE 0464.642.668.
- Where is TRIBES based?
- The registered office is at Chemin du Servoir 103, 7090 Braine-le-Comte.Company details
- What does TRIBES do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of TRIBES?
- TRIBES is a private limited company (BV).
- When was TRIBES founded?
- TRIBES was founded on 23-11-1998.
- Is TRIBES still active?
- Yes, TRIBES is an active enterprise in the KBO register.
- What is the turnover of TRIBES?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €31,160 and 41 comparable companies (NACE 475). It probably lies between €130,000 and €280,000.Financials
- Is TRIBES profitable?
- In financial year 2025, TRIBES made a profit of €15,955.
- Where can I find the annual accounts of TRIBES?
- TRIBES filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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