TRIAM
ActiveTRIAM has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €-3k. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+58
Solvency84▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.49 in 2024; short-term debt: 7.7% and cash: 10.2% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
45 d early
2023
58 d early
2022
18 d early
2021
16 d late
2020
36 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▼ 2.0%
2024 · €162k
2018: €29k
2019: €52k
2020: €56k
2021: €80k
2022: €187k
2023: €185k
2024: €162k
2018 → 2025
Total assets
€269k▼ 6.7%
2024 · €288k
2018: €86k
2019: €109k
2020: €112k
2021: €117k
2022: €355k
2023: €331k
2024: €288k
2018 → 2025
Net result
€-3k▲ 86.4%
2024 · €-23k
2018: €-9k
2019: €23k
2020: €4k
2021: €24k
2022: €107k
2023: €-2k
2024: €-23k
2018 → 2025
Working capital
€17k▲ 43.2%
2024 · €12k
2018: €18k
2019: €46k
2020: €48k
2021: €67k
2022: €21k
2023: €26k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€187k▲ 134%€185k▼ 1.0%€162k▼ 12.6%€159k▼ 2.0%
Operating result€32k-€138k▲ 335%€-913€-23k▼ 2,421%€-3k▲ 88.0%
Net result€24k-€107k▲ 352%€-2k€-23k▼ 1,147%€-3k▲ 86.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€231k▼ 8.3%
Current assets
€37k▲ 4.8%
Equity and liabilities €269k
Equity
€159k▼ 2.0%
Provisions
€23k▼ 5.8%
Debt
€87k▼ 14.5%
The debt ratio falls from 35.3% to 32.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €-1k
Cash flow
€18k▲
2024 · €-2k
Solvency
59.0%▲
2024 · 56.2%
Current ratio
1.81▲
2024 · 1.49
Quick ratio
1.81▲
2024 · 1.49
Debt / equity
0.55▼
2024 · 0.63
ROE
-2.0%▲
2024 · -14.4%
ROA
-1.2%▲
2024 · -8.1%
Interest coverage
10.41▲
2024 · -0.60
Debt
€87k▼
2024 · €102k
Debt ≤ 1 year
€21k▼
2024 · €24k
Debt > 1 year
€66k▼
2024 · €78k
Income taxes
€385▲
2024 · €131
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€288k€269k▼
Fixed assets21/28€253k€231k▼
Tangible fixed assets22/27€253k€231k▼
Land and buildings22€232k€220k▼
Plant, machinery and equipment23€85€0▼
Furniture and vehicles24€1k€427▼
Leasing and similar rights25€19k€11k▼
Financial fixed assets28€0-
Current assets29/58€36k€37k▲
Amounts receivable within one year40/41€20k€9k▼
Trade receivables40€15k€1k▼
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€15k€28k▲
Deferred charges and accrued income490/1€798€674▼
Equity and liabilities
Total equity and liabilities10/49€288k€269k▼
Equity10/15€162k€159k▼
Contributions10/11€19k€19k=
Reserves13€143k€140k▼
Tax-exempt reserves132€98k€93k▼
Distributable reserves133€45k€48k▲
Provisions and deferred taxes16€25k€23k▼
Deferred taxes168€25k€23k▼
Amounts payable17/49€102k€87k▼
Amounts payable after more than one year17€78k€66k▼
Financial debts170/4€78k€66k▼
Amounts payable within one year42/48€24k€21k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€0€3k▲
Accrued charges and deferred income492/3€156€129▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€3k€22k▲
Operating profit (loss)9901€-23k€-3k▲
Financial income75/76B€380€290▼
Recurring financial income75€380€290▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-25k€-4k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€131€385▲
Profit (loss) for the period9904€-23k€-3k▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€-18k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€3k▲
Transfer from equity791/2€18k€0▼
Transfer to equity691/2€0€3k▲
To other reserves6921€0€3k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €107k ▲352%
Operating result €138k, net result €107k, both a record.
31-12
Financial
Equity above €150kEq €187k ▲134%
4 profitable years in a row build equity to €187k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 933500 HasseltGround area
963 m²
Building footprint
447 m²
Volume, LiDAR
4,561 m³
Parcel 71324E0140/00V003, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TRIAM
since 19982.086.658.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0140/00V003 | Flanders | 963 m² | 1 · 447 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-1998
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@triam.be