Trevi Vivere
ActiveTrevi Vivere has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 474 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
61
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▲+40
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.65 against 1.02 in 2024), and 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
37.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
30 d late
2024
31 d early
2023
27 d late
2022
21 d late
2021
38 d early
2020
40 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▲ 2,535%
2024 · €605
2019: €8k
2020: €8k
2021: €-11k
2022: €-16k
2023: €-26k
2024: €605
2019 → 2025
Total assets
€40k▼ 8.7%
2024 · €44k
2019: €20k
2020: €35k
2021: €20k
2022: €13k
2023: €4k
2024: €44k
2019 → 2025
Net result
€15k▼ 42.2%
2024 · €27k
2019: €2k
2020: €-133
2021: €-19k
2022: €-5k
2023: €-10k
2024: €27k
2019 → 2025
Working capital
€-9k
2024 · €1k
2019: €8k
2020: €10k
2021: €1k
2022: €926
2023: €-29k
2024: €1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-16k▼ 47.0%€-26k▼ 66.3%€605€16k▲ 2,535%
Operating result€-18k-€-5k▲ 73.2%€-10k▼ 107%€33k€12k▼ 64.7%
Net result€-19k-€-5k▲ 73.1%€-10k▼ 108%€27k€15k▼ 42.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€25k
Current assets
€16k
Equity and liabilities €40k
Equity
€16k▲ 2,535%
Debt
€24k▼ 43.9%
The debt ratio falls from 98.6% to 60.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €36k
Cash flow
€18k▼
2024 · €30k
Solvency
39.4%▲
2024 · 1.4%
Current ratio
0.65▼
2024 · 1.02
Quick ratio
0.65▼
2024 · 1.02
Debt / equity
1.54
ROE
96.2%
ROA
37.9%▼
2024 · 59.9%
Interest coverage
531.09▼
2024 · 692.11
Debt
€24k▼
2024 · €44k
Debt ≤ 1 year
€24k▼
2024 · €43k
Income taxes
€-4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€40k▼
Fixed assets21/28-€25k
Tangible fixed assets22/27-€25k
Furniture and vehicles24-€25k
Current assets29/58€44k€16k▼
Amounts receivable within one year40/41€44k€14k▼
Trade receivables40€44k€14k▼
Cash at bank and in hand54/58€344€1k▲
Deferred charges and accrued income490/1-€751
Equity and liabilities
Total equity and liabilities10/49€44k€40k▼
Equity10/15€605€16k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€10k▲
Distributable reserves133€2k€10k▲
Profit (loss) carried forward14€-7k-
Amounts payable17/49€44k€24k▼
Amounts payable within one year42/48€43k€24k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€30k€14k▼
Accrued charges and deferred income492/3€432-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€763€619▼
Gross operating margin9900€37k€14k▼
Operating profit (loss)9901€33k€12k▼
Financial charges65/66B€53€26▼
Recurring financial charges65€53€26▼
Profit (loss) for the period before taxes9903€33k€12k▼
Income taxes67/77€6k€-4k▼
Profit (loss) for the period9904€27k€15k▼
Profit (loss) for the period to be appropriated9905€27k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€8k▲
Profit (loss) brought forward from the previous period14P€-34k€-7k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after 4 loss-making years.
31-12
Financial
Liquidity times 46current ratio 1.02
Current ratio from 0.02 to 1.02.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 9current ratio 16.09
Current ratio from 1.70 to 16.09; short-term debt falls from €11k to €646.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margote 939260 WichelenGround area
1,335 m²
Building footprint
194 m²
Volume, LiDAR
1,781 m³
Parcel 42026B0430/00H002, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Trevi Vivere
since 20192.285.286.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026B0430/00H002 | Flanders | 1,335 m² | 1 · 194 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2019
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
41001General construction of residential buildings
41003General construction of other non-residential buildings
43240Other construction installation
43299Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
73110Advertising agencies
81210General cleaning of buildings
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.