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TRI-PLEX

Active
Private limited companyfounded 200422 yrs activeMarktstraat 23, 1745 Opwijk, BelgiumKBO/BCE: BE 0866.100.330

TRI-PLEX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €9k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+26
Solvency47▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.33 in 2023; short-term debt: 30.1% and cash: 7.4% of total assets), and 77.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
22.3%
Return on assets
5.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11615 sector peers (2024).
NBB · sector comparison
Position among 11615 sector peers
Solvency
better than 22%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
on the day
2023
on the day
2022
77 d early
2021
72 d early
2020
58 d early
2019
46 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€37k▲ 35.1%
2023 · €27k
2018: €54k 2019: €54k 2020: €28k 2021: €28k 2022: €30k 2023: €27k
2018 → 2024
Total assets
€164k▼ 13.1%
2023 · €189k
2018: €250k 2019: €214k 2020: €184k 2021: €160k 2022: €143k 2023: €189k
2018 → 2024
Net result
€9k
2023 · €-3k
2018: €12k 2019: €418 2020: €-9k 2021: €-574 2022: €2k 2023: €-3k
2018 → 2024
Working capital
€-23k▲ 46.7%
2023 · €-43k
2018: €-2k 2019: €6k 2020: €-11k 2021: €15 2022: €4k 2023: €-43k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€28k-€28k▼ 2.0%€30k▲ 7.5%€27k▼ 9.3%€37k▲ 35.1%
Operating result€-3k-€7k€11k▲ 60.9%€4k▼ 65.3%€18k▲ 363%
Net result€-9k-€-574▲ 93.7%€2k€-3k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2020: €-3k€-3kNet result 2020: €-9k€-9kOperating result 2021: €7k€7kNet result 2021: €-574€-574Operating result 2022: €11k€11kNet result 2022: €2k€2kOperating result 2023: €4k€4kNet result 2023: €-3k€-3kOperating result 2024: €18k€18kNet result 2024: €9k€9k20202021202220232024
The operating result recovers in 2024; 2024 is 363% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €164k
Fixed assets €138k▼ 17.7%
Current assets €26k▲ 23.3%
Equity and liabilities €164k
Equity €37k▲ 35.1%
Debt €128k▼ 21.1%
The debt ratio falls from 85.7% to 77.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€47k
2023 · €22k
Cash flow
€39k
2023 · €16k
Solvency
22.3%
2023 · 14.3%
Current ratio
0.53
2023 · 0.33
Quick ratio
0.53
2023 · 0.33
Debt / equity
3.49
2023 · 5.98
ROE
26.0%
2023 · -10.3%
ROA
5.8%
2023 · -1.5%
Interest coverage
7.62
2023 · 3.95
Debt
€128k
2023 · €162k
Debt ≤ 1 year
€49k
2023 · €65k
Debt > 1 year
€78k
2023 · €97k
Income taxes
€2k
2023 · €964
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€189k€164k
Fixed assets21/28€168k€138k
Tangible fixed assets22/27€167k€137k
Land and buildings22€103k€87k
Plant, machinery and equipment23€648€451
Furniture and vehicles24€63k€50k
Financial fixed assets28€800€800=
Current assets29/58€21k€26k
Amounts receivable within one year40/41€18k€12k
Trade receivables40€18k€12k
Other amounts receivable41€23€6
Cash at bank and in hand54/58€2k€12k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€189k€164k
Equity10/15€27k€37k
Contributions10/11€6k€6k=
Reserves13€21k€30k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€6k€6k=
Distributable reserves133€15k€25k
Amounts payable17/49€162k€128k
Amounts payable after more than one year17€97k€78k
Financial debts170/4€97k€78k
Amounts payable within one year42/48€65k€49k
Current portion of amounts payable after more than one year42€18k€19k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€3k€8k
Taxes450/3€1k€6k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€39k€20k
Accrued charges and deferred income492/3€236€0
Income statement Code20232024
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€30k
Other operating charges640/8€4k€2k
Gross operating margin9900€26k€49k
Operating profit (loss)9901€4k€18k
Financial income75/76B€2€2
Recurring financial income75€2€2
Financial charges65/66B€6k€6k
Recurring financial charges65€6k€6k
Profit (loss) for the period before taxes9903€-2k€11k
Income taxes67/77€964€2k
Profit (loss) for the period9904€-3k€9k
Profit (loss) for the period to be appropriated9905€-3k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€9k
Transfer from equity791/2€3k€0
Transfer to equity691/2€0€9k
To other reserves6921€0€9k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
20-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-9k ▼2289%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
15-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
29-04
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marktstraat 231745 Opwijk
Ground area
247 m²
Building footprint
86 m²
Volume, LiDAR
671 m³
Parcel 23060B0302/00N000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tri-Plex
Marktstraat 23, 1745 OpwijkNACE 74877
since 20042.301.858.894
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23060B0302/00N000 Flanders 247 m² 1 · 86 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,058 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-07-2004
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.